| Cash Flow | 2025-09-30 |
|---|---|
| Net income | 112,352 |
| Depreciation and amortization | 8,341 |
| Other accretion and amortization | 21,699 |
| Stock-based compensation expense | 10,826 |
| Trading activity | -116 |
| Provision for credit losses | 17,255 |
| Deferred income taxes | 38,919 |
| Origination of loans held for sale | 47,122 |
| Unrealized and realized gains on loans held for sale | 783 |
| Proceeds from sale of loans held for sale | 44,922 |
| Change in the fair value of servicing rights | 1,207 |
| Gain on repurchase of subordinated notes | 0 |
| Securities borrowed | 43,122 |
| Customer, broker-dealer and clearing receivables | 10,375 |
| Other assets | 52,699 |
| Securities loaned | 65,194 |
| Customer, broker-dealer and clearing payables | 35,215 |
| Accounts payable and other liabilities | -40,114 |
| Net cash provided by operating activities | 118,433 |
| Purchases of available-for-sale securities | 0 |
| Proceeds from sale and repayment of available-for-sale securities | 8,569 |
| Purchase of stock of regulatory agencies | 0 |
| Net change in loans held for investment | 637,164 |
| Proceeds from sale of loans originally classified as held for investment | 82,304 |
| Proceeds from sale of other real estate owned and repossessed assets | 260 |
| Acquisition of business, net of cash acquired | 474,448 |
| Purchases of furniture, equipment, software and intangibles | 9,149 |
| Purchases of other investments | 3,826 |
| Distributions received from other investments | 75 |
| Net cash used in investing activities | -1,033,379 |
| Net increase in deposits | 1,435,210 |
| Payments related to settlement of restricted stock units | 8,473 |
| Repurchase of subordinated notes | 0 |
| Payment of debt issuance costs | 2,550 |
| Proceeds from issuance of subordinated notes | 200,000 |
| Net cash provided by financing activities | 1,624,187 |
| Net change in cash, cash equivalents and restricted cash | 709,241 |
| Cash and cash equivalents at beginning of period | 2,176,354 |
| Cash and cash equivalents at end of period | 2,885,595 |
Axos Financial, Inc. (AX)
Axos Financial, Inc. (AX)