For the year ending 2025-12-31, AMTB had -$120,204K decrease in cash & cash equivalents over the period. $129,235K in free cash flow.
| Cash Flow | 2025-12-31 |
|---|---|
| Net income (loss) before attribution of noncontrolling interest | 52,417 |
| Provision for credit losses | 42,596 |
| Net premium amortization on securities | -2,200 |
| Depreciation and amortization | 6,686 |
| Stock-based compensation expense | 4,979 |
| Losses on loans held for sale carried at the lower of cost or fair value | -15,731 |
| Loss on sale of repossessed assets | 0 |
| Impairment on investment carried at cost | 0 |
| Change in cash surrender value of bank owned life insurance | 10,096 |
| Securities (gains),losses, net | 5,100 |
| Derivative losses (gains), net | -3,355 |
| Gain on sale of loans, net | 5,357 |
| Gain on sale of houston franchise | 0 |
| Deferred taxes and others | -5,720 |
| Gain on early extinguishment of advances from the fhlb, net | 12 |
| Proceeds from sales and repayments of mortgage loans originated for sale (at fair value) | -143,662 |
| Originations and purchases of mortgage loans originated for sale (at fair value) | 107,512 |
| Accrued interest receivable and other assets | -8,233 |
| Account payable, accrued liabilities and other liabilities | -20,522 |
| Net cash provided by operating activities | 136,980 |
| Available for sale | 1,058,819 |
| Trading securities | 118,444 |
| Federal home loan bank and federal reserve bank stock | 8,360 |
| Equity securities with readily determinable fair value not held for trading | 0 |
| Purchases of investment securities | 1,185,623 |
| Available for sale | 523,706 |
| Held to maturity | 0 |
| Trading | -121,242 |
| Federal home loan bank and federal reserve bank stock | 9,500 |
| Equity securities with readily determinable fair value not held for trading | 0 |
| Maturities, sales, calls and paydowns of investment securities | 654,448 |
| Proceeds from surrender of bank owned life insurance | 0 |
| Net decrease (increase) in loans | -343,419 |
| Proceeds from loan portfolio sales | 137,923 |
| Purchase of bank owned life insurance | 7,000 |
| Net cash transferred on sale of houston franchise | 0 |
| Purchases of premises and equipment and others | 7,745 |
| Proceeds from sales of premises and equipment | 14,113 |
| Proceeds from sales of repossessed assets and other real estate owned | 2,661 |
| Cash paid in business acquisition, net | 0 |
| Proceeds from bank owned life insurance death benefit | 0 |
| Net cash used in investing activities | -47,804 |
| Net increase in demand, savings and money market accounts | 170,745 |
| Net (decrease) increase in time deposits | -238,406 |
| Proceeds from advances from the federal home loan bank | 380,000 |
| Repayments of advances from the federal home loan bank | 413,375 |
| Redemption of senior notes | 60,000 |
| Repurchase of common stock-class a | 33,000 |
| Dividends paid | 15,096 |
| Net proceeds from issuance of common stock | 0 |
| Disbursements arising from stock based compensation, net | 248 |
| Net cash (used in) provided by financing activities | -209,380 |
| Net (decrease) increase in cash and cash equivalents and restricted cash | -120,204 |
| Beginning of period | 590,359 |
| End of period | 470,155 |
Amerant Bancorp Inc. (AMTB)
Amerant Bancorp Inc. (AMTB)