For the year ending 2025-12-31, BCAL has $4,033,386K in assets. $3,456,800K in debts. $399,913K in cash and cash equivalents.
| Balance Sheets | 2025-12-31 | |||
|---|---|---|---|---|
| Cash and due from banks | 52,013 | |||
| Federal funds and interest-bearing balances | 347,900 | |||
| Total cash and cash equivalents | 399,913 | |||
| Debt securities available for sale, at fair value (amortized cost of 237,191 and 151,429 at december31, 2025 and 2024, respectively) | 234,890 | |||
| Debt securities held to maturity, at amortized cost, net of allowance of 0 for both periods (fair value of 49,308 and 47,823 at december31, 2025 and 2024, respectively) | 52,936 | |||
| Loans held for sale, at lower of cost or fair value | 25,105 | |||
| Loans held for investment | 3,033,887 | |||
| Allowance for credit losses on loans | 34,348 | |||
| Loans held for investment, net | 2,999,539 | |||
| Restricted stock, at cost | 30,932 | |||
| Premises and equipment, net | 12,116 | |||
| Right-of-use asset | 15,094 | |||
| Other real estate owned, net | 0 | |||
| Goodwill | 110,934 | |||
| Intangible assets, net | 18,480 | |||
| Bank owned life insurance | 67,367 | |||
| Deferred taxes assets, net | 29,041 | |||
| Accrued interest and other assets | 37,039 | |||
| Total assets | 4,033,386 | |||
| Noninterest-bearing demand | 1,178,256 | |||
| Interest-bearing now accounts | 840,593 | |||
| Money market and savings accounts | 1,223,486 | |||
| Time deposits | 128,246 | |||
| Total deposits | 3,370,581 | |||
| Borrowings | 33,832 | |||
| Operating lease liability | 18,936 | |||
| Accrued interest and other liabilities | 33,451 | |||
| Total liabilities | 3,456,800 | |||
| Preferred stock - 50,000,000 shares authorized, no par value no shares issued and outstanding at december31, 2025 and 2024 | 0 | |||
| Common stock - 50,000,000 shares authorized, no par value issued and outstanding 32,418,182 and 32,265,935 at december31, 2025 and 2024, respectively | 442,394 | |||
| Retained earnings | 135,813 | |||
| Accumulated other comprehensive loss, net of taxes | -1,621 | |||
| Total shareholders equity | 576,586 | |||
| Total liabilities and shareholders equity | 4,033,386 | |||
California BanCorp CA (BCAL)
California BanCorp CA (BCAL)