BANCFIRST CORP OK (BANF)
2025-06-30 | 2024-09-30 | |||
|---|---|---|---|---|
| Revenue-Deposit Account | 17,741 | - | ||
| Revenue-Fiduciary And Trust | 5,795 | - | ||
| Other | 5,089 | 6,387 | ||
| Insurance commissions | 7,920 | 9,391 | ||
| Sales of loans | 830 | 721 | ||
| Gain/(loss) on sale of other assets | 840 | -63 | ||
| Securities transactions | -740 | -308 | ||
| Cash management | 10,573 | 9,189 | ||
| Revenue from contract with customer, excluding assessed tax, total | - | 23,395 | ||
| Total noninterest income | 48,048 | 48,712 | ||
| Net expense from other real estate owned | -2,941 | -2,751 | ||
| Other | 11,536 | 12,091 | ||
| Occupancy, net | 6,037 | 5,776 | ||
| Marketing and business promotion | 2,325 | 2,168 | ||
| Salaries and employee benefits | 55,147 | 54,215 | ||
| Data processing services | 2,985 | 2,720 | ||
| Depreciation | 4,691 | 4,482 | ||
| Amortization of intangible assets | 862 | 886 | ||
| Deposit insurance | 1,675 | 1,645 | ||
| Total noninterest expense | 88,199 | 86,734 | ||
| Provision for credit losses on loans | 1,239 | 3,031 | ||
| Provision for off-balance sheet credit exposures | 148 | - | ||
| Total provision for credit losses | 1,387 | - | ||
| Subordinated debt | 1,031 | 1,030 | ||
| Short-term borrowings | 51 | 48 | ||
| Deposits | 66,089 | 71,615 | ||
| Total interest expense | 67,171 | 72,693 | ||
| Tax-exempt | 17 | 18 | ||
| Taxable | 6,887 | 8,341 | ||
| Federal funds sold | - | 1 | ||
| Interest-bearing deposits with banks | 42,186 | 35,266 | ||
| Loans, including fees | 139,337 | 144,024 | ||
| Total interest income | 188,427 | 187,650 | ||
| Net interest income | 121,256 | 114,957 | ||
| Net interest income after provision for credit losses | 119,869 | 111,926 | ||
| Income before taxes | 79,718 | 73,904 | ||
| Income tax expense | 17,371 | 15,001 | ||
| Net income | 62,347 | 58,903 | ||
| Unrealized income on debt securities, net of tax expense of 1,911, 1,263, 4,749 and 535, respectively | 6,159 | 23,844 | ||
| Other comprehensive income, net of tax expense of 1,911, 1,263, 4,749 and 535, respectively | 6,159 | 23,844 | ||
| Comprehensive income | 68,506 | 82,747 | ||
| Basic earnings per share | 1.87 | 1.78 | ||
| Diluted earnings per share | 1.85 | 1.75 | ||
| Weighted average shares outstanding for basic earnings per common share | 33,255,015 | 33,097,164 | ||
| Weighted-average shares outstanding for diluted earnings per common share | 33,795,243 | 33,646,549 | ||