| Cash Flow | 2025-09-30 | 2025-06-30 |
|---|---|---|
| Net income (loss) attributable to parent | 144,133 | 90,631 |
| Depreciation | 12,523 | 8,474 |
| Deferred income and expense, net of amortization | -7,886 | -4,817 |
| Capitalized loan servicing rights, net of amortization | 405 | 225 |
| Amortization of core deposit intangibles | 1,252 | 911 |
| (gain) loss on sale of securities, net | 374 | -3 |
| Net change in valuation of financial instruments carried at fair value | 626 | 403 |
| Decrease in deferred taxes | -572 | -1,941 |
| (decrease) increase in current taxes payable/receivable, net | -387 | -4,348 |
| Stock-based compensation | 7,623 | 4,913 |
| Net change in cash surrender value of boli | 7,106 | 4,652 |
| Gain on sale of loans, excluding capitalized servicing rights | 4,746 | 3,051 |
| Gain on disposal of real estate held for sale and property and equipment, net | 403 | -948 |
| Provision for credit losses | 10,604 | 7,934 |
| Origination of loans held for sale | 264,970 | 171,026 |
| Proceeds from sales of loans held for sale | 355,435 | 215,707 |
| Other assets | 9,497 | -16,642 |
| Other liabilities | -4,036 | -47,943 |
| Net cash provided from operating activities | 232,516 | 112,089 |
| Purchases of securitiesavailable-for-sale | 101,671 | 18,896 |
| Principal repayments and maturities of securitiesavailable-for-sale | 248,630 | 105,638 |
| Proceeds from sales of securitiesavailable-for-sale | 17,581 | 0 |
| Principal repayments and maturities of securitiesheld-to-maturity | 30,112 | 20,326 |
| Loan originations, net of repayments | -438,908 | -394,673 |
| Purchases of loans and participating interest in loans | 10,780 | 10,780 |
| Proceeds from sales of other loans | 26,053 | 20,189 |
| Purchases of property and equipment | 6,159 | 4,398 |
| Proceeds from sale of real estate held for sale and sale of other property | 6,539 | 1,875 |
| Proceeds from fhlb stock repurchase program | 151,970 | 112,775 |
| Purchase of fhlb stock | 143,745 | 125,475 |
| Investment in boli | 46 | 39 |
| Other | -2,229 | -873 |
| Net cash used by investing activities | -218,195 | -292,585 |
| Increase in deposits, net | 501,537 | 12,893 |
| Repayment of overnight and short term fhlb advances, net | -190,000 | 275,000 |
| Decrease in other borrowings, net | 4,721 | 8,146 |
| Repayment of junior subordinated debentures | 80,500 | 80,500 |
| Payments of ordinary dividends, common stock | 50,399 | 33,843 |
| Payments for repurchase of common stock | 15,784 | - |
| Taxes paid related to net share settlement of equity awards | 3,449 | 3,418 |
| Net cash provided by (used in) financing activities, total | 156,684 | 161,986 |
| Net change in cash and cash equivalents | 171,005 | -18,510 |
| Cash and cash equivalents at beginning of period | 501,858 | - |
| Cash and cash equivalents at end of period | 672,863 | - |
BANNER CORP (BANR)
BANNER CORP (BANR)