Financial insights of BANR

MyFinsight

For the quarter ending 2026-03-31.

Income Overview

Net Income
$54,716K
EPS
$1.6
Unit: Thousand (K) dollars

Income Statement	2026-03-31	2025-12-31	2025-09-30	2025-06-30
Loans receivable	173,703	170,368*	179,065	175,373
Mortgage-backed securities	14,316	15,241*	15,090	15,416
Securities and cash equivalents	9,799	10,188*	11,693	9,470
Total interest income	-	195,796*	-	-
Interest and dividend income, operating, total	197,818	-	205,848	200,259
Deposits	45,678	48,448*	52,251	49,316
Fhlb advances	40	-1,571*	1,527	3,370
Other borrowings	697	703*	694	675
Subordinated debt	1,234	1,879*	1,387	2,499
Interest expense, operating	47,649	49,458*	55,859	55,860
Net interest income	150,169	146,338*	149,989	144,399
(recapture) provision for credit losses	-796	1,848*	2,670	4,795
Net interest income after (recapture) provision for credit losses	150,965	144,490*	147,319	139,604
Deposit fees and other service charges	11,391	9,623*	10,955	10,835
Mortgage banking operations	3,212	3,458*	3,298	3,226
Boli	2,312	2,523*	2,702	2,384
Miscellaneous	1,826	594*	3,175	1,221
Other operating income	18,741	16,198*	20,130	17,666
Net gain on sale of securities	-1,242	-187*	377	-3
Net change in valuation of financial instruments carried at fair value	1,662	918*	223	88
Total non-interest income	19,161	15,093*	20,730	17,751
Salary and employee benefits	67,732	65,075*	64,935	65,486
Less capitalized loan origination costs	3,886	2,630*	4,802	4,924
Occupancy and equipment	10,697	11,562*	12,518	12,256
Information and computer data services	8,313	8,470*	8,199	8,199
Payment and card processing services	6,041	6,010*	6,060	5,899
Professional and legal expenses	1,613	2,801*	2,190	2,271
Advertising and marketing	673	1,025*	1,395	1,087
Deposit insurance	2,717	2,814*	2,867	2,800
State and municipal business and use taxes	1,820	1,670*	1,655	1,416
Real estate operations, net	-109	402*	-203	-392
Amortization of core deposit intangibles	256	373*	341	455
Miscellaneous	6,523	6,953*	6,461	6,011
Total non-interest expense	102,608	103,719*	102,022	101,348
Income before provision for income taxes	67,518	55,863*	66,027	56,007
Provision for income taxes	12,802	8,978*	12,525	10,511
Net income	54,716	46,885	53,502	45,496

Basic EPS	1.61	1.368	1.55	1.31
Diluted EPS	1.6	1.356	1.54	1.31
Basic Average Shares	34,039,234	34,260,305	34,494,824	34,627,433
Diluted Average Shares	34,254,587	34,572,112	34,659,346	34,738,948

Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

MyFinsight

Income Overview

Net Income
$54,716K
EPS
$1.6
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image

Income Overview

Net Income
$54,716K
EPS
$1.6
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image

Income Overview

Net Income$54,716KEPS$1.6Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Net Income$54,716KEPS$1.6Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Net Income
$54,716K
EPS
$1.6
Unit: Thousand (K) dollars

Net Income
$54,716K
EPS
$1.6
Unit: Thousand (K) dollars