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For the year ending 2025-12-31, AMSF made $317,252K in revenue. $47,145K in net income. Net profit margin of 14.86%.

Income Overview

Revenue
$317,252K
Net Income
$47,145K
Net Profit Margin
14.86%
EPS
$2.47
Unit: Thousand (K) dollars
Revenue Breakdown
    • Gross earned
    • Total gross investment income
    • Ceded earned
    • Others

Income Statement
2025-12-31
2024-12-31
Total revenues
317,252 309,043
Loss and loss adjustment expenses incurred
169,937 157,267
Underwriting and certain other operating costs
27,625 24,876
Commissions
25,092 23,750
Salaries and benefits
33,264 31,503
Policyholder dividends
2,526 2,657
Provision for investment related credit loss benefit
-43 -66
Total expenses
258,401 239,987
Income before income taxes
58,851 69,056
Income tax expense
11,706 13,620
Net income
47,145 55,436
Basic EPS
2.48 2.91
Diluted EPS
2.47 2.89
Basic Average Shares
18,979,465 19,070,717
Diluted Average Shares
19,082,142 19,159,805
Unit: Thousand (K) dollars (except for numbers of shares and EPS).

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image
Marketable SecuritiesGross Realized Gain$3,122K Fixed MaturitySecurities Available For...$25,980K Short TermInvestments$2,698K Equity Securities$743K Gross realizedinvestment gains$3,122K Gross earned$300,287K Total grossinvestment income$29,421K Net realizedinvestment gains (losses)$3,119K Gross realizedinvestment losses$3K Net premiums earned$283,057K (4.59%↑ Y/Y)Net investmentincome$26,993K (-7.60%↓ Y/Y)Net unrealizedgains on equity...$3,719K (-60.89%↓ Y/Y)Net realized gains(losses) on investments$3,034K (626.74%↑ Y/Y)Fee and other income$449K (72.69%↑ Y/Y)Ceded earned$17,230K Investment expenses$2,428K Other, including gains(losses) on calls and...-$85K Other1$5K Marketable SecuritiesGross Realized Losses$3K Total revenues$317,252K (2.66%↑ Y/Y)Fixed MaturitySecurities Available For...-$90K Income before incometaxes$58,851K (-14.78%↓ Y/Y)Total expenses$258,401K (7.67%↑ Y/Y)Provision for investmentrelated credit loss...-$43K (34.85%↑ Y/Y)Net income$47,145K (-14.96%↓ Y/Y)Income tax expense$11,706K (-14.05%↓ Y/Y)Loss and lossadjustment expenses...$169,937K (8.06%↑ Y/Y)Salaries and benefits$33,264K (5.59%↑ Y/Y)Underwriting and certainother operating costs$27,625K (11.05%↑ Y/Y)Commissions$25,092K (5.65%↑ Y/Y)Policyholder dividends$2,526K (-4.93%↓ Y/Y)

AMERISAFE INC (AMSF)

AMERISAFE INC (AMSF)