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AMERICAN EXPRESS CO (AXP)

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AMERICAN EXPRESS CO (AXP)

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Balance Sheets Overview

Debt to Asset Ratio
88.88%
Unit: Million (M) dollars
Assets Breakdown
    • Consumer Borrower
    • Small Business Borrower
    • Interest-bearing deposits in oth...
    • Others
Liabilities Breakdown
    • Customer deposits
    • Long-term debt (includes debt is...
    • Other liabilities
    • Others
Balance Sheets
2026-06-30
2026-03-31
2025-12-31
2025-09-30
Cash and due from banks (includes restricted cash of consolidated variable interest entities 2026, 4 2025, nil)
3,453
3,186
3,559
3,234
Interest-bearing deposits in other banks
41,469
50,281
43,491
50,201
Short-term investment securities (includes restricted investments of consolidated variable interest entities 2026, 73 2025, 84)
321
290
742
1,271
Total cash and cash equivalents (includes restricted cash 2026, 165 2025, 169)
45,243
53,757
47,792
54,706
Consumer Borrower
-
-
26,605
24,446
Small Business Borrower
-
-
19,558
19,189
Corporate Borrower
-
-
15,868
17,388
Consumer Borrower
144,974
140,908
-
-
Financing receivables, gross
-
-
62,031
61,023
Financing receivables, reserves for credit losses
-
-
180
200
Financing receivables, net-Card Member Receivables
-
-
61,851
60,823
Small Business Borrower
56,172
55,098
-
-
Corporate Borrower
16,908
17,306
-
-
Financing receivables, gross
218,054
213,311
-
-
Financing receivable, reserves for credit losses
5,866
6,065
-
-
Financing receivables, net-Cardmember Loans
-
-
145,923
138,946
Financing receivables, net-Card Balances
212,188
207,247
-
-
Financing receivables held for sale-Cardmember Loans
-
-
2,457
2,424
Financing receivables held for sale-Card Balances
1,752
2,477
-
-
Financing receivables, net-Other Loans
11,115
10,535
10,605
10,231
Investment securities
4,073
2,625
1,043
1,374
Premises and equipment, less accumulated depreciation and amortization 2026, 12,858 2025, 12,039
7,689
7,240
6,118
5,861
Goodwill
-
-
4,872
-
Right-of-use lease assets
-
-
998
-
Other intangible assets, at amortized cost
-
-
90
-
Other
-
-
18,302
-
Other assets, less reserves for credit losses 2026, 121 2025, 86
26,143
25,013
24,263
23,185
Total assets
308,203
308,894
300,052
297,550
Customer deposits
156,973
157,948
152,488
149,883
Accounts payable
15,441
14,635
14,700
14,708
Short-term borrowings
2,032
1,692
1,371
1,446
Total
-
-
56,626
-
Unamortized underwriting fees
-
-
135
-
Unamortized discount and premium
-
-
470
-
Impacts due to fair value hedge accounting
-
-
366
-
Long-term debt (includes debt issued by consolidated variable interest entities 2026, 11,779 2025, 13,022)
57,017
58,750
56,387
57,787
Membership rewards liability
-
-
16,520
-
Deferred card and other fees, net
-
-
4,655
-
Book overdraft balances
-
-
4,054
-
Employee-related liabilities
-
-
3,091
-
Card member rebate and reward accruals
-
-
2,247
-
Income tax liability
-
-
1,401
-
Other
-
-
9,664
-
Other liabilities
42,460
41,874
41,632
41,309
Total liabilities
273,923
274,899
266,578
265,133
Preferred shares, 1.662/3 par value, authorized 20 million shares issued and outstanding 1,600 shares as of june30, 2026 and december31, 2025
0
0
0
0
Common shares, 0.20 par value, authorized 3.6 billion shares issued and outstanding 675 million shares as of june30, 2026 and 686 million shares as of december31, 2025
135
137
138
138
Additional paid-in capital
11,121
11,081
11,126
11,059
Retained earnings
26,379
26,088
25,487
24,469
Accumulated other comprehensive income (loss)
-3,355
-3,311
-3,277
-3,249
Total shareholders equity
34,280
33,995
33,474
32,417
Total liabilities and shareholders equity
308,203
308,894
300,052
297,550
Unit: Million (M) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Balance Sheets

Consumer Borrower$144,974M (32.81%↑ Y/Y)Small BusinessBorrower$56,172M (69.85%↑ Y/Y)Corporate Borrower$16,908M (39220.93%↑ Y/Y)Financing receivables,gross$218,054M (53.26%↑ Y/Y)Interest-bearing deposits inother banks$41,469M (-24.08%↓ Y/Y)Cash and due frombanks (includes...$3,453M (10.67%↑ Y/Y)Short-term investmentsecurities (includes...$321M (62.94%↑ Y/Y)Financing receivables,net-Card Balances$212,188M Total cash and cashequivalents (includes...$45,243M (-21.91%↓ Y/Y)Other assets, lessreserves for credit...$26,143M (15.93%↑ Y/Y)Financing receivables,net-Other Loans$11,115M (13.06%↑ Y/Y)Premises and equipment,less accumulated...$7,689M (35.80%↑ Y/Y)Investment securities$4,073M (223.77%↑ Y/Y)Financing receivablesheld for sale-Card...$1,752M Financing receivable,reserves for credit...$5,866M (1.72%↑ Y/Y)Total assets$308,203M (4.28%↑ Y/Y)Total liabilities andshareholders equity$308,203M (4.28%↑ Y/Y)Total liabilities$273,923M (4.06%↑ Y/Y)Total shareholdersequity$34,280M (6.09%↑ Y/Y)Accumulated othercomprehensive income (loss)-$3,355M (-3.29%↓ Y/Y)Customer deposits$156,973M (5.08%↑ Y/Y)Long-term debt (includesdebt issued by...$57,017M (-2.04%↓ Y/Y)Other liabilities$42,460M (6.04%↑ Y/Y)Accounts payable$15,441M (9.35%↑ Y/Y)Short-term borrowings$2,032M (36.10%↑ Y/Y)Retained earnings$26,379M (8.26%↑ Y/Y)Additional paid-in capital$11,121M (0.62%↑ Y/Y)Common shares, 0.20 parvalue, authorized 3.6...$135M (-3.57%↓ Y/Y)