Financial insights of BBT

MyFinsight

For the year ending 2025-12-31.

Income Statement	2025-12-31
Non-interest income, fees-Deposit Account	19,681
Non-interest income, fees-Financial Service Other	4,058
Non-interest income, fees-Wealth Management Fees	9,748
Loan level derivative income, net	1,422
Gain on sales of investment securities, net	0
Gain on sales of loans and leases	5,617
Other	9,367
Total non-interest income	49,893
Loans and leases	767,554
Debt securities	40,775
Restricted equity securities	4,891
Short-term investments	19,568
Total interest and dividend income	832,788
Deposits	280,500
Borrowed funds	49,182
Total interest expense	329,682
Net interest income	503,106
Provision for credit losses on loans and unfunded commitments	41,380
Provision (recovery) for credit losses on investments	12
Net interest income after provision for credit losses	461,714
Compensation and employee benefits	191,203
Occupancy	29,868
Equipment and data processing	44,717
Professional services	8,089
Fdic insurance	7,812
Advertising and marketing	5,979
Amortization of identified intangible assets	15,225
Merger and restructuring expense	61,697
Other	25,155
Total non-interest expense	389,745
Income before provision for income taxes	121,862
Provision for income taxes	31,591
Net income	90,271

Basic EPS	1.03
Diluted EPS	1.03
Basic Average Shares	87,377,933
Diluted Average Shares	87,701,567