For the quarter ending 2025-09-30, BCAL has $4,101,209K in assets. $3,536,485K in debts. $559,216K in cash and cash equivalents.
| Balance Sheets | 2025-09-30 | 2025-06-30 | ||
|---|---|---|---|---|
| Cash and due from banks | 95,046 | 84,017 | ||
| Federal funds and other interest-bearing balances | 464,170 | 346,120 | ||
| Total cash and cash equivalents | 559,216 | 430,137 | ||
| Debt securities available-for-sale, at fair value (amortized cost of 212,314 and 151,429 at september30, 2025 and december31, 2024) | 209,402 | 188,167 | ||
| Debt securities held-to-maturity, at amortized cost (fair value of 48,810 and 47,823 at september30, 2025 and december31, 2024) | 53,022 | 53,108 | ||
| Loans held for sale, at lower of cost or fair value | 6,685 | 6,088 | ||
| Loans held for investment | 2,990,299 | 2,991,560 | ||
| Allowance for credit losses on loans | 41,292 | 41,110 | ||
| Loans held for investment, net | 2,949,007 | 2,950,450 | ||
| Restricted stock, at cost | 30,899 | 30,858 | ||
| Premises and equipment, net | 12,419 | 12,728 | ||
| Right-of-use asset | 15,246 | 13,095 | ||
| Other real estate owned, net | 0 | 0 | ||
| Goodwill | 110,934 | 110,934 | ||
| Intangible assets, net | 19,427 | 20,375 | ||
| Bank owned life insurance | 66,880 | 66,397 | ||
| Deferred taxes, net | 31,929 | 33,454 | ||
| Accrued interest receivable and other assets | 36,143 | 37,926 | ||
| Total assets | 4,101,209 | 3,953,717 | ||
| Noninterest-bearing demand | 1,237,985 | 1,218,072 | ||
| Interest-bearing now accounts | 855,854 | 783,410 | ||
| Money market and savings accounts | 1,225,860 | 1,146,548 | ||
| Time deposits | 139,962 | 164,248 | ||
| Total deposits | 3,459,661 | 3,312,278 | ||
| Borrowings | 33,443 | 52,883 | ||
| Operating lease liability | 19,154 | 16,715 | ||
| Accrued interest payable and other liabilities | 24,227 | 24,248 | ||
| Total liabilities | 3,536,485 | 3,406,124 | ||
| Preferred stock - 50,000,000 shares authorized, no par value no shares issued and outstanding at september30, 2025 and december31, 2024 | 0 | 0 | ||
| Common stock - 50,000,000 shares authorized, no par value issued and outstanding 32,443,056 and 32,265,935 at september30, 2025 and december31, 2024 | 444,132 | 444,365 | ||
| Retained earnings | 122,644 | 106,960 | ||
| Accumulated other comprehensive loss - net of taxes | -2,052 | -3,732 | ||
| Total shareholders equity | 564,724 | 547,593 | ||
| Total liabilities and shareholders equity | 4,101,209 | 3,953,717 | ||
California BanCorp CA (BCAL)
California BanCorp CA (BCAL)