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For the year ending 2025-12-31, BANC has $34,797,442K in assets. $31,256,165K in debts.

Balance Sheets Overview

Debt to Asset Ratio
89.82%
Unit: Thousand (K) dollars
Assets Breakdown
    • Loans and leases held for invest...
    • (amortized cost of 2,646,414 and...
    • Debt securities, held-to-maturit...
    • Others
Liabilities Breakdown
    • Interest-bearing deposits
    • Noninterest-bearing deposits
    • Additional paid-in capital
    • Others

Balance Sheets
2025-12-31
Cash and due from banks
181,103
Interest-earning deposits in financial institutions
2,126,862
Total cash, cash equivalents, and restricted cash
2,307,965
(amortized cost of 2,646,414 and 2,526,644, respectively)(acl of 775 and , respectively)
2,454,058
Debt securities, held-to-maturity, excluding accrued interest, after allowance for credit loss
2,308,636
Frb and fhlb stock, at cost
160,442
Total investment securities
4,923,136
Loans held for sale
182,936
Loans and leases held for investment
25,032,679
Allowance for loan and lease losses
245,612
Loans and leases held for investment, net
24,787,067
Equipment leased to others under operating leases
238,232
Premises and equipment, net
146,698
Bank owned life insurance
350,083
Goodwill
214,521
Intangible assets, net
105,287
Deferred tax asset, net
656,755
Other assets
884,762
Total assets
34,797,442
Noninterest-bearing deposits
7,822,787
Interest-bearing deposits
20,020,570
Total deposits
27,843,357
Borrowings (including 113,634 and 118,838 at fair value, respectively)
2,063,819
Subordinated debt
952,740
Accrued interest payable and other liabilities
396,249
Total liabilities
31,256,165
Preferred stock, value, issued
498,516
Common stock (0.01 par value, 150,039,018 shares issued and 149,963,520 outstanding at december 31, 2025 158,557,35 shares issued and 158,346,529 outstanding at december 31, 2024)-Common Stock
1,500
Common stock (0.01 par value, 150,039,018 shares issued and 149,963,520 outstanding at december 31, 2025 158,557,35 shares issued and 158,346,529 outstanding at december 31, 2024)-Class BNonvoting
5
Common stock (0.01 par value, 150,039,018 shares issued and 149,963,520 outstanding at december 31, 2025 158,557,35 shares issued and 158,346,529 outstanding at december 31, 2024)-Nonvoting Common Stock
50
Additional paid-in capital
3,552,483
Retained deficit
-242,016
Accumulated other comprehensive loss, net
-269,261
Total stockholders' equity
3,541,277
Total liabilities and stockholders' equity
34,797,442
Unit: Thousand (K) dollars (except for numbers of shares and EPS).

Time Plot

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Balance Sheets

Loans and leases heldfor investment$25,032,679K (amortized cost of2,646,414 and 2,526,644,...$2,454,058K Debt securities,held-to-maturity, excluding...$2,308,636K Frb and fhlb stock,at cost$160,442K Interest-earning deposits infinancial institutions$2,126,862K Cash and due frombanks$181,103K Loans and leases heldfor investment, net$24,787,067K Total investmentsecurities$4,923,136K Total cash, cashequivalents, and restricted...$2,307,965K Other assets$884,762K Deferred tax asset, net$656,755K Bank owned lifeinsurance$350,083K Equipment leased to othersunder operating...$238,232K Goodwill$214,521K Loans held for sale$182,936K Premises and equipment,net$146,698K Intangible assets, net$105,287K Allowance for loan andlease losses$245,612K Total assets$34,797,442K Total liabilities andstockholders' equity$34,797,442K Total liabilities$31,256,165K Total stockholders'equity$3,541,277K Accumulated othercomprehensive loss, net-$269,261K Retained deficit-$242,016K Total deposits$27,843,357K Borrowings (including113,634 and 118,838 at...$2,063,819K Subordinated debt$952,740K Accrued interestpayable and other...$396,249K Additional paid-in capital$3,552,483K Preferred stock, value,issued$498,516K Common stock (0.01 parvalue, 150,039,018...$1,500K Common stock (0.01 parvalue, 150,039,018...$50K Common stock (0.01 parvalue, 150,039,018...$5K Interest-bearing deposits$20,020,570K Noninterest-bearing deposits$7,822,787K

BANC OF CALIFORNIA, INC. (BANC)

BANC OF CALIFORNIA, INC. (BANC)