Financial insights of ALRS

MyFinsight

For the year ending 2025-12-31.

Income Overview

Net Income
$17,439K
EPS
$0.68
Unit: Thousand (K) dollars

Income Statement	2025-12-31
Revenue from contract with customer, including assessed tax-Retirement And Benefit Services	65,885
Revenue from contract with customer, including assessed tax-Wealth Management	28,265
Revenue from contract with customer, including assessed tax-Mortgage Banking	11,855
Revenue from contract with customer, including assessed tax-Deposit Account	2,768
Net gains (losses) on investment securities	-68,403
Gain on sale of non-mortgage loans	2,080
Other	9,426
Total noninterest income	51,876
Loans, including fees	253,699
Taxable	20,699
Exempt from federal income taxes	640
Other	4,598
Total interest income	279,636
Deposits	92,641
Short-term borrowings	11,897
Long-term debt	2,599
Total interest expense	107,137
Net interest income	172,499
Provision for credit losses	556
Net interest income after provision for credit losses	171,943
Compensation	97,457
Employee taxes and benefits	26,815
Occupancy and equipment expense	11,973
Business services, software and technology expense	24,699
Intangible amortization expense	10,511
Professional fees and assessments	11,100
Marketing and business development	3,837
Supplies and postage	2,454
Travel	1,428
Mortgage and lending expenses	3,127
Other	7,826
Total noninterest expense	201,227
Income before income taxes	22,592
U.s. federal statutory income tax-Domestic Country	4,744
State and local income taxes, net of federal benefits-State And Local Jurisdiction	1,557
Proportional amortization of lihtc credits	536
Tax exempt interest	1,872
Section 291 interest	519
Other	-297
Reduction in deficit	-1,005
Other	33
Income tax expense (benefit)	5,153
Net income	17,439

Basic EPS	0.69
Diluted EPS	0.68
Basic Average Shares	25,380,000
Diluted Average Shares	25,697,000

MyFinsight

Income Overview

Net Income
$17,439K
EPS
$0.68
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image

Income Overview

Net Income
$17,439K
EPS
$0.68
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image

Income Overview

Net Income$17,439KEPS$0.68Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Net Income$17,439KEPS$0.68Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Net Income
$17,439K
EPS
$0.68
Unit: Thousand (K) dollars

Net Income
$17,439K
EPS
$0.68
Unit: Thousand (K) dollars