| Cash Flow | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 |
|---|---|---|---|---|
| Net income | 124,677 | 128,397 | 112,352 | 432,908 |
| Depreciation and amortization | 22,267 | 23,205 | 8,341 | 29,019 |
| Other accretion and amortization | 15,447 | 39,385 | 21,699 | 108,076 |
| Stock-based compensation expense | 11,305 | 10,516 | 10,826 | 41,971 |
| Trading activity | -436 | 347 | -116 | 296 |
| Provision for credit losses | 41,000 | 25,000 | 17,255 | 55,745 |
| Deferred income taxes | 6,822 | 15,958 | 38,919 | -27,956 |
| Origination of loans held for sale | 70,080 | 61,009 | 47,122 | 199,845 |
| Unrealized and realized gains on loans held for sale | 1,008 | 756 | 783 | 9,596 |
| Proceeds from sale of loans held for sale | 63,062 | 48,684 | 44,922 | 195,202 |
| Change in the fair value of servicing rights | -402 | 1,210 | 1,207 | 2,605 |
| Gain on repurchase of subordinated notes | 0 | 0 | 0 | 729 |
| (gain)/loss on cash flow hedges | 4,261 | NaN | NaN | NaN |
| Securities borrowed | 23,874 | -73,377 | 43,122 | 72,184 |
| Customer, broker-dealer and clearing receivables | 56,391 | 14,213 | 10,375 | 12,692 |
| Other assets | 119,245 | -3,164 | 52,699 | -18,506 |
| Securities loaned | 19,799 | -75,751 | 65,194 | 65,249 |
| Customer, broker-dealer and clearing payables | -20,135 | -27,094 | 35,215 | 49,479 |
| Gain on fdic loan purchase | NaN | NaN | NaN | 0 |
| Accounts payable and other liabilities | 63,502 | -6,848 | -40,114 | 31,021 |
| Net cash provided by operating activities | 42,027 | 104,108 | 118,433 | 490,331 |
| Purchases of available-for-sale securities | 0 | 758,755 | 0 | 22,382 |
| Proceeds from sale and repayment of available-for-sale securities | 863 | 7,271 | 8,569 | 100,316 |
| Purchase of stock of regulatory agencies | 70,897 | 0 | 0 | 12,449 |
| Proceeds from redemption of stock of regulatory agencies | 39,030 | NaN | NaN | 0 |
| Net change in loans held for investment | 721,756 | 1,667,674 | 637,164 | 2,175,449 |
| Proceeds from sale of loans originally classified as held for investment | 22,456 | 55,010 | 82,304 | 440,115 |
| Proceeds from sale of other real estate owned and repossessed assets | 745 | 542 | 260 | 2,210 |
| Purchase of boli policies | 0 | 0 | NaN | 100,000 |
| Proceeds from boli claim settlement | NaN | NaN | NaN | 0 |
| Acquisition of business, net of cash acquired | 0 | 0 | 474,448 | 0 |
| Purchases of premises, furniture, equipment, software and intangibles | 143,271 | 18,692 | 9,149 | 54,213 |
| Purchases of other investments | 7,861 | 1,838 | 3,826 | 19,296 |
| Distributions received from other investments | 0 | 0 | 75 | 81 |
| Net cash used in investing activities | -880,691 | -2,384,136 | -1,033,379 | -1,841,067 |
| Repurchase of subordinated notes | NaN | NaN | 0 | 13,169 |
| Net increase in deposits | -844,613 | 967,995 | 1,435,210 | 1,470,326 |
| Repayments of the federal home loan bank term advances | 0 | 0 | NaN | 30,000 |
| Net (repayment) proceeds of federal home loan bank other advances | -1,745,000 | NaN | NaN | NaN |
| Net (repayment) proceeds of other borrowings | 13,000 | 15,000 | NaN | 0 |
| Repurchase/redemption of subordinated notes-Redemption Of Subordinated Notes1 | NaN | 160,500 | NaN | NaN |
| Redemption of subordinated notes-Redemption Of Subordinated Notes1 | 160,500 | NaN | NaN | NaN |
| Payments related to settlement of restricted stock units | 8,420 | 2,320 | 8,473 | 27,640 |
| Purchase of treasury stock | 0 | NaN | NaN | 58,203 |
| Repayment of secured financings | 55,530 | 84,920 | NaN | NaN |
| Repurchase/redemption of subordinated notes-Repurchase Of Subordinated Notes1 | NaN | 0 | NaN | NaN |
| Repurchase of subordinated notes-Repurchase Of Subordinated Notes1 | 0 | NaN | NaN | NaN |
| Payment of debt issuance costs | 0 | 311 | 2,550 | NaN |
| Proceeds from issuance of subordinated notes | 0 | 0 | 200,000 | NaN |
| Net cash provided by financing activities | 849,437 | 734,944 | 1,624,187 | 1,341,314 |
| Net change in cash, cash equivalents and restricted cash | 10,773 | -1,545,084 | 709,241 | -9,422 |
| Cash, cash equivalents and restricted cashbeginning of year | 835,843 | -709,241 | 2,176,354 | NaN |
| Cash, cash equivalents and restricted cashend of period | 10,773 | -1,545,084 | 2,885,595 | NaN |
Axos Financial, Inc. (AX)
Axos Financial, Inc. (AX)