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AMERICAN EXPRESS CO (AXP)

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AMERICAN EXPRESS CO (AXP)

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Balance Sheets Overview

Debt to Asset Ratio
88.99%
Unit: Million (M) dollars
Assets Breakdown
    • Consumer Borrower
    • Small Business Borrower
    • Interest-bearing deposits in oth...
    • Others
Liabilities Breakdown
    • Long-term debt (includes debt is...
    • Other liabilities
    • Retained earnings
    • Others

Balance Sheets
2026-03-31
2025-12-31
2025-09-30
2025-06-30
Cash and due from banks (includes restricted cash of consolidated variable interest entities 2026, 6 2025, nil)
3,186 3,559 3,234 3,120
Interest-bearing deposits in other banks (includes restricted interest-bearing deposits of consolidated variable interest entities 2026, 19 2025, nil)
50,281 43,491 50,201 54,620
Short-term investment securities (includes restricted investments of consolidated variable interest entities 2026, 85 2025, 84)
290 742 1,271 197
Total cash and cash equivalents (includes restricted cash 2026, 199 2025, 169)
53,757 47,792 54,706 57,937
Consumer Borrower
NaN 26,605 24,446 24,598
Small Business Borrower
NaN 19,558 19,189 18,982
Corporate Borrower
NaN 15,868 17,388 16,018
Financing receivables, gross
NaN 62,031 61,023 59,598
Financing receivables, reserves for credit losses
NaN 180 200 193
Financing receivables, net-Card Member Receivables
NaN 61,851 60,823 59,405
Consumer Borrower
140,908 NaN 110,957 109,160
Small Business Borrower
55,098 NaN 33,818 33,072
Corporate Borrower
17,306 NaN 38 43
Financing receivables, gross
213,311 NaN 144,814 142,275
Financing receivable, reserves for credit losses
6,065 NaN 5,868 5,767
Financing receivables, net-Cardmember Loans
NaN 145,923 138,946 136,508
Financing receivables, net-Card Balances
207,247 NaN NaN NaN
Financing receivables held for sale-Cardmember Loans
NaN 2,457 2,424 2,405
Financing receivables held for sale-Card Balances
2,477 NaN NaN NaN
Financing receivables, net-Other Loans
10,535 10,605 10,231 9,831
Estimated fair value-USStates And Political Subdivisions
NaN 48 NaN NaN
Estimated fair value-USGovernment Agencies Debt Securities
NaN 3 NaN NaN
Estimated fair value-USTreasury Securities
NaN 138 NaN NaN
Estimated fair value-Mortgage Backed Securities Issued By USGovernment Sponsored Enterprises
NaN 9 NaN NaN
Estimated fair value-Foreign Government Debt Securities
NaN 717 NaN NaN
Estimated fair value-Debt Securities Other
NaN 81 NaN NaN
Estimated fair value
NaN 46 NaN NaN
Investment securities
2,625 1,043 1,374 1,258
Premises and equipment, less accumulated depreciation and amortization 2026, 12,441 2025, 12,039
7,240 6,118 5,861 5,662
Goodwill
NaN 4,872 NaN NaN
Right-of-use lease assets
NaN 998 NaN NaN
Other intangible assets, at amortized cost
NaN 90 NaN NaN
Other
NaN 18,302 NaN NaN
Other assets, less reserves for credit losses 2026, 121 2025, 86
25,013 24,263 23,185 22,550
Total assets
308,894 300,052 297,550 295,556
Customer deposits
157,948 152,488 149,883 149,386
Accounts payable
14,635 14,700 14,708 14,121
Short-term borrowings
1,692 1,371 1,446 1,493
Total
NaN 56,626 NaN NaN
Unamortized underwriting fees
NaN 135 NaN NaN
Unamortized discount and premium
NaN 470 NaN NaN
Impacts due to fair value hedge accounting
NaN 366 NaN NaN
Long-term debt (includes debt issued by consolidated variable interest entities 2026, 13,278 2025, 13,022)
58,750 56,387 57,787 58,202
Membership rewards liability
NaN 16,520 NaN NaN
Deferred card and other fees, net
NaN 4,655 NaN NaN
Book overdraft balances
NaN 4,054 NaN NaN
Employee-related liabilities
NaN 3,091 NaN NaN
Card member rebate and reward accruals
NaN 2,247 NaN NaN
Income tax liability
NaN 1,401 NaN NaN
Other
NaN 9,664 NaN NaN
Other liabilities
41,874 41,632 41,309 40,043
Total liabilities
274,899 266,578 265,133 263,245
Preferred shares, 1.662/3 par value, authorized 20 million shares issued and outstanding 1,600 shares as of march31, 2026 and december31, 2025
0 0 0 0
Common shares, 0.20 par value, authorized 3.6 billion shares issued and outstanding 682 million shares as of march31, 2026 and 686 million shares as of december31, 2025
137 138 138 140
Additional paid-in capital
11,081 11,126 11,059 11,052
Retained earnings
26,088 25,487 24,469 24,367
Accumulated other comprehensive income (loss)
-3,311 -3,277 -3,249 -3,248
Total shareholders equity
33,995 33,474 32,417 32,311
Total liabilities and shareholders equity
308,894 300,052 297,550 295,556
Unit: Million (M) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Balance Sheets

Consumer Borrower$140,908M (33.93%↑ Y/Y)Small BusinessBorrower$55,098M (62.52%↑ Y/Y)Corporate Borrower$17,306M (19791.95%↑ Y/Y)Financing receivables,gross$213,311M (53.24%↑ Y/Y)Interest-bearing deposits inother banks (includes...$50,281M (2.15%↑ Y/Y)Cash and due frombanks (includes...$3,186M (5.36%↑ Y/Y)Short-term investmentsecurities (includes...$290M (11.11%↑ Y/Y)Financing receivables,net-Card Balances$207,247M Total cash and cashequivalents (includes...$53,757M (2.38%↑ Y/Y)Other assets, lessreserves for credit...$25,013M (18.73%↑ Y/Y)Financing receivables,net-Other Loans$10,535M (11.67%↑ Y/Y)Premises and equipment,less accumulated...$7,240M (34.50%↑ Y/Y)Investment securities$2,625M (136.49%↑ Y/Y)Financing receivablesheld for sale-Card...$2,477M Financing receivable,reserves for credit...$6,065M (8.46%↑ Y/Y)Total assets$308,894M (9.44%↑ Y/Y)Total liabilities andshareholders equity$308,894M (9.44%↑ Y/Y)Total liabilities$274,899M (9.50%↑ Y/Y)Total shareholdersequity$33,995M (8.95%↑ Y/Y)Accumulated othercomprehensive income (loss)-$3,311M (1.63%↑ Y/Y)Customer deposits$157,948M (7.89%↑ Y/Y)Long-term debt (includesdebt issued by...$58,750M (14.67%↑ Y/Y)Other liabilities$41,874M (9.37%↑ Y/Y)Accounts payable$14,635M (7.90%↑ Y/Y)Short-term borrowings$1,692M (8.53%↑ Y/Y)Retained earnings$26,088M (11.53%↑ Y/Y)Additional paid-in capital$11,081M (0.40%↑ Y/Y)Common shares, 0.20 parvalue, authorized 3.6...$137M (-2.14%↓ Y/Y)