For the quarter ending 2025-09-30, BANF had $57,288K increase in cash & cash equivalents over the period. $63,713K in free cash flow.
| Cash Flow | 2025-09-30 | 2025-06-30 |
|---|---|---|
| Net income | 62,654 | 118,459 |
| Provision for credit losses | 4,438 | 2,973 |
| Depreciation and amortization | 5,587 | 11,247 |
| Net amortization of securities premiums and discounts | 196 | 232 |
| Realized securities losses | 492 | -1,073 |
| Gain on sales of loans | 916 | 1,466 |
| Cash receipts from the sale of loans originated for sale | 52,524 | 86,205 |
| Cash disbursements for loans originated for sale | 51,435 | 86,675 |
| Deferred income tax benefit | 826 | -2,194 |
| Gain on sale of other assets | 96 | 919 |
| Increase in interest receivable | 2,340 | -914 |
| (decrease)/increase in interest payable | -163 | -334 |
| Amortization of stock-based compensation arrangements | 1,057 | 1,709 |
| Excess tax benefit from stock-based compensation arrangements | 983 | 1,043 |
| Other, net | 4,957 | 25,357 |
| Net cash provided by operating activities | 75,422 | 155,074 |
| Net decrease in federal funds sold | 0 | 715 |
| Purchases of available for sale debt securities | 275 | 233 |
| Proceeds from maturities, calls and paydowns of held for investment debt securities | 1 | 90 |
| Proceeds from maturities, calls and paydowns of available for sale debt securities | 95,375 | 127,572 |
| Purchase of equity securities | 0 | 256 |
| Proceeds from paydowns and sales of equity securities | 0 | 351 |
| Net change in loans | 165,886 | 114,469 |
| Net payments on derivative asset contracts | -3,599 | 3,163 |
| Purchases of premises, equipment and computer software | 11,709 | 25,054 |
| Purchase of tax credits | 1,189 | 16,289 |
| Other, net | -6,627 | -4,322 |
| Net cash used in investing activities | -73,457 | -26,414 |
| Net change in deposits | 62,195 | 337,646 |
| Net change in short-term borrowings | 5,815 | 5,860 |
| Issuance of common stock in connection with stock-based compensation plans, net | 2,618 | 1,982 |
| Cash dividends paid | 15,305 | 30,570 |
| Net cash provided by financing activities | 55,323 | 314,918 |
| Net increase in cash, due from banks and interest-bearing deposits | 57,288 | 443,578 |
| Cash and cash equivalents at beginning of period | 3,553,772 | - |
| Cash and cash equivalents at end of period | 4,054,638 | - |
BANCFIRST CORP OK (BANF)
BANCFIRST CORP OK (BANF)