Financial insights of ALRS

MyFinsight

For the quarter ending 2026-03-31.

Income Overview

Net Income
$22,971K
EPS
$0.89
Unit: Thousand (K) dollars

Income Statement	2026-03-31	2025-12-31	2025-09-30	2025-06-30
Revenue from contract with customer, including assessed tax-Deposit Account	0	-	-	680
Revenue from contract with customer, including assessed tax-Retirement And Benefit Services	17,406	-30,836*	16,496	16,024
Revenue from contract with customer, including assessed tax-Wealth Management	7,237	7,381*	6,560	7,363
Revenue from contract with customer, including assessed tax-Mortgage Banking	3,535	1,168*	3,474	3,651
Revenue from contract with customer, including assessed tax-Deposit Account	-	659*	703	-
Net gains (losses) on investment securities	-	-17,101*	-	-
Loss on sale of non-mortgage loans	0	-1,040*	-35	2,115
Other	1,736	2,821	2,232	1,930
Total noninterest income	30,847	-36,949	29,430	31,763
Other	0	1,160	1,518	1,101
Loans, including fees	58,621	64,476	63,875	63,853
Taxable	7,104	4,591	5,091	5,310
Exempt from federal income taxes	158	160	160	160
Total interest income	66,977	70,387	70,644	70,424
Deposits	19,074	21,998	24,350	22,758
Short-term borrowings	2,357	2,570	2,506	3,982
Long-term debt	634	645	652	652
Total interest expense	22,065	25,213	27,508	27,392
Net interest income	44,912	45,174	43,136	43,032
Provision for credit gaines	-4,883	-307	0	0
Net interest income after provision for credit losses	49,795	45,481	43,136	43,032
Compensation	24,087	25,169	24,984	24,343
Employee taxes and benefits	6,640	6,326	6,094	6,633
Occupancy and equipment expense	3,427	3,658	2,849	2,559
Business services, software and technology expense	5,839	6,794	6,285	5,868
Intangible amortization expense	1,974	2,381	2,710	2,710
Professional fees and assessments	3,800	3,089	2,676	2,339
Marketing and business development	861	1,016	1,069	787
Supplies and postage	607	765	569	490
Travel	361	409	385	347
Mortgage and lending expenses	710	626	1,025	940
Other	2,086	1,650	1,895	1,422
Total noninterest expense	50,392	51,883	50,541	48,438
Income before income taxes	30,250	-43,351	22,025	26,357
U.s. federal statutory income tax-Domestic Country	-	-10,535*	-	-
State and local income taxes, net of federal benefits-State And Local Jurisdiction	-	389*	-	-
Proportional amortization of lihtc credits	-	134*	-	-
Tax exempt interest	-	333	-	-
Section 291 interest	-	130*	-	-
Other	-	-74*	-	-
Reduction in deficit	-	-251*	-	-
Other	-	8*	-	-
Income tax expense	7,279	-10,298	5,101	6,104
Net income	22,971	-33,053	16,924	20,253

Basic EPS	0.9	-1.301	0.66	0.79
Diluted EPS	0.89	-1.286	0.65	0.78
Basic Average Shares	25,380,000	25,398,000	25,395,000	25,368,000
Diluted Average Shares	25,679,000	25,708,000	25,713,000	25,714,000

Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

MyFinsight

Income Overview

Net Income
$22,971K
EPS
$0.89
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

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Income Overview

Net Income
$22,971K
EPS
$0.89
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image

Income Overview

Net Income$22,971KEPS$0.89Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Net Income$22,971KEPS$0.89Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Net Income
$22,971K
EPS
$0.89
Unit: Thousand (K) dollars

Net Income
$22,971K
EPS
$0.89
Unit: Thousand (K) dollars