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The latest financial statement is for the quarter ending 2026-03-31.

Cash Flow Overview

Free Cash flow
$25,786K
Unit: Thousand (K) dollars
Positive Cash Flow Breakdown
    • Net increase (decrease) in depos...
    • Sales of fhlb stock
    • Proceeds on loans held for sale
    • Others
Negative Cash Flow Breakdown
    • Purchases of fhlb stock
    • Net increase (decrease) in short...
    • Originations of loans held for s...
    • Others

Cash Flow
2026-03-31
2025-12-31
2025-09-30
2025-06-30
Net income
22,971 -33,052 16,924 33,567
Deferred income taxes
2,983 -2,119 1,117 6,894
Provision for (recovery of) credit losses
-4,883 -307 0 863
Depreciation and amortization
3,283 3,772 3,885 7,663
Amortization and accretion of premiums/discounts on investment securities
-26 -198 -196 -377
Amortization of operating lease right-of-use assets
2,496 757 1,283 -72
Share-based compensation expense
751 672 780 1,247
Purchase accounting accretion, net
-3,019 -5,126 -4,016 -17,438
Originations of loans held for sale
94,434 309,249 7,272 113,267
Proceeds on loans held for sale
96,373 308,098 11,467 115,851
Realized loss (gain) on mortgage loans sold
2,359 1,028 3,531 4,405
Realized loss (gain) on non-mortgage loans sold
-2,080 --
Servicing rights capitalized upon sale of mortgage loans
-11 -11 -53 -101
(increase) in value of bank-owned life insurance
168 310 383 370
Realized loss (gain) on sale of premises and equipment
-21 -530 84 -84
Realized loss (gain) on derivative instruments
261 -111 21 484
Realized loss (gain) on sale of foreclosed assets
-23 -14 -39 -21
Realized loss (gain) on sale of investment securities
--68,403 --
Realized loss (gain) on boli mortality
-0 --
Change in fair value of mortgage servicing rights
221 -336 -529 -835
Realized loss (gain) on servicing rights
-0 0 0
Realized loss (gain) on sale of esop trustee line of business
-0 --
Accrued interest receivable
-1,273 140 718 809
Other assets
-5,074 10,638 -1,598 2,247
Accrued expenses and other liabilities
-2,105 -2,490 11,041 -9,800
Net cash provided (used) by operating activities
27,813 16,340 32,781 18,409
Proceeds from sales of trading investment securities
926 0 783 5,450
Purchases of trading investment securities
1,011 314 528 3,729
Proceeds from sales or calls of investment securities available-for-sale
0 376,617 800 19,000
Proceeds from maturities of investment securities available-for-sale
15,890 19,022 16,777 46,759
Net (increase) decrease in fhlb stock
---5,140 4,504
Purchases of investment securities available-for-sale
27,370 377,565 --
Proceeds from calls of investment securities held-to-maturity
340 35 200 146
Proceeds from maturities and paydowns of investment securities held-to-maturity
6,490 4,521 4,052 11,262
Proceeds from sale of non-mortgage loans held for sale
-0 50,160 12,331
Net (increase) decrease in loans
-9,271 -58,080 51,804 102,662
Purchases of fhlb stock
146,149 146,149 --
Sales of fhlb stock
141,837 141,837 --
Net cash received (paid) for business combinations
-0 --
Purchases of boli
0 0 1 2,210
Proceeds from sale of premises and equipment
--0 -
Proceeds from boli mortality claim
-0 --
Purchases of premises and equipment
2,027 1,048 2,466 5,185
Proceeds from sales of foreclosed assets
159 1,554 340 484
Net cash provided (used) by investing activities
-1,644 75,955 23,453 -22,858
Net increase (decrease) in deposits
155,879 -220,650 75,185 -40,942
Net increase (decrease) in short-term borrowings with maturities of three months or less
-108,800 108,800 -114,600 75,640
Repayments of long-term debt
---0
Cash dividends paid on common stock
5,078 5,077 5,338 10,408
Repurchase of common stock
6,536 219 342 176
Net cash provided (used) by financing activities
35,465 -117,146 -45,095 24,114
Net change in cash and cash equivalents
61,634 -24,851 11,139 19,665
Cash and cash equivalents at beginning of period
67,192 92,043 61,239 -
Cash and cash equivalents at end of period
128,826 67,192 92,043 -
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Cash Flow

Net increase(decrease) in deposits$155,879K Proceeds on loans held forsale$96,373K Net income$22,971K Other assets-$5,074K Depreciation andamortization$3,283K Deferred income taxes$2,983K Amortization of operatinglease right-of-use...$2,496K Accrued interestreceivable-$1,273K Share-based compensationexpense$751K Amortization and accretion ofpremiums/discounts on investment...-$26K Realized loss (gain) onsale of foreclosed...-$23K Realized loss (gain) onsale of premises and...-$21K Net cash provided(used) by financing...$35,465K Net cash provided(used) by operating...$27,813K Canceled cashflow$120,414K Canceled cashflow$107,461K Net change in cashand cash...$61,634K Canceled cashflow$1,644K Net increase(decrease) in short-term...-$108,800K Repurchase of common stock$6,536K Cash dividends paidon common stock$5,078K Originations of loans held forsale$94,434K Provision for (recoveryof) credit losses-$4,883K Purchase accountingaccretion, net-$3,019K Realized loss (gain) onmortgage loans sold$2,359K Accrued expenses andother liabilities-$2,105K Realized loss (gain) onderivative instruments$261K Change in fair value ofmortgage servicing...$221K (increase) in value ofbank-owned life insurance$168K Servicing rightscapitalized upon sale of...-$11K Sales of fhlb stock$141,837K Proceeds from maturitiesof investment...$15,890K Net (increase)decrease in loans-$9,271K Proceeds from maturitiesand paydowns of...$6,490K Proceeds from sales oftrading investment...$926K Proceeds from calls ofinvestment securities...$340K Proceeds from sales offoreclosed assets$159K Net cash provided(used) by investing...-$1,644K Canceled cashflow$174,913K Purchases of fhlb stock$146,149K Purchases of investmentsecurities...$27,370K Purchases of premises andequipment$2,027K Purchases of tradinginvestment securities$1,011K

ALERUS FINANCIAL CORP (ALRS)

ALERUS FINANCIAL CORP (ALRS)