For the quarter ending 2025-09-30, BANC had -$103,947K decrease in cash & cash equivalents over the period. $150,538K in free cash flow.
| Cash Flow | 2025-09-30 |
|---|---|
| Net earnings | 151,582 |
| Depreciation and amortization | 37,531 |
| Amortization of net premiums on investment securities | -15,038 |
| Accretion of net purchased loan discounts and deferred loan fees | 67,217 |
| Amortization of intangible assets | 21,479 |
| Amortization of operating lease rou assets | 17,672 |
| Provision for credit losses | 58,100 |
| Gain on sale of foreclosed assets | 92 |
| Provision for losses on foreclosed assets | 756 |
| Loss (gain) on sale of loans and leases | -133 |
| Loss on sale of premises and equipment | 0 |
| Loss on sale of securities | 0 |
| Gain on boli death benefit | 0 |
| Unrealized loss (gain) on derivatives, foreign currencies, and credit-linked notes, net | -217 |
| Locom hfs adjustment | -9 |
| Earned stock compensation | 18,042 |
| Decrease in other assets | -38,418 |
| Decrease in accrued interest payable and other liabilities | -138,151 |
| Net cash provided by (used in) operating activities | 153,517 |
| Net increase in loans and leases | 744,844 |
| Proceeds from sales of loans and leases | 242,787 |
| Proceeds from maturities and paydowns of securities available-for-sale | 330,804 |
| Proceeds from sales of securities available-for-sale | 0 |
| Purchases of securities available-for-sale | 444,452 |
| Proceeds from maturities and paydowns of securities held-to-maturity | 19,122 |
| Purchases of fhlb and frb stock | 16,291 |
| Redemptions of fhlb and frb stock | 4,727 |
| Proceeds from sales of foreclosed assets | 10,989 |
| Purchases of premises and equipment | 2,979 |
| Proceeds from sales of premises and equipment | 0 |
| Proceeds from boli death benefit | 1,256 |
| Net decrease in equipment leased to others under operating leases | -6,125 |
| Net cash (used in) provided by investing activities | -592,756 |
| Net (decrease) increase in noninterest-bearing deposits | -116,165 |
| Net increase (decrease) in interest-bearing deposits | 109,021 |
| Repayments of borrowings | 176,967 |
| Proceeds from borrowings | 790,000 |
| Common shares repurchased under stock repurchase program | 187,727 |
| Common shares purchased under dividend reinvestment plan | 214 |
| Exercise of options | 77 |
| Restricted stock surrendered | 3,617 |
| Preferred stock dividends paid | 29,841 |
| Common stock dividends paid | 49,703 |
| Net cash provided by (used in) by financing activities | 335,292 |
| Net decrease in cash, cash equivalents, and restricted cash | -103,947 |
| Cash and cash equivalents at beginning of period | 2,502,212 |
| Cash and cash equivalents at end of period | 2,398,265 |
BANC OF CALIFORNIA, INC. (BANC)
BANC OF CALIFORNIA, INC. (BANC)