MyFinsight
Home
Blog
About
Income Statement
|
Cash Flow
|
Balance Sheet
|
Ratios
Balance Sheets Overview
Debt to Asset Ratio
85.43%
Unit: Thousand (K) dollars
Assets Breakdown
Loans held for investment, net
Debt securities available-for-sa...
Total cash and cash equivalents
Others
Liabilities Breakdown
Noninterest-bearing demand
Money market and savings account...
Interest-bearing now accounts
Others
Subscribe for Financial Insights
Page 1
Quarterly
123
Page 1
Balance Sheets
2026-06-30
2025-12-31
2025-09-30
2025-06-30
Cash and due from banks
55,196
52,013
95,046
84,017
Federal funds and other interest-bearing balances
209,755
347,900
464,170
346,120
Total cash and cash equivalents
264,951
399,913
559,216
430,137
Debt securities available-for-sale, at fair value (amortized cost of 316,289 and 237,191 at june30, 2026 and december31, 2025)
308,792
234,890
209,402
188,167
Debt securities held-to-maturity, at amortized cost (fair value of 49,054 and 49,308 at june30, 2026 and december31, 2025)
52,761
52,936
53,022
53,108
Loans held for sale, at lower of cost or fair value
15,828
25,105
6,685
6,088
Loans held for investment
3,094,753
3,033,887
2,990,299
2,991,560
Allowance for credit losses on loans
34,860
34,348
41,292
41,110
Loans held for investment, net
3,059,893
2,999,539
2,949,007
2,950,450
Restricted stock, at cost
30,941
30,932
30,899
30,858
Premises and equipment, net
12,154
12,116
12,419
12,728
Other real estate owned, net
-
0
0
0
Right-of-use asset
14,664
15,094
15,246
13,095
Other real estate owned, net
8,613
-
-
-
Goodwill
110,934
110,934
110,934
110,934
Intangible assets, net
16,880
18,480
19,427
20,375
Bank owned life insurance
67,903
67,367
66,880
66,397
Deferred taxes, net
26,054
29,041
31,929
33,454
Accrued interest receivable and other assets
34,891
37,039
36,143
37,926
Total assets
4,025,259
4,033,386
4,101,209
3,953,717
Noninterest-bearing demand
1,256,822
1,178,256
1,237,985
1,218,072
Interest-bearing now accounts
819,746
840,593
855,854
783,410
Money market and savings accounts
1,190,498
1,223,486
1,225,860
1,146,548
Time deposits
92,039
128,246
139,962
164,248
Total deposits
3,359,105
3,370,581
3,459,661
3,312,278
Borrowings
34,611
33,832
33,443
52,883
Operating lease liability
18,375
18,936
19,154
16,715
Accrued interest payable and other liabilities
26,528
33,451
24,227
24,248
Total liabilities
3,438,619
3,456,800
3,536,485
3,406,124
Preferred stock - 50,000,000 shares authorized, no par value no shares issued and outstanding at june30, 2026 and december31, 2025
0
0
0
0
Common stock - 50,000,000 shares authorized, no par value issued and outstanding 32,110,117 and 32,418,182 at june30, 2026 and december31, 2025
434,514
442,394
444,132
444,365
Retained earnings
157,407
135,813
122,644
106,960
Accumulated other comprehensive loss - net of taxes
-5,281
-1,621
-2,052
-3,732
Total shareholders equity
586,640
576,586
564,724
547,593
Total liabilities and shareholders equity
4,025,259
4,033,386
4,101,209
3,953,717
Page 1
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.
Page 1
Buy us a coffee
Time Plot
Show the time plot by selecting a row from the table.
Balance Sheets
Loans held for
investment
$3,094,753K
(3.45%↑ Y/Y)
Federal funds and other
interest-bearing balances
$209,755K
(-39.40%↓ Y/Y)
Cash and due from
banks
$55,196K
(-34.30%↓ Y/Y)
Loans held for
investment, net
$3,059,893K
(3.71%↑ Y/Y)
Debt securities
available-for-sale, at fair value...
$308,792K
(64.11%↑ Y/Y)
Total cash and cash
equivalents
$264,951K
(-38.40%↓ Y/Y)
Goodwill
$110,934K
(0.00%↑ Y/Y)
Bank owned life
insurance
$67,903K
(2.27%↑ Y/Y)
Debt securities
held-to-maturity, at amortized...
$52,761K
(-0.65%↓ Y/Y)
Accrued interest
receivable and other assets
$34,891K
(-8.00%↓ Y/Y)
Restricted stock, at cost
$30,941K
(0.27%↑ Y/Y)
Deferred taxes, net
$26,054K
(-22.12%↓ Y/Y)
Intangible assets, net
$16,880K
(-17.15%↓ Y/Y)
Loans held for sale, at
lower of cost or fair...
$15,828K
(159.99%↑ Y/Y)
Right-of-use asset
$14,664K
(11.98%↑ Y/Y)
Premises and equipment,
net
$12,154K
(-4.51%↓ Y/Y)
Other real estate
owned, net
$8,613K
Allowance for credit
losses on loans
$34,860K
(-15.20%↓ Y/Y)
Total assets
$4,025,259K
(1.81%↑ Y/Y)
Total liabilities and
shareholders equity
$4,025,259K
(1.81%↑ Y/Y)
Total liabilities
$3,438,619K
(0.95%↑ Y/Y)
Total shareholders
equity
$586,640K
(7.13%↑ Y/Y)
Accumulated other
comprehensive loss - net of...
-$5,281K
(-41.51%↓ Y/Y)
Total deposits
$3,359,105K
(1.41%↑ Y/Y)
Borrowings
$34,611K
(-34.55%↓ Y/Y)
Accrued interest
payable and other...
$26,528K
(9.40%↑ Y/Y)
Operating lease liability
$18,375K
(9.93%↑ Y/Y)
Common stock -
50,000,000 shares...
$434,514K
(-2.22%↓ Y/Y)
Retained earnings
$157,407K
(47.16%↑ Y/Y)
Noninterest-bearing demand
$1,256,822K
(3.18%↑ Y/Y)
Money market and
savings accounts
$1,190,498K
(3.83%↑ Y/Y)
Interest-bearing now accounts
$819,746K
(4.64%↑ Y/Y)
Time deposits
$92,039K
(-43.96%↓ Y/Y)
Buy us a coffee
California BanCorp CA (BCAL)
California BanCorp CA (BCAL)