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Cash Flow Overview

Change in Cash
-$90,696K
Free Cash flow
$45,601K
Unit: Thousand (K) dollars
Positive Cash Flow Breakdown
    • Proceeds from borrowings
    • Net decrease (increase) in loans...
    • Repayments of borrowings
    • Others
Negative Cash Flow Breakdown
    • Net (decrease) increase in inter...
    • Purchases of securities afs
    • Proceeds from maturities and pay...
    • Others

Cash Flow
2026-03-31
2025-12-31
2025-09-30
2025-06-30
Net earnings
71,952 77,391 69,629 81,953
Goodwill impairment
NaN 0 NaN NaN
Depreciation and amortization
10,894 11,743 12,162 25,369
Amortization of net premiums on investment securities
-4,524 -4,645 -5,004 -10,034
Loss on sale of securities, net
NaN 0 0 NaN
Accretion of net purchased loan discounts and deferred loan fees
16,475 17,537 24,365 42,852
Gain on boli death benefit
NaN NaN 0 0
Amortization of intangible assets
6,348 6,788 7,160 14,319
Amortization of operating lease rou assets
5,717 5,813 5,922 11,750
Provision for credit losses
9,800 12,500 9,700 48,400
Loss on sale of foreclosed assets
-28 111 -23 115
Provision for losses on foreclosed assets
44 17 756 NaN
Gain on sale of loans and leases
7 18 -374 241
Gain on boli death benefits
NaN 0 NaN NaN
Loss on sale of premises and equipment
-1 -199 0 0
Unrealized gain on derivatives, foreign currencies, and credit-linked notes, net
362 514 -217 NaN
Locom hfs adjustment
3 0 -9 NaN
Unrealized loss on derivatives, foreign currencies, and credit-linked notes, net
NaN NaN NaN -271
Earned stock compensation-Parent Company
NaN 23,352 NaN NaN
Earned stock compensation
-12,406 NaN 6,110 11,932
Provision for losses on foreclosed assets
NaN NaN NaN 633
Decrease in other assets
-4,851 -15,104 -9,813 -28,605
Locom hfs adjustment
NaN NaN NaN -9
Decrease in accrued interest payable and other liabilities
-53,967 -19,246 -25,920 -112,231
Net cash provided by operating activities
48,981 102,084 75,681 77,836
Cash acquired in acquisitions, net of cash consideration paid
NaN 0 NaN NaN
Net decrease (increase) in loans and leases
-175,029 913,877 -204,206 949,050
Redemptions of fhlb and frb stock
NaN 0 2,941 1,786
Proceeds from sales of loans and leases
740 19,088 242,787 NaN
Proceeds from maturities and paydowns of securities afs
-200,237 NaN 121,065 209,739
Proceeds from maturities and paydowns of securities available-for-sale
NaN 478,677 NaN NaN
Proceeds from sales of securities available-for-sale
NaN 0 0 NaN
Purchases of securities afs
343,368 160,942 277,587 166,865
Proceeds from maturities and paydowns of securities htm
452 398 19,122 NaN
Proceeds from sales of premises and equipment
NaN 0 0 0
Purchases of fhlb and frb stock
9,900 1,105 35 16,256
Proceeds from sales of foreclosed assets
689 3,717 3,921 7,068
Proceeds from sales of loans and leases
NaN NaN NaN 32,421
Purchases of premises and equipment
3,380 17,851 185 2,794
Proceeds from maturities and paydowns of securities held-to-maturity
NaN NaN NaN 614
Proceeds from boli death benefit
583 868 1,256 0
Net decrease (increase) in equipment leased to others under operating leases
NaN NaN NaN -5,055
Net decrease in equipment leased to others under operating leases
-9,370 -36,438 -6,125 NaN
Net cash used in investing activities
-39,218 -885,393 285,526 -878,282
Net decrease in noninterest-bearing deposits
-25,245 219,039 -116,165 NaN
Net (decrease) increase in interest-bearing deposits
-495,978 439,553 109,021 NaN
Net increase (decrease) in borrowings
NaN -178,285 NaN NaN
Repayments of borrowings
-174,566 NaN 783 176,184
Proceeds from borrowings
489,815 60,185 90,000 700,000
Net proceeds from stock issuance
NaN 0 NaN NaN
Payments for repurchase of common stock-March172025Stock Repurchase Program
NaN 187,727 NaN NaN
Common shares repurchased under stock repurchase program
32,280 -187,727 35,882 151,845
Common shares purchased under dividend reinvestment plan
0 -214 70 144
Proceeds from stock options exercised
NaN 77 NaN NaN
Exercise of options
NaN NaN 77 NaN
Restricted stock surrendered
NaN NaN NaN 3,387
Restricted stock surrendered-Parent Company
NaN 3,714 NaN NaN
Restricted stock surrendered
1,957 NaN 3,617 NaN
Net (decrease) increase in noninterest-bearing deposits
NaN NaN NaN -278,797
Preferred stock dividends paid-Parent Company
NaN 39,788 NaN NaN
Preferred stock dividends paid
-19,894 NaN 9,947 19,894
Net increase (decrease) in interest-bearing deposits
NaN NaN NaN 615,321
Common stock dividends paid-Parent Company
NaN 63,895 NaN NaN
Common stock dividends paid
-30,854 NaN 16,131 33,572
Net cash (used in) provided by financing activities
-100,459 693,009 -316,494 651,786
Net decrease in cash, cash equivalents, and restricted cash
-90,696 -90,300 44,713 -148,660
Cash, cash equivalents, and restricted cash, beginning of period
2,307,965 2,398,265 2,502,212 NaN
Cash, cash equivalents, and restricted cash, end of period
2,217,269 2,307,965 2,398,265 NaN
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Cash Flow

Net earnings$71,952K something is missing$18,042K Depreciation andamortization$10,894K Provision for creditlosses$9,800K Amortization of intangibleassets$6,348K Amortization of operatinglease rou assets$5,717K Decrease in other assets-$4,851K Amortization of net premiumson investment...-$4,524K Provision for losses onforeclosed assets$44K Loss on sale offoreclosed assets-$28K Loss on sale ofpremises and equipment-$1K Net cash provided byoperating activities$48,981K Canceled cashflow$83,220K Net decrease incash, cash...-$90,696K Canceled cashflow$48,981K Proceeds from borrowings$489,815K Repayments of borrowings-$174,566K Common stock dividendspaid-$30,854K Preferred stock dividendspaid-$19,894K something is missing$330,804K Net decrease(increase) in loans and...-$175,029K Net decrease inequipment leased to others...-$9,370K Proceeds from sales ofloans and leases$740K Proceeds from sales offoreclosed assets$689K Proceeds from boli deathbenefit$583K Proceeds from maturitiesand paydowns of...$452K Decrease in accruedinterest payable and...-$53,967K Accretion of net purchasedloan discounts and...$16,475K Earned stockcompensation-$12,406K Unrealized gain onderivatives, foreign...$362K Gain on sale of loansand leases$7K Locom hfs adjustment$3K Net cash (used in)provided by financing...-$100,459K Canceled cashflow$715,129K Net cash used ininvesting activities-$39,218K Canceled cashflow$517,667K Net (decrease)increase in...-$495,978K something is missing-$260,128K Common sharesrepurchased under stock...$32,280K Net decrease innoninterest-bearing deposits-$25,245K Restricted stocksurrendered$1,957K Purchases of securitiesafs$343,368K Proceeds from maturitiesand paydowns of...-$200,237K Purchases of fhlb and frbstock$9,900K Purchases of premises andequipment$3,380K

BANC OF CALIFORNIA, INC. (BANC-PF)

BANC OF CALIFORNIA, INC. (BANC-PF)