For the quarter ending 2025-09-30, AMTB made $324,716K in revenue. $33,272K in net income. Net profit margin of 10.25%.
| Income Statement | 2025-09-30 | 2025-06-30 | ||
|---|---|---|---|---|
| Loans | 121,414 | 122,166 | ||
| Investment securities | 26,737 | 23,212 | ||
| Interest earning deposits with banks and other interest income | 4,592 | 5,717 | ||
| Total interest income | 152,743 | 151,095 | ||
| Interest bearing demand deposits | 10,892 | 11,567 | ||
| Savings and money market deposits | 18,008 | 18,030 | ||
| Time deposits | 20,950 | 22,285 | ||
| Advances from the federal home loan bank | 7,316 | 7,230 | ||
| Senior notes | 0 | 78 | ||
| Subordinated notes | 362 | 361 | ||
| Junior subordinated debentures | 1,063 | 1,064 | ||
| Securities sold under agreements to repurchase | 0 | 1 | ||
| Total interest expense | 58,591 | 60,616 | ||
| Net interest income | 94,152 | 90,479 | ||
| Provision for credit losses | 14,600 | 6,060 | ||
| Net interest income after provision for credit losses | 79,552 | 84,419 | ||
| Deposits and service fees | 5,056 | 4,968 | ||
| Brokerage, advisory and fiduciary activities | 4,995 | 4,993 | ||
| Gain on early extinguishment of advances from the federal home loan bank, net | 0 | 0 | ||
| Loan-level derivative income | 2,372 | 3,204 | ||
| Change in cash surrender value of bank owned life insurance | 2,554 | 2,490 | ||
| Cards and trade finance servicing fees | 1,321 | 1,804 | ||
| Derivative losses, net | -1,383 | -1,852 | ||
| Securities gains (losses), net | 1,203 | 1,779 | ||
| Other noninterest income | 1,173 | 2,392 | ||
| Total noninterest income (loss) | 17,291 | 19,778 | ||
| Salaries and employee benefits | 35,094 | 36,036 | ||
| Professional and other services fees | 15,997 | 13,549 | ||
| Occupancy and equipment | 5,211 | 5,491 | ||
| Telecommunication and data processing | 3,155 | 2,929 | ||
| Advertising expenses | 3,987 | 4,819 | ||
| Fdic assessments and insurance | 2,549 | 2,896 | ||
| Depreciation and amortization | 1,487 | 1,551 | ||
| Loan level derivative expense | 1,834 | 1,113 | ||
| Other real estate owned and repossessed assets expense, net | 215 | 601 | ||
| Losses on loans held for sale carried at the lower of cost or fair value | -881 | 0 | ||
| Other operating expenses | 7,425 | 5,415 | ||
| Total noninterest expenses | 77,835 | 74,400 | ||
| Income (loss) before income tax (expense) benefit | 19,008 | 29,797 | ||
| Income tax (expense) benefit | 4,252 | 6,795 | ||
| Net income (loss) attributable to amerant bancorp inc | 14,756 | 23,002 | ||
| Net unrealized holding gains on debt securities available for sale arising during the period | 18,553 | 1,784 | ||
| Net unrealized holding gains (losses) on cash flow hedges arising during the period | 82 | 173 | ||
| Reclassification adjustment for items included in net income | 119 | 131 | ||
| Other comprehensive income | 18,516 | 1,826 | ||
| Comprehensive income | 33,272 | 24,828 | ||
| Basic earnings (loss) per common share (in dollars per share) | 0.35 | 0.55 | ||
| Basic weighted average shares outstanding (in shares) | 41,590,201 | 41,805,550 | ||
| Diluted earnings (loss) per common share (in dollars per share) | 0.35 | 0.55 | ||
| Diluted weighted average shares outstanding (in shares) | 41,774,101 | 41,873,551 | ||
Amerant Bancorp Inc. (AMTB)
Amerant Bancorp Inc. (AMTB)