| Cash Flow | 2025-09-30 | 2025-06-30 |
|---|---|---|
| Net income | 525 | 127 |
| Depreciation and amortization | 1,028 | 690 |
| Goodwill impairment | 305 | 305 |
| Provision for credit losses | 990 | 575 |
| Loss (gain) on mortgage and automotive loans, net | -6 | -3 |
| Other loss (gain) on investments, net | -382 | -438 |
| Originations and purchases of loans held-for-sale | 1,392 | 912 |
| Proceeds from sales and repayments of loans held-for-sale | 1,505 | 1,044 |
| Deferred income taxes | 366 | 249 |
| Interest payable | 207 | 22 |
| Other assets | 227 | 153 |
| Other liabilities | 10 | -115 |
| Other, net | -116 | -112 |
| Net cash provided by operating activities | 3,089 | 1,887 |
| Purchases of equity securities | 613 | 397 |
| Proceeds from sales of equity securities | 735 | 376 |
| Purchases of available-for-sale securities | 4,970 | 4,493 |
| Proceeds from sales of available-for-sale securities | 4,216 | 4,157 |
| Proceeds from repayments of available-for-sale securities | 1,413 | 954 |
| Purchases of held-to-maturity securities | 412 | 412 |
| Proceeds from repayments of held-to-maturity securities | 388 | 238 |
| Purchases of finance receivables and loans held-for-investment | 3,580 | 2,192 |
| Proceeds from sales of finance receivables and loans initially held-for-investment | 59 | 5 |
| Originations and repayments of finance receivables and loans initially held-for-investment and other, net | 1,306 | 1,701 |
| Purchases of operating lease assets | 3,384 | 1,900 |
| Disposals of operating lease assets | 2,108 | 1,453 |
| Proceeds from sale of operation or business unit, net | 2,412 | 2,412 |
| Net change in nonmarketable equity investments | 71 | 36 |
| Other, net | 420 | 298 |
| Net cash (used in) provided by investing activities | -813 | 1,568 |
| Net change in short-term borrowings | 2,254 | 2,231 |
| Net decrease in deposits | -3,099 | -3,626 |
| Proceeds from issuance of long-term debt | 2,571 | 953 |
| Repayments of long-term debt | 3,379 | 2,612 |
| Repurchases of common stock | 36 | 35 |
| Common stock dividends paid | 285 | 192 |
| Preferred stock dividends paid | 83 | 56 |
| Net cash used in financing activities | -2,057 | -3,337 |
| Effect of exchange-rate changes on cash and cash equivalents and restricted cash | 5 | 10 |
| Net increase in cash and cash equivalents and restricted cash | 224 | 128 |
| Cash and cash equivalents at beginning of period | 11,380 | - |
| Cash and cash equivalents at end of period | 11,604 | - |
Ally Financial Inc. (ALLY)
Ally Financial Inc. (ALLY)