MyFinsight
Home
Blog
About
Income Statement
|
Cash Flow
|
Balance Sheet
|
Ratios
Cash Flow Overview
Free Cash flow
$22,600K
Unit: Thousand (K) dollars
Positive Cash Flow Breakdown
Net income
Proceeds from maturities and pay...
Proceeds from federal home loan ...
Others
Negative Cash Flow Breakdown
Purchases of debt securities ava...
Net (funding) repayment of loans
Net decrease in deposits
Others
Subscribe for Financial Insights
Page 1
Quarterly
123
Page 1
Cash Flow
2026-06-30
2025-12-31
2025-09-30
2025-06-30
Net income
28,091
16,422
15,684
30,952
Loss on sale and disposal of fixed assets
-
0
0
-1
Accretion of net discounts and deferred loan fees
7,882
4,399
5,156
11,718
Depreciation on premises and equipment
714
402
416
1,006
Intangible asset amortization
1,600
947
948
1,896
Amortization of discounts on debt securities
-1,283
-489
-453
-508
Gain on sale of loans
0
0
0
577
Loans originated for sale
0
0
0
8,955
Proceeds from sales of and principal collected on loans held for sale
0
0
0
9,569
Provision for (reversal of) credit losses
333
-4,398
-15
-4,410
Deferred income tax expense
4,523
2,711
819
7,952
Impairment charges of right-of-use assets
-
0
-
-
Stock-based compensation
2,707
1,356
1,461
3,005
Income from bank owned life insurance
1,014
487
883
966
Loss on sale of other real estate owned
0
0
0
-862
Valuation allowance on other real estate owned
-
0
0
-
Valuation allowance on loans held for sale
266
-
-
-
Net change in other items
4,703
-8,843
-3,156
7,704
Net cash provided by operating activities
23,352
20,908
15,977
20,405
Net cash acquired in business combination
-
0
0
-
Proceeds from bank owned life insurance death benefits
877
0
0
1,572
Proceeds from sale of debt securities available for sale
-
0
0
-
Proceeds from maturities and paydowns of debt securities available for sale
15,948
6,747
7,270
24,379
Purchases of debt securities available for sale
93,780
31,049
25,580
65,735
Purchases of debt securities held to maturity
-
0
-
-
Purchases of restricted stock
9
103
-
-
Net change in restricted stock and other equity securities
-
-
729
-
Net (contributions) distributions of stock investments
-
-99
-
779
Net distributions (contributions) of other stock investments
-704
-
-
-
Net (funding) repayment of loans
52,743
60,328
-5,781
-152,904
Proceeds from sale of loans held for investment
0
0
0
13,500
Proceeds from sale of other real estate owned
0
0
0
1,421
Purchases of premises and equipment
752
99
108
139
Net cash (used in) provided by investing activities
-129,755
-84,783
-12,587
127,123
Net decrease in deposits
-11,475
-89,081
147,383
-86,444
Repayment of other borrowings
-
-
-
18,000
Proceeds from federal home loan bank advances
10,000
-
-
-
Repayment of federal home loan bank advances
10,000
0
0
0
Repayment of borrowings
0
0
38,000
-
Proceeds from exercise of stock options
316
0
31
101
Repurchase of shares in settlement of restricted stock units
1,495
2,663
-
-
Repurchase of common stock under authorized stock repurchase program
9,408
431
1,725
1,210
Common stock dividends
6,497
3,253
-
-
Net cash used in financing activities
-28,559
-95,428
125,689
-105,553
Net change in cash and cash equivalents
-134,962
-159,303
129,079
41,975
Cash and cash equivalents at beginning of period
399,913
559,216
388,162
-
Cash and cash equivalents at end of period
264,951
399,913
559,216
-
Page 1
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.
Page 1
Buy us a coffee
Time Plot
Show the time plot by selecting a row from the table.
Cash Flow
Net income
$28,091K
(-9.24%↓ Y/Y)
Deferred income tax
expense
$4,523K
(-43.12%↓ Y/Y)
Stock-based compensation
$2,707K
(-9.92%↓ Y/Y)
Intangible asset
amortization
$1,600K
(-15.61%↓ Y/Y)
Depreciation on premises and
equipment
$714K
(-29.03%↓ Y/Y)
Provision for (reversal
of) credit losses
$333K
(107.55%↑ Y/Y)
Valuation allowance on
loans held for sale
$266K
Net cash provided by
operating activities
$23,352K
(14.44%↑ Y/Y)
Canceled cashflow
$14,882K
Net change in cash
and cash...
-$134,962K
(-421.53%↓ Y/Y)
Canceled cashflow
$23,352K
Proceeds from maturities
and paydowns of debt...
$15,948K
(-34.58%↓ Y/Y)
Proceeds from bank owned
life insurance death...
$877K
(-44.21%↓ Y/Y)
Net distributions
(contributions) of other stock...
-$704K
Proceeds from federal
home loan bank...
$10,000K
Proceeds from exercise of
stock options
$316K
(212.87%↑ Y/Y)
Accretion of net discounts
and deferred loan...
$7,882K
(-32.74%↓ Y/Y)
Net change in other
items
$4,703K
(-38.95%↓ Y/Y)
Amortization of discounts on
debt securities
-$1,283K
(-152.56%↓ Y/Y)
Income from bank owned
life insurance
$1,014K
(4.97%↑ Y/Y)
Net cash (used in)
provided by investing...
-$129,755K
(-202.07%↓ Y/Y)
Net cash used in
financing activities
-$28,559K
(72.94%↑ Y/Y)
Canceled cashflow
$17,529K
Canceled cashflow
$10,316K
Purchases of debt
securities available for...
$93,780K
(42.66%↑ Y/Y)
Net (funding)
repayment of loans
$52,743K
(134.49%↑ Y/Y)
Net decrease in
deposits
-$11,475K
(86.73%↑ Y/Y)
Repayment of federal home
loan bank advances
$10,000K
Repurchase of common stock
under authorized...
$9,408K
(677.52%↑ Y/Y)
Purchases of premises and
equipment
$752K
(441.01%↑ Y/Y)
Purchases of restricted
stock
$9K
Common stock dividends
$6,497K
Repurchase of shares in
settlement of restricted...
$1,495K
Buy us a coffee
California BanCorp CA (BCAL)
California BanCorp CA (BCAL)