Financial insights of AMTB

Loans

103,449

102,674

114,056*

121,414

Investment securities

29,212

27,682

20,989*

26,737

Interest earning deposits with banks and other interest income

3,000

2,661

6,628*

4,592

Total interest income

135,661

133,017

141,672*

152,743

Interest bearing demand deposits

-

10,892

Savings and money market deposits

-

18,008

Interest bearing demand, savings and money market deposits

27,154

26,365

26,268*

-

Time deposits

17,682

18,254

22,039*

20,950

Advances from the federal home loan bank

6,935

6,846

7,445*

7,316

Senior notes

0

903*

0

Subordinated notes

362

361

361*

362

Junior subordinated debentures

952

910

918*

1,063

Securities sold under agreements to repurchase

1

-

1*

0

Total interest expense

53,086

52,736

57,933*

58,591

Net interest income

82,575

80,281

83,739*

94,152

Provision for credit losses

4,750

7,800

11,606*

14,600

Net interest income after provision for credit losses

77,825

72,481

72,133*

79,552

Brokerage, advisory and fiduciary activities

5,630

5,461

5,039*

4,995

Deposits and service fees

5,419

4,872

5,063*

5,056

Change in cash surrender value of bank owned life insurance

2,629

2,564

2,530*

2,554

Cards and trade finance servicing fees

1,432

1,439

1,335*

1,321

Loan-level derivative income

1,174

1,531

118*

2,372

Securities gains, net

408

516

627*

1,203

Gain on early extinguishment of advances from the federal home loan bank, net

54

-

12*

0

Gain on sale of houston franchise

-

0*

-

Derivative gaines, net

0

-

1,498*

-1,383

Other noninterest income

1,416

998

6,789*

1,173

Total noninterest income

18,162

17,381

23,010*

17,291

Salaries and employee benefits

35,446

32,040

42,151*

35,094

Professional and other services fees

13,087

11,416

16,784*

15,997

Occupancy and equipment

4,995

5,423

6,594*

5,211

Advertising expenses

4,274

2,939

2,774*

3,987

Loan level derivative expense

-

1,042

-194*

1,834

Contract termination costs

-

1,871*

-

Telecommunication and data processing

3,627

3,537

4,002*

3,155

Fdic assessments and insurance

2,472

2,850

3,260*

2,549

Depreciation and amortization

1,472

1,517

2,129*

1,487

Losses on loans held for sale carried at the lower of cost or fair value, net

-1,118

-1,823

-

Other real estate owned and repossessed assets (income) expense, net

-253

-232

-373*

215

Losses on loans held for sale carried at the lower of cost or fair value

-

-14,409*

-881

Other operating expenses

2,639

4,564

8,802*

7,425

Total noninterest expenses

68,877

66,919

102,208*

77,835

Income before income tax expense

27,110

22,943

-7,066*

19,008

Income tax expense

6,067

5,070

-2,846*

4,252

Net income (loss) before attribution of noncontrolling interest

-

-4,220*

-

Noncontrolling interest

-

0*

-

Net income attributable to amerant bancorp inc

21,043

17,873

-4,220*

14,756

Net unrealized holding (losses) gains on debt securities available for sale arising during the period

-2,737

-20,019

10,320*

18,553

Net unrealized holding losss on cash flow hedges arising during the period

475

181

-25*

82

Reclassification adjustment for items included in net income

189

566

1,876*

119

Other comprehensive (loss) income

-2,451

-20,404

8,418*

18,516

Comprehensive income

18,592

-2,531

4,198

33,272

Basic EPS

0.54

0.44

0.102

0.35

Diluted EPS

0.53

0.44

0.101

0.35

Basic Average Shares

39,316,906

40,315,757

41,340,523

41,590,201

Diluted Average Shares

39,509,583

40,510,993

41,546,257

41,774,101

MyFinsight

Income Overview

Time Plot

Income Statement

Income Overview

Time Plot

Income Statement