Financial insights of ACNB

MyFinsight

For the quarter ending 2026-03-31, ACNB made $1,226K in revenue. $13,703K in net income. Net profit margin of 1117.70%.

Income Overview

Revenue
$1,226K
Net Income
$13,703K
Net Profit Margin
1117.70%
EPS
$1.32
Unit: Thousand (K) dollars

Income Statement	2026-03-31	2025-12-31	2025-09-30	2025-06-30
Revenue from contract with customer, excluding assessed tax-Mortgage Banking	1,226	709*	1,463	1,575
Revenue from contract with customer, excluding assessed tax-Deposit Account	1,235	1,144*	1,286	1,179
Revenue from contract with customer, excluding assessed tax-Fiduciary And Trust	1,160	1,153*	1,125	1,090
Revenue from contract with customer, excluding assessed tax-ATMService Chargesand Debit Card Transactions	906	850*	904	905
Insurance commissions	2,128	1,303*	2,545	2,908
Earnings on investment in bank-owned life insurance	737	676*	651	627
Gain on assets held for sale	177	0*	-	-
Gain on life insurance proceeds	174	239*	0	31
Other	489	454*	428	342
Net gains on sales or calls of investment securities	49	-3,555*	0	22
Net (losses) gains on equity securities	-7	-	9	3
Total noninterest income	8,274	2,970*	8,411	8,682
And Fee Income Loans And Leases	36,302	32,212*	36,961	36,555
And Fee Income Loans And Leases	338	315*	324	317
Income Securities	4,241	3,126*	3,430	3,283
Income Securities	314	303*	281	283
Dividends	334	341*	332	307
Other	703	819*	1,162	831
Total interest and dividend income	42,232	37,114*	42,490	41,576
Deposits	6,387	5,466*	6,872	7,284
Short-term borrowings	563	358*	513	341
Long-term borrowings	2,767	2,924*	2,968	2,939
Total interest expense	9,717	8,747*	10,353	10,564
Net interest income	32,515	28,367*	32,137	31,012
(reversal of) provision for credit losses	-76	6,480*	-584	-228
Reversal of provision for credit gaines and unfunded commitments	-13	217*	-145	-354
Net interest income after (reversal of) provisions for credit losses and unfunded commitments	32,604	21,670*	32,866	31,594
Salaries and employee benefits	14,027	12,454*	13,191	13,693
Equipment	2,600	2,216*	2,302	2,539
Net occupancy	1,533	1,436*	1,217	1,277
Intangible assets amortization	1,056	852*	1,129	1,141
Professional services	678	664*	588	743
Other tax	577	676*	561	220
Fdic and regulatory	442	413*	457	435
Merger-related	0	7,550*	169	1,943
Other	2,702	2,666*	2,747	3,375
Total noninterest expenses	23,615	28,925*	22,361	25,366
Income (gain) before income taxes	17,263	-4,285*	18,916	14,910
Income tax expense (benefit)	3,560	-1,559*	4,046	3,262
Net income (gain)	13,703	-2,726	14,870	11,648

Basic EPS	1.32	-0.275	1.43	1.11
Diluted EPS	1.32	-0.275	1.42	1.11
Basic Average Shares	10,348,531	9,906,487	10,419,581	10,451,469
Diluted Average Shares	10,366,230	9,927,464	10,455,461	10,487,519

Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

MyFinsight

Income Overview

Revenue
$1,226K
Net Income
$13,703K
Net Profit Margin
1117.70%
EPS
$1.32
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

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Income Overview

Revenue
$1,226K
Net Income
$13,703K
Net Profit Margin
1117.70%
EPS
$1.32
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image

Income Overview

Revenue$1,226KNet Income$13,703KNet Profit Margin1117.70%EPS$1.32Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Revenue$1,226KNet Income$13,703KNet Profit Margin1117.70%EPS$1.32Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Revenue
$1,226K
Net Income
$13,703K
Net Profit Margin
1117.70%
EPS
$1.32
Unit: Thousand (K) dollars

Revenue
$1,226K
Net Income
$13,703K
Net Profit Margin
1117.70%
EPS
$1.32
Unit: Thousand (K) dollars