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For the quarter ending 2026-03-31, AXP had $5,965M increase in cash & cash equivalents over the period. $2,655M in free cash flow.

Cash Flow Overview

Change in Cash
$5,965M
Free Cash flow
$2,655M
Unit: Million (M) dollars
Positive Cash Flow Breakdown
    • Net increase in customer deposit...
    • Proceeds from long-term debt
    • Net income
    • Others
Negative Cash Flow Breakdown
    • Purchase of investments
    • Repurchase of american express c...
    • Payments of long-term debt
    • Others

Cash Flow
2026-03-31
2025-12-31
2025-09-30
2025-06-30
Net income
2,971 2,462 2,902 2,885
Provisions for credit losses
1,251 1,414 1,287 1,405
Depreciation and amortization
468 462 455 427
Stock-based compensation
203 141 125 127
Deferred taxes
145 100 -257 -385
Other items
282 311 -13 152
Originations of card balances held for sale
42 74 --
Proceeds from sales of loans held for sale
-0 --
Other assets
1,386 1,448 181 1,170
Accounts payable & other liabilities
476 321 1,889 1,207
Net cash provided by operating activities
3,804 3,067 6,233 4,364
Sale of investments
8 5 41 1
Maturities and redemptions of investments
233 577 289 302
Purchase of investments
1,978 446 545 530
Net decrease in card balances and other loans, including card balances held for sale
-512 9,361 5,729 5,318
Purchase of premises and equipment, net of sales
1,149 722 654 619
Acquisitions, net of cash acquired
498 0 0 633
Dispositions, net of cash disposed
-0 0 0
Net cash (used in) provided by investing activities
-2,872 -9,947 -6,598 -6,797
Net increase in customer deposits
5,375 2,606 496 2,970
Net increase in short-term borrowings
110 -28 -20 -110
Proceeds from long-term debt
3,502 2,002 6,479 11,128
Payments of long-term debt
1,524 3,261 7,001 4,361
Issuance of american express common shares
7 9 26 0
Repurchase of american express common shares and other
1,911 899 2,351 1,356
Dividends paid
583 583 586 593
Net cash provided by financing activities
4,976 -154 -2,957 7,678
Effect of foreign currency exchange rates on cash and cash equivalents
57 120 91 184
Net increase in cash and cash equivalents
5,965 -6,914 -3,231 5,429
Cash and cash equivalents at beginning of period
47,792 54,706 57,937 52,508
Cash and cash equivalents at end of period
53,757 47,792 54,706 57,937
Unit: Million (M) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Cash Flow

Net increase incustomer deposits$5,375M (-22.92%↓ Y/Y)Net income$2,971M (14.98%↑ Y/Y)Provisions for creditlosses$1,251M (8.78%↑ Y/Y)Proceeds from long-termdebt$3,502M (-26.55%↓ Y/Y)Net increase inshort-term borrowings$110M (-16.03%↓ Y/Y)Issuance of americanexpress common shares$7M (-68.18%↓ Y/Y)Accounts payable & otherliabilities$476M (108.77%↑ Y/Y)Depreciation andamortization$468M (8.08%↑ Y/Y)Stock-based compensation$203M (28.48%↑ Y/Y)Deferred taxes$145M (625.00%↑ Y/Y)Net cash provided byfinancing activities$4,976M (-25.09%↓ Y/Y)Net cash provided byoperating activities$3,804M (-20.15%↓ Y/Y)Canceled cashflow$4,018M Effect of foreigncurrency exchange rates...$57M (470.00%↑ Y/Y)Canceled cashflow$1,710M Net increase in cashand cash...$5,965M (-49.74%↓ Y/Y)Canceled cashflow$2,872M Repurchase of americanexpress common shares...$1,911M (58.20%↑ Y/Y)Payments of long-termdebt$1,524M (-56.88%↓ Y/Y)Dividends paid$583M (14.54%↑ Y/Y)Other assets$1,386M (7800.00%↑ Y/Y)Other items$282M (232.39%↑ Y/Y)Originations of card balancesheld for sale$42M Net decrease in cardbalances and other loans,...-$512M (38.68%↑ Y/Y)Maturities and redemptionsof investments$233M (-18.25%↓ Y/Y)Sale of investments$8M Net cash (used in)provided by investing...-$2,872M (-736.81%↓ Y/Y)Canceled cashflow$753M Purchase of investments$1,978M (727.62%↑ Y/Y)Purchase of premises andequipment, net of sales$1,149M (167.21%↑ Y/Y)Acquisitions, net of cashacquired$498M

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AMERICAN EXPRESS CO (AXP)

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AMERICAN EXPRESS CO (AXP)