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For the quarter ending 2025-09-30, ACNB has $3,250,838K in assets. $2,842,196K in debts. $102,139K in cash and cash equivalents.

Balance Sheets Overview

Debt to Asset Ratio
87.43%
Assets Breakdown
    • Total loans, net of unearned inc...
    • Investment securities available ...
    • Investment in bank-owned life in...
    • Others
Liabilities Breakdown
    • Interest-bearing
    • Noninterest-bearing
    • Long-term borrowings
    • Others

Unit: Thousand (K) dollars (except for numbers of shares and EPS)
Balance Sheets
2025-09-30
2025-06-30
Cash and due from banks
30,500 32,834
Interest-bearing deposits with banks
71,639 70,275
Total cash and cash equivalents
102,139 103,109
Equity securities with readily determinable fair values
945 936
Investment securities available for sale, at estimated fair value
462,217 455,317
Investment securities held to maturity, at amortized cost (fair value 56,932, 56,924)
63,408 64,505
Loans held for sale
16,850 -
Total loans, net of unearned income
2,336,605 2,341,816
Allowance for credit losses
23,660 24,353
Loans, net
2,312,945 2,317,463
Premises and equipment, net
31,107 31,581
Right of use asset
4,403 4,657
Restricted investment in bank stocks
14,462 13,533
Loans held for sale
-16,455
Investment in bank-owned life insurance
96,755 96,104
Investments in low-income housing partnerships
783 814
Goodwill
64,449 64,449
Intangible assets, net
23,565 24,694
Assets held for sale
275 -
Foreclosed assets held for resale
32 32
Other assets
56,503 65,879
Total assets
3,250,838 3,259,528
Noninterest-bearing
581,697 568,301
Interest-bearing
1,884,199 1,956,240
Total deposits
2,465,896 2,524,541
Short-term borrowings
80,468 43,041
Long-term borrowings
255,365 255,354
Lease liability
4,696 4,946
Allowance for unfunded commitments
1,384 1,529
Other liabilities
34,387 34,966
Total liabilities
2,842,196 2,864,377
Preferred stock, 2.50 par value, 20,000,000 shares authorized no shares outstanding at september30, 2025 and december31, 2024
0 0
Common stock, 2.50 par value, 20,000,000 shares authorized 11,023,573 and 8,945,293 shares issued 10,423,015 and 8,553,785 shares outstanding at september30, 2025 and december31, 2024, respectively
27,555 27,539
Treasury stock, at cost, 600,558 and 391,508 shares at september 30, 2025 and december31, 2024, respectively
19,875 17,167
Additional paid-in capital
179,130 178,553
Retained earnings
250,410 239,077
Accumulated other comprehensive loss
-28,578 -32,851
Total stockholders equity
408,642 395,151
Total liabilities and stockholders equity
3,250,838 3,259,528
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Balance Sheets

Total loans, net ofunearned income$2,336,605K Interest-bearing deposits withbanks$71,639K Cash and due frombanks$30,500K Other assets$56,503K Foreclosed assets held forresale$32K Assets held for sale$275K Intangible assets, net$23,565K Goodwill$64,449K Investments in low-incomehousing partnerships$783K Investment in bank-ownedlife insurance$96,755K Restricted investment inbank stocks$14,462K Right of use asset$4,403K Premises and equipment,net$31,107K Loans, net$2,312,945K Loans held for sale$16,850K Investment securities heldto maturity, at...$63,408K Investment securitiesavailable for sale, at...$462,217K Equity securities withreadily determinable...$945K Total cash and cashequivalents$102,139K Allowance for creditlosses$23,660K Total assets$3,250,838K Total liabilities andstockholders equity$3,250,838K Total stockholdersequity$408,642K Total liabilities$2,842,196K Accumulated othercomprehensive loss-$28,578K Treasury stock, at cost,600,558 and 391,508...$19,875K Retained earnings$250,410K Additional paid-in capital$179,130K Other liabilities$34,387K Allowance for unfundedcommitments$1,384K Lease liability$4,696K Long-term borrowings$255,365K Short-term borrowings$80,468K Total deposits$2,465,896K Common stock, 2.50 parvalue, 20,000,000...$27,555K Interest-bearing$1,884,199K Noninterest-bearing$581,697K

ACNB CORP (ACNB)

ACNB CORP (ACNB)