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For the year ending 2025-12-31, ALLY has $196,002M in assets. $180,504M in debts. $10,030M in cash and cash equivalents.

Balance Sheets Overview

Debt to Asset Ratio
92.09%
Unit: Million (M) dollars
Assets Breakdown
    • Total finance receivables and lo...
    • Available-for-sale securities (a...
    • Other assets
    • Others
Liabilities Breakdown
    • Interest-bearing
    • Common stock and paid-in capital...
    • Long-term debt, due after one ye...
    • Others

Balance Sheets
2025-12-31
Noninterest-bearing
405
Interest-bearing
9,625
Total cash and cash equivalents
10,030
Equity securities
876
Available-for-sale securities (amortized cost basis of 25,825 and 26,810)
22,973
Gross unrealized gains-Mortgage Backed Securities Issued By USGovernment Sponsored Enterprises
8
Gross unrealized losses-Mortgage Backed Securities Issued By USGovernment Sponsored Enterprises
157
Fair value-Mortgage Backed Securities Issued By USGovernment Sponsored Enterprises
1,154
Gross unrealized gains-Residential Mortgage Backed Securities
228
Gross unrealized losses-Residential Mortgage Backed Securities
0
Fair value-Residential Mortgage Backed Securities
3,246
Gross unrealized gains-Asset Backed Securities
1
Gross unrealized losses-Asset Backed Securities
0
Fair value-Asset Backed Securities
51
Held-to-maturity securities (fair value of 4,451 and 4,293)
4,371
Loans held-for-sale, net
549
Finance receivables and loans, net of unearned income
137,454
Allowance for loan losses
3,490
Total finance receivables and loans, net
133,964
Investment in operating leases, net
8,772
Premiums receivable and other insurance assets
2,844
Property and equipment at cost
2,280
Accumulated depreciation
1,130
Net property and equipment
1,150
Net deferred tax assets
2,334
Proportional amortization investments
2,094
Restricted cash and cash equivalents
1,543
Accrued interest, fees, and rent receivables
941
Nonmarketable equity investments
922
Equity-method investments
715
Other accounts receivable
403
Restricted cash held for securitization trusts
236
Goodwill
190
Operating lease right-of-use assets
109
Net intangible assets
0
Other Assets Miscellaneous
986
Other assets
11,623
Total assets
196,002
Noninterest-bearing
125
Interest-bearing
151,524
Total deposit liabilities
151,649
Short-term borrowings
4,695
Unsecured Debt
0
Secured Debt
2,659
Long-term debt, due within one year
2,659
Long-term debt, due after one year
14,411
Long-term debt
17,070
Interest payable
729
Unearned insurance premiums and service revenue
3,656
Unfunded commitments for proportional amortization investments
819
Accounts payable
420
Employee compensation and benefits
417
Reserves for insurance losses and loss adjustment expenses
233
Deferred revenue
141
Operating lease liabilities
124
Other liabilities
551
Accrued expenses and other liabilities
2,705
Total liabilities
180,504
Common stock and paid-in capital (0.01 par value, shares authorized 1,100,000,000 issued 520,355,804 and 515,777,584 and outstanding 308,492,929 and 305,387,550)
22,295
Preferred stock
2,324
Retained earnings
633
Accumulated other comprehensive loss
-2,786
Treasury stock, at cost (211,862,875 and 210,390,034 shares)
6,968
Total equity
15,498
Total liabilities and equity
196,002
Unit: Million (M) dollars (except for numbers of shares and EPS).

Time Plot

Show the time plot by selecting a row from the table.

Balance Sheets

Property and equipment atcost$2,280M Finance receivables andloans, net of unearned...$137,454M Net deferred taxassets$2,334M Proportional amortizationinvestments$2,094M Restricted cash and cashequivalents$1,543M Net property andequipment$1,150M Other AssetsMiscellaneous$986M Accrued interest, fees,and rent...$941M Nonmarketable equityinvestments$922M Equity-method investments$715M Other accountsreceivable$403M Restricted cash held forsecuritization trusts$236M Goodwill$190M Operating leaseright-of-use assets$109M Interest-bearing$9,625M Noninterest-bearing$405M Fairvalue-Residential Mortgage Backed...$3,246M Fair value-MortgageBacked Securities...$1,154M Accumulated depreciation$1,130M Gross unrealizedlosses-Mortgage Backed...$157M Fair value-AssetBacked Securities$51M Total financereceivables and loans, net$133,964M Available-for-sale securities(amortized cost basis of...$22,973M Other assets$11,623M Total cash and cashequivalents$10,030M Investment in operatingleases, net$8,772M Held-to-maturity securities(fair value of 4,451...$4,371M Premiums receivable andother insurance...$2,844M Equity securities$876M Loans held-for-sale,net$549M Allowance for loan losses$3,490M Gross unrealizedgains-Residential Mortgage Backed...$228M Gross unrealizedgains-Mortgage Backed...$8M Gross unrealizedgains-Asset Backed...$1M Total assets$196,002M Total liabilities andequity$196,002M Total liabilities$180,504M Total equity$15,498M Treasury stock, at cost(211,862,875 and 210,390,034...$6,968M Accumulated othercomprehensive loss-$2,786M Total depositliabilities$151,649M Long-term debt$17,070M Short-term borrowings$4,695M Unearned insurancepremiums and service...$3,656M Accrued expenses andother liabilities$2,705M Interest payable$729M Common stock andpaid-in capital (0.01...$22,295M Preferred stock$2,324M Retained earnings$633M Interest-bearing$151,524M Noninterest-bearing$125M Long-term debt, due afterone year$14,411M Long-term debt, due withinone year$2,659M Unfunded commitments forproportional amortization...$819M Other liabilities$551M Accounts payable$420M Employee compensationand benefits$417M Reserves for insurancelosses and loss...$233M Deferred revenue$141M Operating leaseliabilities$124M Secured Debt$2,659M

Ally Financial Inc. (ALLY)

Ally Financial Inc. (ALLY)