For the year ending 2025-12-31, ACNB has $3,228,126K in assets. $2,808,152K in debts. $65,648K in cash and cash equivalents.
| Balance Sheets | 2025-12-31 | |||
|---|---|---|---|---|
| Cash and due from banks | 20,611 | |||
| Interest-bearing deposits with banks | 45,037 | |||
| Total cash and cash equivalents | 65,648 | |||
| Equity securities with readily determinable fair values | 949 | |||
| Investment securities available for sale, at estimated fair value | 466,894 | |||
| Investment securities held to maturity, at amortized cost (fair value 57,537, 56,924) | 63,288 | |||
| Loans held for sale | 28,170 | |||
| Gross loans | 2,332,477 | |||
| Unearned income | 1,963 | |||
| Total loans, net of unearned income | 2,330,514 | |||
| Less allowance for credit losses | 23,672 | |||
| Loans, net | 2,306,842 | |||
| Premises and equipment, net | 30,648 | |||
| Right of use asset | 4,155 | |||
| Restricted investment in bank stocks | 14,237 | |||
| Investment in bank-owned life insurance | 105,840 | |||
| Investments in low-income housing partnerships | 751 | |||
| Goodwill | 64,449 | |||
| Intangible assets, net | 22,435 | |||
| Assets held for sale | 275 | |||
| Foreclosed assets held for resale | 19 | |||
| Other assets | 53,526 | |||
| Total assets | 3,228,126 | |||
| Deposits non-interest bearing | 553,855 | |||
| Deposits interest bearing | 1,896,330 | |||
| Total deposits | 2,450,185 | |||
| Short-term borrowings | 64,740 | |||
| Long-term borrowings | 255,376 | |||
| Lease liability | 4,451 | |||
| Allowance for unfunded commitments | 1,831 | |||
| Other liabilities | 31,569 | |||
| Total liabilities | 2,808,152 | |||
| Preferred stock, 2.50 par value 20,000,000 shares authorized no shares outstanding at december31, 2025 and 2024 | 0 | |||
| Common stock, 2.50 par value 20,000,000 shares authorized 11,028,152 and 8,945,293 shares issued 10,372,251 and 8,553,785 shares outstanding at december31, 2025 and 2024, respectively | 27,564 | |||
| Treasury stock, at cost 655,901 and 391,508 shares at december31, 2025 and 2024, respectively | 22,367 | |||
| Additional paid-in capital | 179,658 | |||
| Retained earnings | 257,293 | |||
| Accumulated other comprehensive loss | -22,174 | |||
| Total stockholders equity | 419,974 | |||
| Total liabilities and stockholders equity | 3,228,126 | |||
ACNB CORP (ACNB)
ACNB CORP (ACNB)