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Income Overview

Net Income
$20,865K
EPS
$0.81
Unit: Thousand (K) dollars
Income Statement
2026-06-30
2026-03-31
2025-12-31
2025-09-30
Revenue from contract with customer, including assessed tax-Deposit Account
-
0
-
-
Revenue from contract with customer, including assessed tax-Retirement And Benefit Services
17,347
17,406
16,397*
16,496
Revenue from contract with customer, including assessed tax-Wealth Management
7,705
7,237
7,381*
6,560
Revenue from contract with customer, including assessed tax-Mortgage Banking
3,195
3,535
1,168*
3,474
Revenue from contract with customer, including assessed tax-Deposit Account
1,106
-
659*
703
Net gains (losses) on investment securities
-
-
-64,334*
-
Loss on sale of non-mortgage loans
0
0
-1,040*
-35
Other
3,592
1,736
2,821
2,232
Total noninterest income
32,945
30,847
-36,949
29,430
Other
-
0
1,160
1,518
Loans, including fees
62,214
58,621
64,476
63,875
Taxable
7,258
7,104
4,591
5,091
Exempt from federal income taxes
155
158
160
160
Other
999
-
-
-
Total interest income
70,626
66,977
70,387
70,644
Deposits
18,938
19,074
21,998
24,350
Short-term borrowings
2,935
2,357
2,570
2,506
Long-term debt
1,041
634
645
652
Total interest expense
22,914
22,065
25,213
27,508
Net interest income
47,712
44,912
45,174
43,136
Provision for (recovery of) credit gaines
495
-4,883
-307
0
Net interest income after provision for (recovery of) credit losses
47,217
49,795
45,481
43,136
Compensation
26,155
24,087
25,169
24,984
Employee taxes and benefits
6,755
6,640
6,326
6,094
Occupancy and equipment expense
3,493
3,427
3,658
2,849
Business services, software and technology expense
5,440
5,839
6,794
6,285
Intangible amortization expense
1,974
1,974
2,381
2,710
Professional fees and assessments
3,781
3,800
3,089
2,676
Marketing and business development
869
861
1,016
1,069
Supplies and postage
540
607
765
569
Travel
357
361
409
385
Mortgage and lending expenses
614
710
626
1,025
Other noninterest expense
2,905
2,086
1,650
1,895
Total noninterest expense
52,883
50,392
51,883
50,541
Net income (gain) before taxes
27,279
30,250
-43,351
22,025
Income tax expense
6,414
7,279
-10,298
5,101
Net income
20,865
22,971
-33,053
16,924
Basic EPS
0.82
0.9
-1.301
0.66
Diluted EPS
0.81
0.89
-1.286
0.65
Basic Average Shares
25,081,000
25,380,000
25,398,000
25,395,000
Diluted Average Shares
25,395,000
25,679,000
25,708,000
25,713,000
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Loans, including fees$62,214K (-2.57%↓ Y/Y)Taxable$7,258K (36.69%↑ Y/Y)Other$999K (-9.26%↓ Y/Y)Exempt from federalincome taxes$155K (-3.13%↓ Y/Y)Total interest income$70,626K (0.29%↑ Y/Y)Net interest income$47,712K (10.88%↑ Y/Y)Revenue from contractwith customer,...$17,347K (8.26%↑ Y/Y)Revenue from contractwith customer,...$7,705K (4.64%↑ Y/Y)Other$3,592K (86.11%↑ Y/Y)Revenue from contractwith customer,...$3,195K (-12.49%↓ Y/Y)Revenue from contractwith customer,...$1,106K (62.65%↑ Y/Y)Total interestexpense$22,914K (-16.35%↓ Y/Y)Net interest incomeafter provision for...$47,217K (9.73%↑ Y/Y)Total noninterestincome$32,945K (3.72%↑ Y/Y)Provision for (recoveryof) credit gaines$495K Deposits$18,938K (-16.79%↓ Y/Y)Short-term borrowings$2,935K (-26.29%↓ Y/Y)Long-term debt$1,041K (59.66%↑ Y/Y)Net income (gain)before taxes$27,279K (3.50%↑ Y/Y)Total noninterestexpense$52,883K (9.18%↑ Y/Y)Net income$20,865K (3.02%↑ Y/Y)Income tax expense$6,414K (5.08%↑ Y/Y)Compensation$26,155K (7.44%↑ Y/Y)Employee taxes andbenefits$6,755K (1.84%↑ Y/Y)Business services,software and technology...$5,440K (-7.29%↓ Y/Y)Professional fees andassessments$3,781K (61.65%↑ Y/Y)Occupancy and equipmentexpense$3,493K (36.50%↑ Y/Y)Other noninterestexpense$2,905K (104.29%↑ Y/Y)Intangible amortizationexpense$1,974K (-27.16%↓ Y/Y)Marketing and businessdevelopment$869K (10.42%↑ Y/Y)Mortgage and lendingexpenses$614K (-34.68%↓ Y/Y)Supplies and postage$540K (10.20%↑ Y/Y)Travel$357K (2.88%↑ Y/Y)

ALERUS FINANCIAL CORP (ALRS)

ALERUS FINANCIAL CORP (ALRS)