Beacon Financial Corp (BBT)
Beacon Financial Corp (BBT)
| Cash Flow | 2026-03-31 | 2025-12-31 | 2025-09-30 |
|---|---|---|---|
| Net income | 46,217 | 99,385 | -9,114 |
| Total provision (credit) for loan and lease losses | 5,089 | 10,381 | 23,234 |
| Merger day 1 cecl provision | NaN | NaN | 69,487 |
| Merger day 1 unfunded commitments provision | NaN | NaN | 8,415 |
| Provision (credit) for unfunded commitments | NaN | NaN | -669 |
| Investment securities available-for-sale-Unfunded Loan Commitment | 2,810 | 19 | 7,746 |
| Investment securities available-for-sale-Availableforsale Securities | 47 | -35 | 47 |
| Provision for credit losses | 7,946 | -59,122 | 100,514 |
| Proceeds from sales of loans and leases held-for-sale, net | NaN | 83,330 | NaN |
| Deferred income tax expense | 10,610 | 27,466 | -5,118 |
| Depreciation of premises and equipment | 3,312 | 3,424 | 6,129 |
| Accretion of investment securities premiums and discounts, net | 3,996 | NaN | 1,303 |
| Accretion of investment securities deferred, net | NaN | 9,953 | NaN |
| Accretion of premiums and discounts and deferred loan and lease origination costs, net | NaN | NaN | 12,878 |
| Accretionof premiums and discounts anddeferredloanandleaseoriginationcosts,net | NaN | 20,885 | NaN |
| Accretion of premiums and discounts and deferred loan and lease origination costs, net | 9,372 | NaN | NaN |
| Amortization of identified intangible assets | 8,328 | 8,777 | 6,448 |
| Amortization of debt issuance costs | 1 | 24 | 76 |
| Amortization (accretion) of other acquisition fair value adjustments, net | NaN | 1,749 | NaN |
| Gain on sales of investment securities, net | NaN | 0 | NaN |
| Gain on sales of loans and leases | NaN | 5,617 | NaN |
| Amortization of other acquisition fair value adjustments, net | -5,392 | NaN | 3,735 |
| Loss on sales of oreo andother repossessedassets | NaN | -153 | NaN |
| Gain on sales of loans and leases held-for-sale | 1,226 | NaN | 1,463 |
| Write-downofother repossessedassets | 0 | -32 | 444 |
| Compensation under recognition and retention plans | 946 | 678 | 5,241 |
| Cash surrender value of bank-owned life insurance | -2,539 | -1,601 | -1,414 |
| Impairment of bankri trade name | NaN | -1,089 | NaN |
| Other assets | 4,881 | -22,780 | -62,463 |
| Accrued expenses and other liabilities | -68,086 | -90 | -89,282 |
| Net cash (used for) provided from operating activities | -13,849 | 167,436 | 57,008 |
| Proceeds from sales of investment securities available-for-sale | NaN | 0 | 176,312 |
| Proceeds from maturities, calls, and principal repayments of investment securities available-for-sale | 89,225 | 91,039 | 98,925 |
| Purchases of investment securities available-for-sale | 129,139 | 21,389 | 11,737 |
| Proceeds from redemption/sales of restricted equity securities | 20,528 | 14,521 | 69,122 |
| Purchase of restricted equity securities | 30,531 | 2,527 | 57,961 |
| Proceeds from sales of loans and leases net | 37,800 | 0 | 300,822 |
| Net decrease in loans and leases | 218,971 | NaN | -285,025 |
| Net decrease (increase) in loans and leases | NaN | -570,003 | NaN |
| Net cash and cash equivalents acquired in acquisition | NaN | 0 | -1,084,095 |
| Purchase of premises and equipment, net | NaN | 7,839 | 4,449 |
| (purchase) sale of premises and equipment, net | 2,249 | NaN | NaN |
| Proceeds from sales of other repossessed assets | 20 | 865 | 608 |
| Net cash provided from investing activities | 51,708 | 359,648 | 1,940,762 |
| Increase (decrease) in demand checking, now, savings and money market accounts | NaN | 1,061,533 | NaN |
| (decrease) increase in demand checking, now, savings and money market accounts | -871,401 | NaN | -10,350 |
| (decrease) increase in certificates of deposit and brokered certificates of deposit | NaN | -733,392 | NaN |
| Decrease in certificates of deposit and brokered deposits | -70,693 | NaN | -270,820 |
| Proceeds from fhlb advances | 1,151,346 | 266,750 | 791,000 |
| Repayment of fhlb advances | 885,127 | 552,128 | 1,748,587 |
| Increase in other borrowed funds, net | 17,423 | -7,189 | -39,280 |
| Decrease in mortgagors' escrow accounts, net | 0 | 4,329 | -4,696 |
| Payment of dividends on common stock | 27,034 | 27,032 | 36,087 |
| Payment of income taxes for shares withheld in share based activity | NaN | 0 | 2,000 |
| Net cash used for financing activities | -966,656 | 294,041 | -1,320,820 |
| Net decrease in cash and cash equivalents | -928,797 | 821,125 | 676,950 |
| Cash and cash equivalents at beginning of period | 2,041,745 | 1,220,620 | 543,670 |
| Cash and cash equivalents at end of period | 1,112,948 | 2,041,745 | 1,220,620 |