Ally Financial Inc. (ALLY)
Ally Financial Inc. (ALLY)
| Balance Sheets | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 |
|---|---|---|---|---|
| Noninterest-bearing | 380 | 405 | 429 | 530 |
| Interest-bearing | 9,138 | 9,625 | 9,817 | 10,062 |
| Total cash and cash equivalents | 9,518 | 10,030 | 10,246 | 10,592 |
| Equity securities | 863 | 876 | 865 | 938 |
| Available-for-sale securities (amortized cost basis of 25,974 and 25,825) | 23,038 | 22,973 | 22,684 | 22,397 |
| Gross unrealized gains-Mortgage Backed Securities Issued By USGovernment Sponsored Enterprises | 3 | 8 | 5 | NaN |
| Gross unrealized losses-Mortgage Backed Securities Issued By USGovernment Sponsored Enterprises | 157 | 157 | 163 | NaN |
| Fair value-Mortgage Backed Securities Issued By USGovernment Sponsored Enterprises | 1,183 | 1,154 | 1,126 | NaN |
| Gross unrealized gains-Residential Mortgage Backed Securities | 203 | 228 | 217 | NaN |
| Gross unrealized losses-Residential Mortgage Backed Securities | 0 | 0 | 0 | NaN |
| Fair value-Residential Mortgage Backed Securities | 3,160 | 3,246 | 3,308 | NaN |
| Gross unrealized gains-Asset Backed Securities | 1 | 1 | 1 | NaN |
| Gross unrealized losses-Asset Backed Securities | 0 | 0 | 0 | NaN |
| Fair value-Asset Backed Securities | 44 | 51 | 59 | NaN |
| Held-to-maturity securities (fair value of 4,387 and 4,451) | 4,337 | 4,371 | 4,433 | 4,561 |
| Loans held-for-sale, net | 337 | 549 | 179 | 185 |
| Finance receivables and loans, net of unearned income | 139,890 | 137,454 | 134,567 | 133,229 |
| Allowance for loan losses | 3,540 | 3,490 | 3,460 | 3,416 |
| Total finance receivables and loans, net | 136,350 | 133,964 | 131,107 | 129,813 |
| Investment in operating leases, net | 8,699 | 8,772 | 8,599 | 7,992 |
| Premiums receivable and other insurance assets | 2,817 | 2,844 | 2,903 | 2,893 |
| Property and equipment at cost | 2,275 | 2,280 | 2,269 | NaN |
| Accumulated depreciation | 1,150 | 1,130 | 1,093 | NaN |
| Net property and equipment | 1,125 | 1,150 | 1,176 | NaN |
| Net deferred tax assets | 2,368 | 2,334 | 2,175 | NaN |
| Proportional amortization investments | 2,032 | 2,094 | 2,080 | NaN |
| Restricted cash and cash equivalents | 1,390 | 1,543 | 1,131 | NaN |
| Accrued interest, fees, and rent receivables | 930 | 941 | 896 | NaN |
| Nonmarketable equity investments | 901 | 922 | 858 | NaN |
| Equity-method investments | 741 | 715 | 705 | NaN |
| Restricted cash held for securitization trusts | 321 | 236 | 227 | NaN |
| Other accounts receivable | 210 | 403 | 213 | NaN |
| Goodwill | 190 | 190 | 190 | NaN |
| Operating lease right-of-use assets | 107 | 109 | 91 | NaN |
| Net intangible assets | NaN | 0 | 0 | NaN |
| Other assets | 995 | 986 | 953 | NaN |
| Other assets | 11,310 | 11,623 | 10,695 | 10,102 |
| Total assets | 197,269 | 196,002 | 191,711 | 189,473 |
| Noninterest-bearing | 137 | 125 | 174 | 155 |
| Interest-bearing | 153,015 | 151,524 | 148,236 | 147,711 |
| Total deposit liabilities | 153,152 | 151,649 | 148,410 | 147,866 |
| Short-term borrowings | 4,126 | 4,695 | 3,879 | 3,856 |
| Unsecured Debt | NaN | 0 | NaN | NaN |
| Secured Debt | NaN | 2,659 | NaN | NaN |
| Long-term debt, due within one year | NaN | 2,659 | NaN | NaN |
| Long-term debt, due within one year, net of original issue discount | 2,439 | NaN | NaN | NaN |
| Long-term debt, due after one year | 14,910 | 14,411 | NaN | NaN |
| Long-term debt | 17,349 | 17,070 | 16,749 | 15,876 |
| Interest payable | 852 | 729 | 1,097 | 912 |
| Unearned insurance premiums and service revenue | 3,665 | 3,656 | 3,648 | 3,627 |
| Unfunded commitments for proportional amortization investments | 735 | 819 | 856 | NaN |
| Accounts payable | 544 | 420 | 562 | NaN |
| Reserves for insurance losses and loss adjustment expenses | 251 | 233 | 231 | NaN |
| Employee compensation and benefits | 242 | 417 | 377 | NaN |
| Deferred revenue | 135 | 141 | 144 | NaN |
| Operating lease liabilities | 121 | 124 | 106 | NaN |
| Other liabilities | 488 | 551 | 535 | NaN |
| Accrued expenses and other liabilities | 2,516 | 2,705 | 2,811 | 2,789 |
| Total liabilities | 181,660 | 180,504 | 176,594 | 174,926 |
| Common stock and paid-in capital (0.01 par value, shares authorized 1,100,000,000 issued 522,896,204 and 520,355,804 and outstanding 307,407,671 and 308,492,929) | 22,346 | 22,295 | 22,255 | 22,235 |
| Preferred stock | 2,324 | 2,324 | 2,324 | 2,324 |
| Retained earnings | 827 | 633 | 427 | 151 |
| Accumulated other comprehensive loss | -2,773 | -2,786 | -2,944 | -3,219 |
| Treasury stock, at cost (215,488,533 and 211,862,875 shares) | 7,115 | 6,968 | 6,945 | 6,944 |
| Total equity | 15,609 | 15,498 | 15,117 | 14,547 |
| Total liabilities and equity | 197,269 | 196,002 | 191,711 | 189,473 |