For the year ending 2025-12-31, ALLY had $429M increase in cash & cash equivalents over the period.
| Cash Flow | 2025-12-31 |
|---|---|
| Net income | 852 |
| Depreciation and amortization | 1,397 |
| Goodwill impairment | 305 |
| Provision for credit losses | 1,477 |
| Loss (gain) on mortgage and automotive loans, net | -35 |
| Other loss (gain) on investments, net | -361 |
| Originations and purchases of loans held-for-sale | 1,932 |
| Proceeds from sales and repayments of loans held-for-sale | 2,033 |
| Deferred income taxes | 534 |
| Interest payable | -161 |
| Other assets | 308 |
| Other liabilities | -33 |
| Other, net | -237 |
| Net cash provided by operating activities | 3,729 |
| Purchases of equity securities | 753 |
| Proceeds from sales of equity securities | 877 |
| Purchases of available-for-sale securities | 5,619 |
| Proceeds from sales of available-for-sale securities | 4,270 |
| Proceeds from repayments of available-for-sale securities | 1,876 |
| Purchases of held-to-maturity securities | 460 |
| Proceeds from repayments of held-to-maturity securities | 518 |
| Purchases of finance receivables and loans held-for-investment | 5,249 |
| Proceeds from sales of finance receivables and loans initially held-for-investment | 59 |
| Originations and repayments of finance receivables and loans initially held-for-investment and other, net | -771 |
| Purchases of operating lease assets | 4,275 |
| Disposals of operating lease assets | 2,583 |
| Proceeds from sale of operation or business unit, net | 2,412 |
| Net change in nonmarketable equity investments | 132 |
| Other, net | 600 |
| Net cash (used in) provided by investing activities | -5,264 |
| Net change in short-term borrowings | 3,070 |
| Net (decrease) increase in deposits | -58 |
| Proceeds from issuance of long-term debt | 4,673 |
| Repayments of long-term debt | 5,181 |
| Repurchases of common stock | 59 |
| Common stock dividends paid | 379 |
| Preferred stock dividends paid | 110 |
| Net cash provided by (used in) financing activities | 1,956 |
| Effect of exchange-rate changes on cash and cash equivalents and restricted cash | 8 |
| Net increase in cash and cash equivalents and restricted cash | 429 |
| Cash and cash equivalents and restricted cash at beginning of year | 11,380 |
| Cash and cash equivalents and restricted cash at december 31, | 11,809 |
Ally Financial Inc. (ALLY)
Ally Financial Inc. (ALLY)