For the quarter ending 2025-09-30, BCML has $2,603,787K in assets. $2,269,518K in debts.
| Balance Sheets | 2025-09-30 | 2025-06-30 | ||
|---|---|---|---|---|
| Cash due from banks | 21,731 | 21,764 | ||
| Federal funds sold and interest-bearing balances in banks | 206,715 | 269,860 | ||
| Cash and cash equivalents | 228,446 | 291,624 | ||
| Investment securities available-for-sale ('afs'), at fair value, net of allowance for credit losses of 0 at both september 30, 2025 and december 31, 2024 | 187,774 | 184,682 | ||
| Equity securities, at fair value | 13,307 | 12,872 | ||
| Federal home loan bank ('fhlb') stock, at par | 11,524 | 11,524 | ||
| Federal reserve bank ('frb') stock, at par | 9,657 | 9,653 | ||
| Loans held for sale | 421 | - | ||
| Total loans | 2,041,683 | - | ||
| Net deferred loan costs | -654 | - | ||
| Allowance for credit losses | 20,800 | - | ||
| Loans, net of allowance for credit losses of 20,800 at september 30, 2025 and 17,900 at december 31, 2024 | 2,021,537 | 1,981,549 | ||
| Premises and equipment, net | 13,577 | 13,686 | ||
| Core deposit intangible, net | 1,945 | 2,187 | ||
| Cash surrender value of bank owned life insurance ('boli') policies, net | 24,162 | 23,968 | ||
| Right-of-use assets ('rou'), net | 13,476 | 13,084 | ||
| Goodwill | 38,838 | 38,838 | ||
| Interest receivable and other assets | 39,123 | 38,712 | ||
| Total assets | 2,603,787 | 2,622,379 | ||
| Subordinated debt, net | - | 63,821 | ||
| Noninterest and interest bearing deposits | 2,228,052 | 2,186,634 | ||
| Junior subordinated deferrable interest debentures, net | 8,706 | 8,686 | ||
| Salary continuation plan | 4,991 | 4,860 | ||
| Lease liabilities | 14,494 | 14,120 | ||
| Interest payable and other liabilities | 13,275 | 13,696 | ||
| Preferred stock, no par value 10,000,000 shares authorized no shares issued and outstanding at both june 30, 2025 and december 31, 2024 | - | 0 | ||
| Total liabilities | 2,269,518 | 2,291,817 | ||
| Common stock, no par value 100,000,000 shares authorized 10,916,792 and 11,121,475 shares issued and outstanding at september 30, 2025 and december 31, 2024, respectively | 166,633 | 167,369 | ||
| Additional paid in capital | 287 | 287 | ||
| Accumulated other comprehensive loss, net of tax | -7,962 | -10,122 | ||
| Retained earnings | 175,311 | 173,028 | ||
| Total shareholders' equity | 334,269 | 330,562 | ||
| Total liabilities and shareholders' equity | 2,603,787 | 2,622,379 | ||
BayCom Corp (BCML)
BayCom Corp (BCML)