For the quarter ending 2026-03-31, ACNB has $3,269,864K in assets. $2,844,388K in debts. $93,635K in cash and cash equivalents.
| Balance Sheets | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 |
|---|---|---|---|---|
| Cash and due from banks | 25,649 | 20,611 | 30,500 | 32,834 |
| Interest-bearing deposits with banks | 67,986 | 45,037 | 71,639 | 70,275 |
| Total cash and cash equivalents | 93,635 | 65,648 | 102,139 | 103,109 |
| Equity securities with readily determinable fair values | 942 | 949 | 945 | 936 |
| Investment securities available for sale, at estimated fair value | 471,659 | 466,894 | 462,217 | 455,317 |
| Investment securities held to maturity, at amortized cost (fair value 56,248, 57,537) | 63,159 | 63,288 | 63,408 | 64,505 |
| Loans held for sale | 15,155 | 28,170 | 16,850 | - |
| Gross loans | - | 2,332,477 | - | - |
| Unearned income | - | 1,963 | - | - |
| Total loans, net of unearned income | 2,349,245 | 2,330,514 | 2,336,605 | 2,341,816 |
| Allowance for credit losses | 23,615 | 23,672 | 23,660 | 24,353 |
| Loans, net | 2,325,630 | 2,306,842 | 2,312,945 | 2,317,463 |
| Foreclosed assets held for resale | - | 19 | 32 | 32 |
| Premises and equipment, net | 30,373 | 30,648 | 31,107 | 31,581 |
| Right of use asset | 4,053 | 4,155 | 4,403 | 4,657 |
| Restricted investment in bank stocks | 12,574 | 14,237 | 14,462 | 13,533 |
| Loans held for sale | - | - | - | 16,455 |
| Investment in bank-owned life insurance | 105,667 | 105,840 | 96,755 | 96,104 |
| Investments in low-income housing partnerships | 720 | 751 | 783 | 814 |
| Goodwill | 64,449 | 64,449 | 64,449 | 64,449 |
| Intangible assets, net | 21,379 | 22,435 | 23,565 | 24,694 |
| Assets held for sale | 0 | 275 | 275 | - |
| Other assets | 60,469 | 53,526 | 56,503 | 65,879 |
| Total assets | 3,269,864 | 3,228,126 | 3,250,838 | 3,259,528 |
| Noninterest-bearing | 576,056 | 553,855 | 581,697 | 568,301 |
| Interest-bearing | 1,949,716 | 1,896,330 | 1,884,199 | 1,956,240 |
| Total deposits | 2,525,772 | 2,450,185 | 2,465,896 | 2,524,541 |
| Short-term borrowings | 63,828 | 64,740 | 80,468 | 43,041 |
| Long-term borrowings | 215,387 | 255,376 | 255,365 | 255,354 |
| Lease liability | 4,352 | 4,451 | 4,696 | 4,946 |
| Allowance for unfunded commitments | 1,818 | 1,831 | 1,384 | 1,529 |
| Other liabilities | 33,231 | 31,569 | 34,387 | 34,966 |
| Total liabilities | 2,844,388 | 2,808,152 | 2,842,196 | 2,864,377 |
| Preferred stock, 2.50 par value, 20,000,000 shares authorized no shares outstanding at march31, 2026 and december31, 2025 | 0 | 0 | 0 | 0 |
| Common stock, 2.50 par value, 20,000,000 shares authorized 11,068,063 and 11,028,152 shares issued 10,338,190 and 10,372,251 shares outstanding at march31, 2026 and december31, 2025, respectively | 27,664 | 27,564 | 27,555 | 27,539 |
| Treasury stock, at cost, 729,873 and 655,901 shares at march 31, 2026 and december31, 2025, respectively | 25,927 | 22,367 | 19,875 | 17,167 |
| Additional paid-in capital | 180,132 | 179,658 | 179,130 | 178,553 |
| Retained earnings | 267,066 | 257,293 | 250,410 | 239,077 |
| Accumulated other comprehensive loss | -23,459 | -22,174 | -28,578 | -32,851 |
| Total stockholders equity | 425,476 | 419,974 | 408,642 | 395,151 |
| Total liabilities and stockholders equity | 3,269,864 | 3,228,126 | 3,250,838 | 3,259,528 |
ACNB CORP (ACNB)
ACNB CORP (ACNB)