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ACNB CORP (ACNB)

ACNB CORP (ACNB)

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Balance Sheets Overview

Debt to Asset Ratio
87.25%
Unit: Thousand (K) dollars
Assets Breakdown
    • Loans, net
    • Investment securities available ...
    • Investment in bank-owned life in...
    • Others
Liabilities Breakdown
    • Interest-bearing
    • Noninterest-bearing
    • Retained earnings
    • Others
Balance Sheets
2026-06-30
2026-03-31
2025-12-31
2025-09-30
Cash and due from banks
27,995
25,649
20,611
30,500
Interest-bearing deposits with banks
53,840
67,986
45,037
71,639
Total cash and cash equivalents
81,835
93,635
65,648
102,139
Equity securities with readily determinable fair values
938
942
949
945
Investment securities available for sale, at estimated fair value
466,216
471,659
466,894
462,217
Investment securities held to maturity, at amortized cost (fair value 56,576, 57,537)
62,620
63,159
63,288
63,408
Loans held for sale
33,528
15,155
28,170
16,850
Total loans, net of unearned income
2,398,104
2,349,245
2,330,514
2,336,605
Allowance for credit losses
24,006
23,615
23,672
23,660
Loans, net
2,374,098
2,325,630
2,306,842
2,312,945
Premises and equipment, net
27,982
30,373
30,648
31,107
Right of use asset
3,920
4,053
4,155
4,403
Restricted investment in bank stocks
14,290
12,574
14,237
14,462
Investment in bank-owned life insurance
106,423
105,667
105,840
96,755
Investments in low-income housing partnerships
689
720
751
783
Goodwill
64,449
64,449
64,449
64,449
Intangible assets, net
20,351
21,379
22,435
23,565
Assets held for sale
2,346
0
275
275
Foreclosed assets held for resale
-
-
19
32
Other assets
59,178
60,469
53,526
56,503
Total assets
3,318,863
3,269,864
3,228,126
3,250,838
Noninterest-bearing
600,711
576,056
553,855
581,697
Interest-bearing
1,934,965
1,949,716
1,896,330
1,884,199
Total deposits
2,535,676
2,525,772
2,450,185
2,465,896
Short-term borrowings
108,259
63,828
64,740
80,468
Long-term borrowings
214,884
215,387
255,376
255,365
Lease liability
4,218
4,352
4,451
4,696
Allowance for unfunded commitments
1,711
1,818
1,831
1,384
Other liabilities
30,836
33,231
31,569
34,387
Total liabilities
2,895,584
2,844,388
2,808,152
2,842,196
Preferred stock, 2.50 par value, 20,000,000 shares authorized no shares outstanding at june30, 2026 and december31, 2025
0
0
0
0
Common stock, 2.50 par value, 40,000,000 and 20,000,000 shares authorized 11,079,210 and 11,028,152 shares issued 10,169,930 and 10,372,251 shares outstanding at june30, 2026 and december31, 2025, respectively
27,692
27,664
27,564
27,555
Treasury stock, at cost, 909,280 and 655,901 shares at june 30, 2026 and december31, 2025, respectively
35,114
25,927
22,367
19,875
Additional paid-in capital
181,107
180,132
179,658
179,130
Retained earnings
272,965
267,066
257,293
250,410
Accumulated other comprehensive loss
-23,371
-23,459
-22,174
-28,578
Total stockholders equity
423,279
425,476
419,974
408,642
Total liabilities and stockholders equity
3,318,863
3,269,864
3,228,126
3,250,838
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Balance Sheets

Total loans, net ofunearned income$2,398,104K (2.40%↑ Y/Y)Interest-bearing deposits withbanks$53,840K (-23.39%↓ Y/Y)Cash and due frombanks$27,995K (-14.74%↓ Y/Y)Loans, net$2,374,098K (2.44%↑ Y/Y)Investment securitiesavailable for sale, at...$466,216K (2.39%↑ Y/Y)Investment in bank-ownedlife insurance$106,423K (10.74%↑ Y/Y)Total cash and cashequivalents$81,835K (-20.63%↓ Y/Y)Goodwill$64,449K (0.00%↑ Y/Y)Investment securities heldto maturity, at...$62,620K (-2.92%↓ Y/Y)Other assets$59,178K (-10.17%↓ Y/Y)Loans held for sale$33,528K (103.76%↑ Y/Y)Premises and equipment,net$27,982K (-11.40%↓ Y/Y)Intangible assets, net$20,351K (-17.59%↓ Y/Y)Restricted investment inbank stocks$14,290K (5.59%↑ Y/Y)Right of use asset$3,920K (-15.83%↓ Y/Y)Assets held for sale$2,346K Equity securities withreadily determinable...$938K (0.21%↑ Y/Y)Investments in low-incomehousing partnerships$689K (-15.36%↓ Y/Y)Allowance for creditlosses$24,006K (-1.42%↓ Y/Y)Total assets$3,318,863K (1.82%↑ Y/Y)Total liabilities andstockholders equity$3,318,863K (1.82%↑ Y/Y)Total liabilities$2,895,584K (1.09%↑ Y/Y)Total stockholdersequity$423,279K (7.12%↑ Y/Y)Treasury stock, at cost,909,280 and 655,901...$35,114K (104.54%↑ Y/Y)Accumulated othercomprehensive loss-$23,371K (28.86%↑ Y/Y)Total deposits$2,535,676K (0.44%↑ Y/Y)Long-term borrowings$214,884K (-15.85%↓ Y/Y)Short-term borrowings$108,259K (151.53%↑ Y/Y)Other liabilities$30,836K (-11.81%↓ Y/Y)Lease liability$4,218K (-14.72%↓ Y/Y)Allowance for unfundedcommitments$1,711K (11.90%↑ Y/Y)Retained earnings$272,965K (14.17%↑ Y/Y)Additional paid-in capital$181,107K (1.43%↑ Y/Y)Common stock, 2.50 parvalue, 40,000,000 and...$27,692K (0.56%↑ Y/Y)Interest-bearing$1,934,965K (-1.09%↓ Y/Y)Noninterest-bearing$600,711K (5.70%↑ Y/Y)