| Balance Sheets | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-09-30 |
|---|---|---|---|---|
| Cash and due from banks (includes restricted cash of consolidated variable interest entities 2025, 5 2024, 6) | 3,234 | 3,120 | 3,024 | 3,205 |
| Interest-bearing deposits in other banks | 50,201 | 54,620 | 49,223 | 44,593 |
| Short-term investment securities (includes restricted investments of consolidated variable interest entities 2025, 1,233 2024, 82) | 1,271 | 197 | 261 | 120 |
| Total cash and cash equivalents (includes restricted cash 2025, 1,330 2024, 427) | 54,706 | 57,937 | 52,508 | 47,918 |
| Consumer Borrower | 24,446 | 24,598 | 23,211 | 23,426 |
| Small Business Borrower | 19,189 | 18,982 | 18,631 | 18,925 |
| Corporate Borrower | 17,388 | 16,018 | 16,661 | 16,691 |
| Financing receivables, gross | 61,023 | 59,598 | 58,503 | 59,042 |
| Financing receivable, reserves for credit losses | 200 | 193 | 148 | 156 |
| Financing receivables, net-Card Member Receivables | 60,823 | 59,405 | 58,355 | 58,886 |
| Consumer Borrower | 110,957 | 109,160 | 105,213 | 102,236 |
| Small Business Borrower | 33,818 | 33,072 | 33,903 | 32,275 |
| Corporate Borrower | 38 | 43 | 87 | 37 |
| Financing receivables, gross | 144,814 | 142,275 | 139,203 | 134,548 |
| Financing receivable, reserves for credit losses | 5,868 | 5,767 | 5,592 | 5,588 |
| Financing receivables, net-Cardmember Loans | 138,946 | 136,508 | 133,611 | 128,960 |
| Financing receivables held for sale-Cardmember Loans | 2,424 | 2,405 | 776 | - |
| Financing receivables, net-Other Loans | 10,231 | 9,831 | 9,434 | 8,306 |
| Investment securities | 1,374 | 1,258 | 1,110 | 1,268 |
| Premises and equipment, less accumulated depreciation and amortization 2025, 11,754 2024, 10,739 | 5,861 | 5,662 | 5,383 | 5,308 |
| Other assets, less reserves for credit losses 2025, 20 2024, 27 | 23,185 | 22,550 | 21,067 | 20,333 |
| Total assets | 297,550 | 295,556 | 282,244 | 270,979 |
| Customer deposits | 149,883 | 149,386 | 146,396 | 135,438 |
| Accounts payable | 14,708 | 14,121 | 13,564 | 13,162 |
| Short-term borrowings | 1,446 | 1,493 | 1,559 | 1,457 |
| Long-term debt (includes debt issued by consolidated variable interest entities 2025, 14,019 2024, 13,880) | 57,787 | 58,202 | 51,236 | 53,546 |
| Other liabilities | 41,309 | 40,043 | 38,287 | 37,669 |
| Total liabilities | 265,133 | 263,245 | 251,042 | 241,272 |
| Preferred shares, 1.662/3 par value, authorized 20 million shares issued and outstanding 1,600 shares as of september30, 2025 and december31, 2024 | 0 | 0 | 0 | 0 |
| Common shares, 0.20 par value, authorized 3.6 billion shares issued and outstanding 689 million shares as of september30, 2025 and 702 million shares as of december31, 2024 | 138 | 140 | 140 | 141 |
| Additional paid-in capital | 11,059 | 11,052 | 11,037 | 11,295 |
| Retained earnings | 24,469 | 24,367 | 23,391 | 21,466 |
| Accumulated other comprehensive income (loss) | -3,249 | -3,248 | -3,366 | -3,195 |
| Total shareholders equity | 32,417 | 32,311 | 31,202 | 29,707 |
| Total liabilities and shareholders equity | 297,550 | 295,556 | 282,244 | 270,979 |
AMERICAN EXPRESS CO (AXP)
AMERICAN EXPRESS CO (AXP)