For the quarter ending 2025-09-30, AMTB had -$5,979K decrease in cash & cash equivalents over the period. $23,715K in free cash flow.
| Cash Flow | 2025-09-30 | 2025-06-30 |
|---|---|---|
| Net income (loss) | 14,756 | 34,960 |
| Provision for credit losses | 14,600 | 24,506 |
| Net premium amortization on securities | -633 | -1,124 |
| Depreciation and amortization | 1,487 | 3,139 |
| Stock-based compensation expense | 1,152 | 2,415 |
| Change in cash surrender value of bank owned life insurance | 2,554 | 4,940 |
| Securities (gains) losses, net | 1,203 | 1,843 |
| Derivative losses, net | -1,383 | -1,852 |
| Gains on sale of loans, net | 101 | 5,156 |
| Losses on loans held for sale carried at the lower of cost or fair value | -881 | 0 |
| Deferred taxes and others | 1,201 | -98 |
| Gain on early extinguishment of advances from the fhlb, net | 0 | 0 |
| Proceeds from sales and repayments of loans held for sale (at fair value) | -8,816 | -126,549 |
| Originations and purchases of loans held for sale (at fair value) | 4,687 | 95,713 |
| Accrued interest receivable and other assets | 5,914 | -6,999 |
| Accounts payable, accrued liabilities and other liabilities | -5,350 | -16,190 |
| Net cash provided by operating activities | 22,698 | 77,800 |
| Available for sale | 369,295 | 425,291 |
| Trading securities | 0 | 118,444 |
| Federal home loan bank stock | 5,755 | 2,575 |
| Purchases of investment securities | 375,050 | 546,310 |
| Available for sale | 59,795 | 92,065 |
| Trading securities | 1,555 | 0 |
| Federal home loan bank stock | 2,376 | 1,424 |
| Maturities, sales, calls and paydowns of investment securities | 63,726 | 93,489 |
| Proceeds from surrender of bank owned life insurance | 0 | 0 |
| Net decrease (increase) in loans | -200,605 | -10,977 |
| Proceeds from loan portfolio sales | 33,757 | 24,583 |
| Proceeds from sales of other real estate owned | 0 | 2,661 |
| Net purchases of premises and equipment and others | -1,017 | 3,551 |
| Proceeds from bank owned life insurance death benefit | 0 | 0 |
| Purchase of bank owned life insurance | 0 | 7,000 |
| Net cash used in investing activities | -75,945 | -425,151 |
| Net increase in demand, savings and money market accounts | 59,413 | 523,475 |
| Net (decrease) increase in time deposits | -64,988 | -71,526 |
| Proceeds from advances from the federal home loan bank | 330,000 | 50,000 |
| Repayments of advances from the federal home loan bank | 263,387 | 30,000 |
| Redemption of senior notes | 0 | 60,000 |
| Repurchase of common stock - class a | 10,000 | 10,000 |
| Net proceeds from issuance of common stock | 0 | - |
| Dividend paid | 3,754 | 7,651 |
| Disbursements arising from stock-based compensation, net | 16 | 469 |
| Net cash provided by financing activities | 47,268 | 393,829 |
| Net increase in cash and cash equivalents and restricted cash | -5,979 | 46,478 |
| Cash and cash equivalents at beginning of period | 590,359 | - |
| Cash and cash equivalents at end of period | 630,858 | - |
Amerant Bancorp Inc. (AMTB)
Amerant Bancorp Inc. (AMTB)