For the quarter ending 2025-09-30, BANC-PF had $44,713K increase in cash & cash equivalents over the period. $75,496K in free cash flow.
| Cash Flow | 2025-09-30 | 2025-06-30 |
|---|---|---|
| Net earnings | 69,629 | 81,953 |
| Depreciation and amortization | 12,162 | 25,369 |
| Amortization of net premiums on investment securities | -5,004 | -10,034 |
| Accretion of net purchased loan discounts and deferred loan fees | 24,365 | 42,852 |
| Amortization of intangible assets | 7,160 | 14,319 |
| Amortization of operating lease rou assets | 5,922 | 11,750 |
| Provision for credit losses | 9,700 | 48,400 |
| Gain on sale of foreclosed assets | -23 | 115 |
| Provision for losses on foreclosed assets | 756 | - |
| Loss (gain) on sale of loans and leases | -374 | 241 |
| Loss on sale of premises and equipment | 0 | 0 |
| Loss on sale of securities | 0 | - |
| Gain on boli death benefit | 0 | 0 |
| Unrealized loss (gain) on derivatives, foreign currencies, and credit-linked notes, net | -217 | - |
| Locom hfs adjustment | -9 | - |
| Unrealized loss on derivatives, foreign currencies, and credit-linked notes, net | - | -271 |
| Earned stock compensation | 6,110 | 11,932 |
| Provision for losses on foreclosed assets | - | 633 |
| Decrease in other assets | -9,813 | -28,605 |
| Locom hfs adjustment | - | -9 |
| Decrease in accrued interest payable and other liabilities | -25,920 | -112,231 |
| Net cash provided by (used in) operating activities | 75,681 | 77,836 |
| Net increase in loans and leases | -204,206 | 949,050 |
| Proceeds from sales of loans and leases | 242,787 | - |
| Proceeds from maturities and paydowns of securities available-for-sale | 121,065 | 209,739 |
| Proceeds from sales of securities available-for-sale | 0 | - |
| Purchases of securities available-for-sale | 277,587 | 166,865 |
| Proceeds from maturities and paydowns of securities held-to-maturity | 19,122 | - |
| Purchases of fhlb and frb stock | 35 | 16,256 |
| Redemptions of fhlb and frb stock | 2,941 | 1,786 |
| Proceeds from sales of foreclosed assets | 3,921 | 7,068 |
| Purchases of premises and equipment | 185 | 2,794 |
| Proceeds from sales of loans and leases | - | 32,421 |
| Proceeds from sales of premises and equipment | 0 | 0 |
| Proceeds from maturities and paydowns of securities held-to-maturity | - | 614 |
| Proceeds from boli death benefit | 1,256 | 0 |
| Net decrease (increase) in equipment leased to others under operating leases | - | -5,055 |
| Net decrease in equipment leased to others under operating leases | -6,125 | - |
| Net cash (used in) provided by investing activities | 285,526 | -878,282 |
| Net (decrease) increase in noninterest-bearing deposits | -116,165 | - |
| Net increase (decrease) in interest-bearing deposits | 109,021 | - |
| Repayments of borrowings | 783 | 176,184 |
| Proceeds from borrowings | 90,000 | 700,000 |
| Common shares repurchased under stock repurchase program | 35,882 | 151,845 |
| Common shares purchased under dividend reinvestment plan | 70 | 144 |
| Exercise of options | 77 | - |
| Restricted stock surrendered | 3,617 | 3,387 |
| Net (decrease) increase in noninterest-bearing deposits | - | -278,797 |
| Preferred stock dividends paid | 9,947 | 19,894 |
| Net increase (decrease) in interest-bearing deposits | - | 615,321 |
| Common stock dividends paid | 16,131 | 33,572 |
| Net cash provided by (used in) by financing activities | -316,494 | 651,786 |
| Net decrease in cash, cash equivalents, and restricted cash | 44,713 | -148,660 |
| Cash and cash equivalents at beginning of period | 2,502,212 | - |
| Cash and cash equivalents at end of period | 2,398,265 | - |
BANC OF CALIFORNIA, INC. (BANC-PF)
BANC OF CALIFORNIA, INC. (BANC-PF)