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The latest financial statement is for the year ending 2025-12-31.

Cash Flow Overview

Free Cash flow
$247,950K
Unit: Thousand (K) dollars
Positive Cash Flow Breakdown
    • Proceeds from sales of loans hel...
    • Principal repayments and maturit...
    • Increase (decrease) in deposits,...
    • Others
Negative Cash Flow Breakdown
    • Loan (originations) repayments, ...
    • Origination of loans held for sa...
    • Purchases of securitiesavailable...
    • Others

Cash Flow
2025-12-31
Net income
195,382
Depreciation
16,441
Deferred income and expense, net of amortization
-10,769
Capitalized loan servicing rights, net of amortization
888
Amortization of core deposit intangibles
1,567
(gain) loss on sale of securities, net
374
Net change in valuation of financial instruments carried at fair value
-1,384
(increase) decrease in deferred taxes
602
(decrease) increase in current taxes payable
-805
Stock-based compensation
10,343
Net change in cash surrender value of boli
9,434
Gain on sale of loans, excluding capitalized servicing rights
6,891
Loss (gain) on disposal of real estate held for sale and property and equipment, net
-831
Provision for loan, lease, and other losses
13,045
Origination of loans held for sale
375,213
Proceeds from sales of loans held for sale
461,425
Other assets
24,679
Other liabilities
-15,075
Net cash provided from operating activities
257,464
Purchases of securitiesavailable-for-sale
155,841
Principal repayments and maturities of securitiesavailable-for-sale
323,577
Proceeds from sales of securitiesavailable-for-sale
17,581
Principal repayments and maturities of securitiesheld-to-maturity
40,588
Loan (originations) repayments, net
-477,408
Purchases of loans and participating interest in loans
10,945
Proceeds from sales of other loans
30,887
Purchases of property and equipment
9,514
Proceeds from sale of real estate held for sale and sale of other property
7,728
Proceeds from fhlb stock repurchase program
156,470
Purchase of fhlb stock
150,495
Proceeds from securities purchased under agreements to resell
0
Investment in bank-owned life insurance
46
Other
-2,680
Net cash (used by) provided from investing activities
-224,738
Increase (decrease) in deposits, net
228,747
(repayment) advances of overnight and short-term fhlb borrowings, net
-140,000
Proceeds from (payment for) other financing activity
-17,543
Repayment of junior subordinated debentures
80,500
Cash dividends paid
67,528
Cash paid for repurchase of common stock
31,575
Taxes paid related to net share settlement of equity awards
3,545
Net cash (used by) provided from financing activities
-111,944
Net change in cash and cash equivalents
-79,218
Cash and cash equivalents, beginning of year
501,858
Cash and cash equivalents, end of year
422,640
Unit: Thousand (K) dollars (except for numbers of shares and EPS).

Time Plot

Show the time plot by selecting a row from the table.

Cash Flow

Proceeds from sales ofloans held for sale$461,425K Net income$195,382K Depreciation$16,441K Provision for loan, lease,and other losses$13,045K Stock-based compensation$10,343K Amortization of core depositintangibles$1,567K Net change invaluation of financial...-$1,384K Capitalized loan servicingrights, net of...$888K Loss (gain) ondisposal of real estate...-$831K Net cash providedfrom operating...$257,464K Canceled cashflow$443,842K Net change in cashand cash...-$79,218K Canceled cashflow$257,464K Principal repayments andmaturities of...$323,577K Proceeds from fhlb stockrepurchase program$156,470K Principal repayments andmaturities of...$40,588K Proceeds from sales ofother loans$30,887K Proceeds from sales ofsecuritiesavailable-for-sale$17,581K Proceeds from sale of realestate held for sale and...$7,728K Other-$2,680K Increase (decrease) indeposits, net$228,747K Origination of loans held forsale$375,213K Other assets$24,679K Other liabilities-$15,075K Deferred income andexpense, net of...-$10,769K Net change in cashsurrender value of boli$9,434K Gain on sale of loans,excluding capitalized...$6,891K (decrease) increase incurrent taxes payable-$805K (increase) decrease indeferred taxes$602K (gain) loss on sale ofsecurities, net$374K Net cash (used by)provided from investing...-$224,738K Canceled cashflow$579,511K Net cash (used by)provided from financing...-$111,944K Canceled cashflow$228,747K Loan (originations)repayments, net-$477,408K Purchases ofsecuritiesavailable-for-sale$155,841K Purchase of fhlb stock$150,495K Purchases of loans andparticipating interest in...$10,945K Purchases of property andequipment$9,514K Investment in bank-ownedlife insurance$46K (repayment) advances ofovernight and short-term...-$140,000K Repayment of juniorsubordinated debentures$80,500K Cash dividends paid$67,528K Cash paid forrepurchase of common stock$31,575K Proceeds from (paymentfor) other financing...-$17,543K Taxes paid related tonet share...$3,545K

BANNER CORP (BANR)

BANNER CORP (BANR)