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ARROW FINANCIAL CORP (AROW)

ARROW FINANCIAL CORP (AROW)

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Balance Sheets Overview

Debt to Asset Ratio
90.04%
Unit: Thousand (K) dollars
Assets Breakdown
    • Net loans
    • Available-for-sale at fair value
    • Other assets
    • Others
Liabilities Breakdown
    • Savings deposits
    • Interest-bearing checking accoun...
    • Noninterest-bearing deposits
    • Others
Balance Sheets
2026-06-30
2026-03-31
2025-09-30
2025-06-30
Cash and due from banks
30,881
29,102
45,925
40,976
Interest-earning deposits at banks
155,907
256,504
351,512
227,472
Available-for-sale at fair value
498,202
518,803
485,583
447,678
Held-to-maturity (fair value of 65,270 at june30, 2026 and 66,569 at december31, 2025)
65,490
65,646
62,744
70,828
Equity securities
5,897
5,742
5,724
5,332
Other investments
18,351
4,375
4,369
4,557
Loans
3,496,541
3,438,966
3,442,009
3,424,754
Allowance for credit losses
36,183
34,055
34,176
34,191
Net loans
3,460,358
3,404,911
3,407,833
3,390,563
Premises and equipment, net
62,530
59,561
60,002
60,701
Goodwill
23,789
23,789
23,789
23,789
Other intangible assets, net
1,612
1,692
1,805
1,870
Other assets
159,342
151,894
137,829
140,953
Total assets
4,482,359
4,522,019
4,587,115
4,414,719
Noninterest-bearing deposits
736,087
721,734
771,014
736,535
Interest-bearing checking accounts
871,965
898,168
977,871
884,130
Savings deposits
1,590,680
1,618,309
1,526,055
1,484,666
Time deposits over 250
132,350
140,899
178,843
179,254
Other time deposits
324,123
634,829
646,268
644,745
Total deposits
3,655,205
4,013,939
4,100,051
3,929,330
Borrowings
310,190
4,265
4,265
8,600
Junior subordinated obligations issued to unconsolidated subsidiary trusts
20,000
20,000
20,000
20,000
Finance leases
4,887
4,908
4,928
4,969
Other liabilities
45,771
38,764
40,184
43,314
Total liabilities
4,036,053
4,081,876
4,169,428
4,006,213
Preferred stock, 1 par value 1,000,000 shares authorized at june30, 2026 and december31, 2025 (none issued)
0
0
0
0
Common stock, 1 par value 30,000,000 shares authorized 22,066,559 shares issued and 16,545,170 and 16,445,342 outstanding at june30, 2026 and december31, 2025
22,067
22,067
22,067
22,067
Additional paid-in capital
415,357
414,431
414,133
413,880
Retained earnings
116,806
110,804
93,027
84,970
Accumulated other comprehensive loss
-5,390
-4,764
-8,640
-10,889
Treasury stock, at cost (5,521,389 shares at june30, 2026 and 5,621,217 shares at december31, 2025)
102,534
102,395
102,900
101,522
Total stockholders equity
446,306
440,143
417,687
408,506
Total liabilities and stockholders equity
4,482,359
4,522,019
4,587,115
4,414,719
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Balance Sheets

Loans$3,496,541K (2.10%↑ Y/Y)Net loans$3,460,358K (2.06%↑ Y/Y)Available-for-sale at fair value$498,202K (11.29%↑ Y/Y)Other assets$159,342K (13.05%↑ Y/Y)Interest-earning deposits atbanks$155,907K (-31.46%↓ Y/Y)Held-to-maturity (fair value of65,270 at june30, 2026...$65,490K (-7.54%↓ Y/Y)Premises and equipment,net$62,530K (3.01%↑ Y/Y)Cash and due frombanks$30,881K (-24.64%↓ Y/Y)Goodwill$23,789K (0.00%↑ Y/Y)Other investments$18,351K (302.70%↑ Y/Y)Equity securities$5,897K (10.60%↑ Y/Y)Other intangibleassets, net$1,612K (-13.80%↓ Y/Y)Allowance for creditlosses$36,183K (5.83%↑ Y/Y)Total assets$4,482,359K (1.53%↑ Y/Y)Total liabilities andstockholders equity$4,482,359K (1.53%↑ Y/Y)Total liabilities$4,036,053K (0.74%↑ Y/Y)Total stockholdersequity$446,306K (9.25%↑ Y/Y)Treasury stock, at cost(5,521,389 shares at...$102,534K (1.00%↑ Y/Y)Accumulated othercomprehensive loss-$5,390K (50.50%↑ Y/Y)Total deposits$3,655,205K (-6.98%↓ Y/Y)Borrowings$310,190K (3506.86%↑ Y/Y)Other liabilities$45,771K (5.67%↑ Y/Y)Junior subordinatedobligations issued to...$20,000K (0.00%↑ Y/Y)Finance leases$4,887K (-1.65%↓ Y/Y)Additional paid-in capital$415,357K (0.36%↑ Y/Y)Retained earnings$116,806K (37.47%↑ Y/Y)Common stock, 1 parvalue 30,000,000...$22,067K (0.00%↑ Y/Y)Savings deposits$1,590,680K (7.14%↑ Y/Y)Interest-bearing checkingaccounts$871,965K (-1.38%↓ Y/Y)Noninterest-bearing deposits$736,087K (-0.06%↓ Y/Y)Other time deposits$324,123K (-49.73%↓ Y/Y)Time deposits over250$132,350K (-26.17%↓ Y/Y)