| Cash Flow | 2025-09-30 | 2025-06-30 |
|---|---|---|
| Net realized losses on disposal of assets | - | 0 |
| Net income | 36,722 | 22,904 |
| Depreciation | 592 | 409 |
| Net amortization of investments | -491 | -446 |
| Change in investment related allowance for credit losses | -36 | -28 |
| Deferred income taxes | -788 | -974 |
| Net realized (gains) losses on investments | 3,118 | - |
| Net unrealized gains on equity securities | 2,794 | - |
| Share-based compensation | 2,621 | 1,816 |
| Premiums receivable, net | 25,029 | 23,314 |
| Accrued interest receivable | 305 | 131 |
| Deferred policy acquisition costs | 2,607 | 1,998 |
| Amounts held by others | 2 | - |
| Other assets | -966 | -649 |
| Reserves for loss and loss adjustment expenses | -33,449 | -27,214 |
| Unearned premiums | 21,649 | 16,858 |
| Reinsurance balances | 3,118 | 1,248 |
| Amounts held for others and policyholder deposits | -859 | -2,579 |
| Federal income taxes recoverable | -687 | -215 |
| Accounts payable and other liabilities | 3,962 | 3,683 |
| Purchases of investments held-to-maturity | - | 0 |
| Net cash provided by operating activities | 447 | -10,235 |
| Purchases of investments available-for-sale | 26,720 | 14,491 |
| Purchases of equity securities | 254 | 213 |
| Purchases of short-term investments | 13,077 | 5,469 |
| Proceeds from maturities of investments held-to-maturity | 43,074 | 30,473 |
| Proceeds from sales and maturities of investments available-for-sale | 24,900 | 15,628 |
| Proceeds from sales of equity securities | 8,232 | 8,232 |
| Proceeds from sales and maturities of short-term investments | 3,504 | - |
| Purchases of property and equipment | 1,975 | 1,084 |
| Net cash provided by investing activities | 37,684 | 33,076 |
| Finance lease purchases | 63 | 42 |
| Share-based compensation related tax withholding | 810 | 673 |
| Purchase of treasury stock | 4,143 | 2,796 |
| Dividends to shareholders | 22,413 | 14,910 |
| Net cash used in financing activities | -27,429 | -18,421 |
| Change in cash and cash equivalents | 10,702 | 4,420 |
| Cash and cash equivalents at beginning of period | 44,045 | - |
| Cash and cash equivalents at end of period | 54,747 | - |
AMERISAFE INC (AMSF)
AMERISAFE INC (AMSF)