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Balance Sheets Overview

Debt to Asset Ratio
92.25%
Unit: Million (M) dollars
Assets Breakdown
    • Total finance receivables and lo...
    • Available-for-sale securities (a...
    • Other assets
    • Others
Liabilities Breakdown
    • Interest-bearing
    • Common stock and paid-in capital...
    • Treasury stock, at cost (218,859...
    • Others
Balance Sheets
2026-06-30
2026-03-31
2025-12-31
2025-09-30
Noninterest-bearing
339
380
405
429
Interest-bearing
7,501
9,138
9,625
9,817
Total cash and cash equivalents
7,840
9,518
10,030
10,246
Equity securities
835
863
876
865
Available-for-sale securities (amortized cost basis of 26,222 and 25,825)
23,253
23,038
22,973
22,684
Gross unrealized gains-Mortgage Backed Securities Issued By USGovernment Sponsored Enterprises
3
3
8
5
Gross unrealized losses-Mortgage Backed Securities Issued By USGovernment Sponsored Enterprises
162
157
157
163
Fair value-Mortgage Backed Securities Issued By USGovernment Sponsored Enterprises
1,205
1,183
1,154
1,126
Gross unrealized gains-Residential Mortgage Backed Securities
172
203
228
217
Gross unrealized losses-Residential Mortgage Backed Securities
0
0
0
0
Fair value-Residential Mortgage Backed Securities
3,058
3,160
3,246
3,308
Gross unrealized gains-Asset Backed Securities
0
1
1
1
Gross unrealized losses-Asset Backed Securities
0
0
0
0
Fair value-Asset Backed Securities
36
44
51
59
Held-to-maturity securities (fair value of 4,299 and 4,451)
4,286
4,337
4,371
4,433
Loans held-for-sale, net
406
337
549
179
Finance receivables and loans, net of unearned income
143,673
139,890
137,454
134,567
Allowance for loan losses
3,576
3,540
3,490
3,460
Total finance receivables and loans, net
140,097
136,350
133,964
131,107
Investment in operating leases, net
8,585
8,699
8,772
8,599
Premiums receivable and other insurance assets
2,860
2,817
2,844
2,903
Property and equipment at cost
2,281
2,275
2,280
2,269
Accumulated depreciation
1,170
1,150
1,130
1,093
Net property and equipment
1,111
1,125
1,150
1,176
Net deferred tax assets
2,397
2,368
2,334
2,175
Proportional amortization investments
2,054
2,032
2,094
2,080
Restricted cash and cash equivalents
1,576
1,390
1,543
1,131
Nonmarketable equity investments
960
901
922
858
Accrued interest, fees, and rent receivables
950
930
941
896
Equity-method investments
754
741
715
705
Other accounts receivable
309
210
403
213
Restricted cash held for securitization trusts
207
321
236
227
Goodwill
190
190
190
190
Operating lease right-of-use assets
98
107
109
91
Net intangible assets
-
-
0
0
Other assets
1,004
995
986
953
Other assets
11,610
11,310
11,623
10,695
Total assets
199,772
197,269
196,002
191,711
Noninterest-bearing
153
137
125
174
Interest-bearing
153,893
153,015
151,524
148,236
Total deposit liabilities
154,046
153,152
151,649
148,410
Short-term borrowings
5,916
4,126
4,695
3,879
Long-term debt
17,053
17,349
17,070
16,749
Interest payable
895
852
729
1,097
Unearned insurance premiums and service revenue
3,693
3,665
3,656
3,648
Unfunded commitments for proportional amortization investments
735
735
819
856
Accounts payable
567
544
420
562
Employee compensation and benefits
335
242
417
377
Reserves for insurance losses and loss adjustment expenses
251
251
233
231
Deferred revenue
128
135
141
144
Operating lease liabilities
114
121
124
106
Other liabilities
548
488
551
535
Accrued expenses and other liabilities
2,678
2,516
2,705
2,811
Total liabilities
184,281
181,660
180,504
176,594
Common stock and paid-in capital (0.01 par value, shares authorized 1,100,000,000 issued 523,401,995 and 520,355,804 and outstanding 304,542,540 and 308,492,929)
22,388
22,346
22,295
22,255
Preferred stock
1,976
2,324
2,324
2,324
Retained earnings
1,101
827
633
427
Accumulated other comprehensive loss
-2,711
-2,773
-2,786
-2,944
Treasury stock, at cost (218,859,455 and 211,862,875 shares)
7,263
7,115
6,968
6,945
Total equity
15,491
15,609
15,498
15,117
Total liabilities and equity
199,772
197,269
196,002
191,711
Unit: Million (M) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Balance Sheets

Property and equipment atcost$2,281M (1.38%↑ Y/Y)Finance receivables andloans, net of unearned...$143,673M (7.84%↑ Y/Y)Net deferred taxassets$2,397M (15.19%↑ Y/Y)Proportional amortizationinvestments$2,054M (-4.15%↓ Y/Y)Restricted cash and cashequivalents$1,576M (133.48%↑ Y/Y)Net property andequipment$1,111M (-7.72%↓ Y/Y)Other assets$1,004M (14.74%↑ Y/Y)Nonmarketable equityinvestments$960M (16.93%↑ Y/Y)Accrued interest, fees,and rent...$950M (7.10%↑ Y/Y)Equity-method investments$754M (10.88%↑ Y/Y)Other accountsreceivable$309M (38.57%↑ Y/Y)Restricted cash held forsecuritization trusts$207M (-14.11%↓ Y/Y)Goodwill$190M (0.00%↑ Y/Y)Operating leaseright-of-use assets$98M (19.51%↑ Y/Y)Interest-bearing$7,501M (-25.45%↓ Y/Y)Noninterest-bearing$339M (-36.04%↓ Y/Y)Fairvalue-Residential Mortgage Backed...$3,058M Fair value-MortgageBacked Securities...$1,205M Gross unrealizedlosses-Mortgage Backed...$162M Accumulated depreciation$1,170M (11.85%↑ Y/Y)Fair value-AssetBacked Securities$36M Total financereceivables and loans, net$140,097M (7.92%↑ Y/Y)Available-for-sale securities(amortized cost basis of...$23,253M (3.82%↑ Y/Y)Other assets$11,610M (14.93%↑ Y/Y)Investment in operatingleases, net$8,585M (7.42%↑ Y/Y)Total cash and cashequivalents$7,840M (-25.98%↓ Y/Y)Held-to-maturity securities(fair value of 4,299...$4,286M (-6.03%↓ Y/Y)Premiums receivable andother insurance...$2,860M (-1.14%↓ Y/Y)Equity securities$835M (-10.98%↓ Y/Y)Loans held-for-sale,net$406M (119.46%↑ Y/Y)Allowance for loan losses$3,576M (4.68%↑ Y/Y)Gross unrealizedgains-Residential Mortgage Backed...$172M Gross unrealizedgains-Mortgage Backed...$3M Total assets$199,772M (5.44%↑ Y/Y)Total liabilities andequity$199,772M (5.44%↑ Y/Y)Total liabilities$184,281M (5.35%↑ Y/Y)Total equity$15,491M (6.49%↑ Y/Y)Treasury stock, at cost(218,859,455 and 211,862,875...$7,263M (4.59%↑ Y/Y)Accumulated othercomprehensive loss-$2,711M (15.78%↑ Y/Y)Total depositliabilities$154,046M (4.18%↑ Y/Y)Long-term debt$17,053M (7.41%↑ Y/Y)Short-term borrowings$5,916M (53.42%↑ Y/Y)Unearned insurancepremiums and service...$3,693M (1.82%↑ Y/Y)Accrued expenses andother liabilities$2,678M (-3.98%↓ Y/Y)Interest payable$895M (-1.86%↓ Y/Y)Common stock andpaid-in capital (0.01...$22,388M (0.69%↑ Y/Y)Preferred stock$1,976M (-14.97%↓ Y/Y)Retained earnings$1,101M (629.14%↑ Y/Y)Interest-bearing$153,893M (4.19%↑ Y/Y)Noninterest-bearing$153M (-1.29%↓ Y/Y)Unfunded commitments forproportional amortization...$735M (-23.68%↓ Y/Y)Accounts payable$567M (3.09%↑ Y/Y)Other liabilities$548M (13.22%↑ Y/Y)Employee compensationand benefits$335M (8.41%↑ Y/Y)Reserves for insurancelosses and loss...$251M (-1.18%↓ Y/Y)Deferred revenue$128M (-2.29%↓ Y/Y)Operating leaseliabilities$114M (16.33%↑ Y/Y)

Ally Financial Inc. (ALLY)

Ally Financial Inc. (ALLY)