For the quarter ending 2025-09-30, ALLY had $96M increase in cash & cash equivalents over the period.
| Cash Flow | 2025-09-30 | 2025-06-30 |
|---|---|---|
| Net income | 398 | 127 |
| Depreciation and amortization | 338 | 690 |
| Goodwill impairment | 0 | 305 |
| Provision for credit losses | 415 | 575 |
| Loss (gain) on mortgage and automotive loans, net | -3 | -3 |
| Other loss (gain) on investments, net | 56 | -438 |
| Originations and purchases of loans held-for-sale | 480 | 912 |
| Proceeds from sales and repayments of loans held-for-sale | 461 | 1,044 |
| Deferred income taxes | 117 | 249 |
| Interest payable | 185 | 22 |
| Other assets | 74 | 153 |
| Other liabilities | 125 | -115 |
| Other, net | -4 | -112 |
| Net cash provided by operating activities | 1,202 | 1,887 |
| Purchases of equity securities | 216 | 397 |
| Proceeds from sales of equity securities | 359 | 376 |
| Purchases of available-for-sale securities | 477 | 4,493 |
| Proceeds from sales of available-for-sale securities | 59 | 4,157 |
| Proceeds from repayments of available-for-sale securities | 459 | 954 |
| Purchases of held-to-maturity securities | 0 | 412 |
| Proceeds from repayments of held-to-maturity securities | 150 | 238 |
| Purchases of finance receivables and loans held-for-investment | 1,388 | 2,192 |
| Proceeds from sales of finance receivables and loans initially held-for-investment | 54 | 5 |
| Originations and repayments of finance receivables and loans initially held-for-investment and other, net | -395 | 1,701 |
| Purchases of operating lease assets | 1,484 | 1,900 |
| Disposals of operating lease assets | 655 | 1,453 |
| Proceeds from sale of operation or business unit, net | 0 | 2,412 |
| Net change in nonmarketable equity investments | 35 | 36 |
| Other, net | 122 | 298 |
| Net cash (used in) provided by investing activities | -2,381 | 1,568 |
| Net change in short-term borrowings | 23 | 2,231 |
| Net decrease in deposits | 527 | -3,626 |
| Proceeds from issuance of long-term debt | 1,618 | 953 |
| Repayments of long-term debt | 767 | 2,612 |
| Repurchases of common stock | 1 | 35 |
| Common stock dividends paid | 93 | 192 |
| Preferred stock dividends paid | 27 | 56 |
| Net cash used in financing activities | 1,280 | -3,337 |
| Effect of exchange-rate changes on cash and cash equivalents and restricted cash | -5 | 10 |
| Net increase in cash and cash equivalents and restricted cash | 96 | 128 |
| Cash and cash equivalents at beginning of period | 11,380 | - |
| Cash and cash equivalents at end of period | 11,604 | - |
Ally Financial Inc. (ALLY)
Ally Financial Inc. (ALLY)