ACNB CORP (ACNB)
2025-06-30 | 2024-09-30 | 2024-06-30 | ||
|---|---|---|---|---|
| Revenue from contract with customer, excluding assessed tax-ATMService Chargesand Debit Card Transactions | 905 | - | - | |
| Revenue from contract with customer, excluding assessed tax-Mortgage Banking | 1,575 | - | - | |
| Revenue from contract with customer, excluding assessed tax-Fiduciary And Trust | 1,090 | - | - | |
| Revenue from contract with customer, excluding assessed tax-Deposit Account | 1,179 | - | - | |
| Other | 342 | 339 | 221 | |
| Insurance commissions | 2,908 | 2,787 | 2,747 | |
| Net gains (losses) on equity securities | 3 | 28 | 1 | |
| Net gains on sales or calls of investment securities | 22 | - | - | |
| Earnings on investment in bank-owned life insurance | 627 | 503 | 493 | |
| Gain on life insurance proceeds | 31 | - | - | |
| Revenue from contract with customer, excluding assessed tax | - | 3,064 | 2,931 | |
| Total noninterest income | 8,682 | 6,833 | 6,427 | |
| Supplies and postage | - | 236 | 183 | |
| Marketing and corporate relations | - | 99 | 88 | |
| Other tax | 220 | 360 | 356 | |
| Professional services | 743 | 409 | 529 | |
| Other | 3,375 | 1,674 | 1,585 | |
| Net occupancy | 1,277 | 945 | 991 | |
| Salaries and employee benefits | 13,693 | 11,017 | 10,426 | |
| Equipment | 2,539 | 1,698 | 1,570 | |
| Merger-related | 1,943 | 1,137 | - | |
| Intangible assets amortization | 1,141 | 304 | 315 | |
| Fdic and regulatory | 435 | 365 | 348 | |
| Total noninterest expenses | 25,366 | 18,244 | 16,391 | |
| Net interest income | - | - | 20,964 | |
| Provision for (reversal of) unfunded commitments | - | 40 | - | |
| (reversal of) provision for credit losses | -228 | 81 | -2,990 | |
| Short-term borrowings | 341 | 204 | 304 | |
| Long-term borrowings | 2,939 | 2,983 | 2,958 | |
| Deposits | 7,284 | 3,112 | 2,643 | |
| Total interest expense | 10,564 | 6,299 | 5,905 | |
| Other | 831 | 670 | 684 | |
| Tax-exempt | 283 | 284 | 284 | |
| Taxable | 3,283 | 2,617 | 2,665 | |
| Dividends | 307 | 251 | 248 | |
| Tax-exempt | 317 | 311 | 313 | |
| Taxable | 36,555 | 23,108 | 22,675 | |
| Total interest and dividend income | 41,576 | 27,241 | 26,869 | |
| Net interest income | 31,012 | 20,942 | - | |
| Reversal of provision for credit losses and unfunded commitments | -354 | - | - | |
| Net interest income after (reversal of) provisions for credit losses and unfunded commitments | 31,594 | 20,821 | 24,213 | |
| Income before income taxes | 14,910 | 9,410 | 14,249 | |
| Income tax expense | 3,262 | 2,206 | 2,970 | |
| Net income | 11,648 | 7,204 | 11,279 | |
| Basic earnings (in dollars per share) | 1.11 | 0.85 | 1.32 | |
| Diluted earnings (in dollars per share) | 1.11 | 0.84 | 1.32 | |
| Weighted average shares of common stock outstanding, basic (in shares) | 10,451,469 | 8,507,140 | 8,502,268 | |
| Weighted average shares of common stock outstanding, diluted (in shares) | 10,487,519 | 8,545,578 | 8,540,706 | |