For the quarter ending 2025-12-31.
| Income Statement | 2025-12-31 | 2025-09-30 | 2025-06-30 | |
|---|---|---|---|---|
| Loans, including fees | 478,086 | 429,575 | - | |
| Securities borrowed and customer receivables | 7,745 | 6,777 | - | |
| Investments and other | 28,014 | 29,384 | - | |
| Total interest and dividend income | 513,845 | 465,736 | - | |
| Deposits | 167,334 | 169,364 | - | |
| Advances from the federal home loan bank | 313 | 313 | - | |
| Securities loaned | 269 | 285 | - | |
| Other borrowings | 14,220 | 4,724 | - | |
| Total interest expense | 182,136 | 174,686 | - | |
| Net interest income | 331,709 | 291,050 | 281,943* | |
| Provision for credit losses | 25,000 | 17,255 | 13,936* | |
| Net interest income, after provision for credit losses | 306,709 | 273,795 | 268,007* | |
| Broker-dealer fee income | 11,145 | 10,948 | 11,309* | |
| Advisory fee income | 8,829 | 8,525 | 7,949* | |
| Banking and service fees | 31,732 | 10,820 | 9,549* | |
| Mortgage banking and servicing rights income | 644 | 1,395 | 3,252* | |
| Gain on acquisition | - | - | 0* | |
| Prepayment penalty fee income | 1,028 | 652 | 709* | |
| Total non-interest income | 53,378 | 32,340 | 32,767* | |
| Salaries and related costs | 82,204 | 76,605 | 74,489* | |
| Data and operational processing | 21,825 | 22,057 | 20,108* | |
| Depreciation and amortization | 23,205 | 8,341 | 7,255* | |
| Advertising and promotional | 12,702 | 12,207 | 11,940* | |
| Professional services | 9,293 | 13,333 | 9,393* | |
| Occupancy and equipment | 5,191 | 4,620 | 4,426* | |
| Fdic and regulatory fees | 6,749 | 5,619 | 6,890* | |
| Broker-dealer clearing charges | 4,282 | 4,203 | 4,266* | |
| General and administrative expense | 19,123 | 9,261 | 8,658* | |
| Total non-interest expense | 184,574 | 156,246 | 147,425* | |
| Income before income taxes | 175,513 | 149,889 | 153,349* | |
| Income taxes | 47,116 | 37,537 | 45,122* | |
| Net income | 128,397 | 112,352 | 108,227 | |
| Basic EPS | 2.27 | 1.99 | 1.903 | |
| Diluted EPS | 2.22 | 1.94 | 1.903 | |
| Basic Average Shares | 56,660,833 | 56,512,587 | 56,862,630 | |
| Diluted Average Shares | 56,660,833 | 56,512,587 | 56,862,630 | |
Axos Financial, Inc. (AX)
Axos Financial, Inc. (AX)