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For the quarter ending 2026-03-31, AROW has $4,522,019K in assets. $4,081,876K in debts.

Balance Sheets Overview

Debt to Asset Ratio
90.27%
Unit: Thousand (K) dollars
Assets Breakdown
    • Net loans
    • Available-for-sale at fair value
    • Interest-earning deposits at ban...
    • Others
Liabilities Breakdown
    • Savings deposits
    • Interest-bearing checking accoun...
    • Noninterest-bearing deposits
    • Others

Balance Sheets
2026-03-31
2025-09-30
2025-06-30
Cash and due from banks
29,102 45,925 40,976
Interest-earning deposits at banks
256,504 351,512 227,472
Available-for-sale at fair value
518,803 485,583 447,678
Held-to-maturity (fair value of 65,321 at march31, 2026 and 66,569 at december31, 2025)
65,646 62,744 70,828
Equity securities
5,742 5,724 5,332
Other investments
4,375 4,369 4,557
Loans
3,438,966 3,442,009 3,424,754
Allowance for credit losses
34,055 34,176 34,191
Net loans
3,404,911 3,407,833 3,390,563
Premises and equipment, net
59,561 60,002 60,701
Goodwill
23,789 23,789 23,789
Other intangible assets, net
1,692 1,805 1,870
Other assets
151,894 137,829 140,953
Total assets
4,522,019 4,587,115 4,414,719
Noninterest-bearing deposits
721,734 771,014 736,535
Interest-bearing checking accounts
898,168 977,871 884,130
Savings deposits
1,618,309 1,526,055 1,484,666
Time deposits over 250
140,899 178,843 179,254
Other time deposits
634,829 646,268 644,745
Total deposits
4,013,939 4,100,051 3,929,330
Borrowings
4,265 4,265 8,600
Junior subordinated obligations issued to unconsolidated subsidiary trusts
20,000 20,000 20,000
Finance leases
4,908 4,928 4,969
Other liabilities
38,764 40,184 43,314
Total liabilities
4,081,876 4,169,428 4,006,213
Preferred stock, 1 par value 1,000,000 shares authorized at march31, 2026 and december31, 2025 (none issued)
0 0 0
Common stock, 1 par value 30,000,000 shares authorized 22,066,559 shares issued and 16,526,929 and 16,445,342 outstanding at march31, 2026 and december31, 2025
22,067 22,067 22,067
Additional paid-in capital
414,431 414,133 413,880
Retained earnings
110,804 93,027 84,970
Accumulated other comprehensive loss
-4,764 -8,640 -10,889
Treasury stock, at cost (5,539,630 shares at march31, 2026 and 5,621,217 shares at december31, 2025)
102,395 102,900 101,522
Total stockholders equity
440,143 417,687 408,506
Total liabilities and stockholders equity
4,522,019 4,587,115 4,414,719
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Balance Sheets

Loans$3,438,966K Net loans$3,404,911K Available-for-sale at fair value$518,803K Interest-earning deposits atbanks$256,504K Other assets$151,894K Held-to-maturity (fair value of65,321 at march31, 2026...$65,646K Premises and equipment,net$59,561K Cash and due frombanks$29,102K Goodwill$23,789K Equity securities$5,742K Other investments$4,375K Other intangibleassets, net$1,692K Allowance for creditlosses$34,055K Total assets$4,522,019K Total liabilities andstockholders equity$4,522,019K Total liabilities$4,081,876K Total stockholdersequity$440,143K Treasury stock, at cost(5,539,630 shares at...$102,395K Accumulated othercomprehensive loss-$4,764K Total deposits$4,013,939K Other liabilities$38,764K Junior subordinatedobligations issued to...$20,000K Finance leases$4,908K Borrowings$4,265K Additional paid-in capital$414,431K Retained earnings$110,804K Common stock, 1 parvalue 30,000,000...$22,067K Savings deposits$1,618,309K Interest-bearing checkingaccounts$898,168K Noninterest-bearing deposits$721,734K Other time deposits$634,829K Time deposits over250$140,899K

ARROW FINANCIAL CORP (AROW)

ARROW FINANCIAL CORP (AROW)