Financial insights of AMTB

MyFinsight

For the year ending 2025-12-31.

Income Overview

Net Income
$91,348K
EPS
$1.26
Unit: Thousand (K) dollars

Income Statement	2025-12-31
Loans	479,425
Investment securities	95,912
Interest earning deposits with banks and other interest income	22,091
Total interest income	597,428
Interest bearing demand, savings and money market deposits	114,013
Time deposits	86,891
Advances from the federal home loan bank	29,264
Senior notes	1,020
Subordinated notes	1,445
Junior subordinated debentures	4,108
Securities sold under agreements to repurchase	2
Total interest expense	236,743
Net interest income	360,685
Provision for credit losses	42,596
Net interest income after provision for credit losses	318,089
Deposits and service fees	20,099
Brokerage, advisory and fiduciary activities	20,021
Gain on early extinguishment of advances from the federal home loan bank, net	12
Loan level derivative income	8,482
Change in cash surrender value of bank owned life insurance	10,096
Cards and trade finance servicing fees	6,022
Derivative (losses) gains, net	-3,355
Securities gains (losses), net	5,100
Gain on sale of houston franchise	0
Other noninterest income	12,136
Total noninterest income	78,613
Salaries and employee benefits	143,234
Occupancy and equipment	22,647
Professional and other services fees	61,103
Telecommunication and data processing	13,128
Advertising expenses	15,983
Loan level derivative expense	4,226
Contract termination costs	7,483
Fdic assessments and insurance	11,427
Depreciation and amortization	6,686
Other real estate owned and repossessed assets expense, net	851
Losses on loans held for sale carried at the lower of cost or fair value	-15,731
Other operating expenses	28,062
Total noninterest expenses	330,561
Income (loss) before income tax expense (benefit)	66,141
Income tax (expense) benefit	13,724
Net income (loss) before attribution of noncontrolling interest	52,417
Noncontrolling interest	0
Net income (loss) attributable to amerant bancorp inc	52,417
Net unrealized holding gains (losses) on debt securities available for sale arising during the period	40,825
Net unrealized holding gains (losses) on cash flow hedges arising during the period	357
Reclassification adjustment for items included in net income	2,251
Other comprehensive income	38,931
Comprehensive income	91,348

Basic EPS	1.26
Diluted EPS	1.26
Basic Average Shares	41,578,758
Diluted Average Shares	41,731,303

MyFinsight

Income Overview

Net Income
$91,348K
EPS
$1.26
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

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Income Overview

Net Income
$91,348K
EPS
$1.26
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image

Income Overview

Net Income$91,348KEPS$1.26Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Net Income$91,348KEPS$1.26Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Net Income
$91,348K
EPS
$1.26
Unit: Thousand (K) dollars

Net Income
$91,348K
EPS
$1.26
Unit: Thousand (K) dollars