Financial insights of AMTB

MyFinsight

For the quarter ending 2026-03-31.

Income Overview

Net Income
-$2,531K
EPS
$0.44
Unit: Thousand (K) dollars

Income Statement	2026-03-31	2025-12-31	2025-09-30	2025-06-30
Loans	102,674	114,056*	121,414	122,166
Investment securities	27,682	20,989*	26,737	23,212
Interest earning deposits with banks and other interest income	2,661	6,628*	4,592	5,717
Total interest income	133,017	141,672*	152,743	151,095
Securities sold under agreements to repurchase	-	1*	0	1
Interest bearing demand deposits	-	-	10,892	11,567
Savings and money market deposits	-	-	18,008	18,030
Interest bearing demand, savings and money market deposits	26,365	26,268*	-	-
Time deposits	18,254	22,039*	20,950	22,285
Advances from the federal home loan bank	6,846	7,445*	7,316	7,230
Senior notes	0	903*	0	78
Subordinated notes	361	361*	362	361
Junior subordinated debentures	910	918*	1,063	1,064
Total interest expense	52,736	57,933*	58,591	60,616
Net interest income	80,281	83,739*	94,152	90,479
Provision for credit losses	7,800	11,606*	14,600	6,060
Net interest income after provision for credit losses	72,481	72,133*	79,552	84,419
Brokerage, advisory and fiduciary activities	5,461	5,039*	4,995	4,993
Deposits and service fees	4,872	5,063*	5,056	4,968
Gain on early extinguishment of advances from the federal home loan bank, net	-	12*	0	0
Change in cash surrender value of bank owned life insurance	2,564	2,530*	2,554	2,490
Loan-level derivative income	1,531	118*	2,372	3,204
Cards and trade finance servicing fees	1,439	1,335*	1,321	1,804
Derivative (gaines) losss, net	-	1,498*	-1,383	-1,852
Securities gains, net	516	627*	1,203	1,779
Gain on sale of houston franchise	-	0*	-	-
Other noninterest income	998	6,789*	1,173	2,392
Total noninterest income	17,381	23,010*	17,291	19,778
Salaries and employee benefits	32,040	42,151*	35,094	36,036
Professional and other services fees	11,416	16,784*	15,997	13,549
Occupancy and equipment	5,423	6,594*	5,211	5,491
Telecommunication and data processing	3,537	4,002*	3,155	2,929
Contract termination costs	-	1,871*	-	-
Advertising expenses	2,939	2,774*	3,987	4,819
Fdic assessments and insurance	2,850	3,260*	2,549	2,896
Losses on loans held for sale carried at the lower of cost or fair value, net	-1,823	-	-	-
Depreciation and amortization	1,517	2,129*	1,487	1,551
Loan level derivative expense	1,042	-194*	1,834	1,113
Other real estate owned and repossessed assets (income) expense, net	-232	-373*	215	601
Losses on loans held for sale carried at the lower of cost or fair value	-	-14,409*	-881	0
Other operating expenses	4,564	8,802*	7,425	5,415
Total noninterest expenses	66,919	102,208*	77,835	74,400
Income before income tax expense	22,943	-7,066*	19,008	29,797
Income tax expense	5,070	-2,846*	4,252	6,795
Net income (loss) before attribution of noncontrolling interest	-	-4,220*	-	-
Noncontrolling interest	-	0*	-	-
Net income attributable to amerant bancorp inc	17,873	-4,220*	14,756	23,002
Net unrealized holding (losses) gains on debt securities available for sale arising during the period	-20,019	10,320*	18,553	1,784
Net unrealized holding losss on cash flow hedges arising during the period	181	-25*	82	173
Reclassification adjustment for items included in net income	566	1,876*	119	131
Other comprehensive (loss) income	-20,404	8,418*	18,516	1,826
Comprehensive (loss) income	-2,531	4,198	33,272	24,828

Basic EPS	0.44	0.102	0.35	0.55
Diluted EPS	0.44	0.101	0.35	0.55
Basic Average Shares	40,315,757	41,340,523	41,590,201	41,805,550
Diluted Average Shares	40,510,993	41,546,257	41,774,101	41,873,551

Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

MyFinsight

Income Overview

Net Income
-$2,531K
EPS
$0.44
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

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Income Overview

Net Income
-$2,531K
EPS
$0.44
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image

Income Overview

Net Income-$2,531KEPS$0.44Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Net Income-$2,531KEPS$0.44Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Net Income
-$2,531K
EPS
$0.44
Unit: Thousand (K) dollars

Net Income
-$2,531K
EPS
$0.44
Unit: Thousand (K) dollars