The latest financial statement is for the quarter ending 2025-09-30.
| Cash Flow | 2025-09-30 | 2025-06-30 |
|---|---|---|
| Net income | 16,924 | 33,567 |
| Deferred income taxes | 1,117 | 6,894 |
| Provision for credit losses | 0 | 863 |
| Depreciation and amortization | 3,885 | 7,663 |
| Amortization and accretion of premiums/discounts on investment securities | -196 | -377 |
| Amortization of operating lease right-of-use assets | 1,283 | -72 |
| Share-based compensation expense | 780 | 1,247 |
| Purchase accounting accretion, net | -4,016 | -17,438 |
| Originations of loans held for sale | 7,272 | 113,267 |
| Proceeds on loans held for sale | 11,467 | 115,851 |
| Realized loss (gain) on mortgage loans sold | 3,531 | 4,405 |
| Servicing rights capitalized upon sale of mortgage loans | -53 | -101 |
| (increase) in value of bank-owned life insurance | 383 | 370 |
| Realized loss (gain) on sale of premises and equipment | 84 | -84 |
| Realized loss (gain) on derivative instruments | 21 | 484 |
| Realized loss (gain) on sale of foreclosed assets | -39 | -21 |
| Change in fair value of mortgage servicing rights | -529 | -835 |
| Realized loss (gain) on servicing rights | 0 | 0 |
| Accrued interest receivable | 718 | 809 |
| Other assets | -1,598 | 2,247 |
| Accrued expenses and other liabilities | 11,041 | -9,800 |
| Net cash provided (used) by operating activities | 32,781 | 18,409 |
| Proceeds from sales of trading investment securities | 783 | 5,450 |
| Purchases of trading investment securities | 528 | 3,729 |
| Proceeds from sales or calls of investment securities available-for-sale | 800 | 19,000 |
| Proceeds from maturities of investment securities available-for-sale | 16,777 | 46,759 |
| Proceeds from calls of investment securities held-to-maturity | 200 | 146 |
| Proceeds from maturities and paydowns of investment securities held-to-maturity | 4,052 | 11,262 |
| Proceeds from sale of non-mortgage loans held for sale | 50,160 | 12,331 |
| Net (increase) decrease in loans | 51,804 | 102,662 |
| Net (increase) decrease in fhlb stock | -5,140 | 4,504 |
| Purchases of boli | 1 | 2,210 |
| Proceeds from sale of premises and equipment | 0 | - |
| Purchases of premises and equipment | 2,466 | 5,185 |
| Proceeds from sales of foreclosed assets | 340 | 484 |
| Net cash provided (used) by investing activities | 23,453 | -22,858 |
| Net increase (decrease) in deposits | 75,185 | -40,942 |
| Net increase (decrease) in short-term borrowings with maturities of three months or less | -114,600 | 75,640 |
| Repayments of long-term debt | - | 0 |
| Cash dividends paid on common stock | 5,338 | 10,408 |
| Repurchase of common stock | 342 | 176 |
| Net cash provided (used) by financing activities | -45,095 | 24,114 |
| Net change in cash and cash equivalents | 11,139 | 19,665 |
| Cash and cash equivalents at beginning of period | 61,239 | - |
| Cash and cash equivalents at end of period | 92,043 | - |
ALERUS FINANCIAL CORP (ALRS)
ALERUS FINANCIAL CORP (ALRS)