For the quarter ending 2026-03-31, BCML has $2,648,536K in assets. $2,304,548K in debts.
| Balance Sheets | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 |
|---|---|---|---|---|
| Cash due from banks | 18,561 | 26,785 | 21,731 | 21,764 |
| Federal funds sold and interest-bearing balances in banks | 287,343 | 179,729 | 206,715 | 269,860 |
| Cash and cash equivalents | 305,904 | 206,514 | 228,446 | 291,624 |
| Investment securities available-for-sale ('afs'), at fair value, net of allowance for credit losses of 0 at both march 31, 2026 and december 31, 2025 | 189,432 | 179,708 | 187,774 | 184,682 |
| Equity securities, at fair value | 12,613 | 12,554 | 13,307 | 12,872 |
| Federal home loan bank ('fhlb') stock, at par | 11,524 | 11,524 | 11,524 | 11,524 |
| Federal reserve bank ('frb') stock, at par | 7,727 | 7,722 | 9,657 | 9,653 |
| Loans held for sale | 125 | 1,316 | 421 | - |
| Total loans | 2,010,754 | 2,065,692 | 2,041,683 | - |
| Net deferred loan costs | -528 | -644 | -654 | - |
| Allowance for credit losses | 20,600 | 21,210 | 20,800 | - |
| Loans, net of allowance for credit losses of 20,600 at march 31, 2026 and 21,210 at december 31, 2025 | 1,990,682 | 2,045,126 | 2,021,537 | 1,981,549 |
| Premises and equipment, net | 13,036 | 13,220 | 13,577 | 13,686 |
| Core deposit intangible, net | 1,631 | 1,745 | 1,945 | 2,187 |
| Cash surrender value of bank owned life insurance ('boli') policies, net | 24,547 | 24,353 | 24,162 | 23,968 |
| Right-of-use assets ('rou'), net | 13,590 | 12,665 | 13,476 | 13,084 |
| Goodwill | 38,838 | 38,838 | 38,838 | 38,838 |
| Interest receivable and other assets | 38,887 | 38,392 | 39,123 | 38,712 |
| Total assets | 2,648,536 | 2,593,677 | 2,603,787 | 2,622,379 |
| Demand deposits | - | 578,068 | - | - |
| Now accounts | - | 264,967 | - | - |
| Savings | - | 71,166 | - | - |
| Money market | - | 732,256 | - | - |
| Time deposits | - | 567,183 | - | - |
| Subordinated debt, net | - | - | - | 63,821 |
| Noninterest and interest bearing deposits | 2,265,390 | 2,213,640 | 2,228,052 | 2,186,634 |
| Junior subordinated deferrable interest debentures, net | 5,874 | 8,726 | 8,706 | 8,686 |
| Salary continuation plan | 5,274 | 5,122 | 4,991 | 4,860 |
| Lease liabilities | 14,568 | 13,659 | 14,494 | 14,120 |
| Interest payable and other liabilities | 13,442 | 13,976 | 13,275 | 13,696 |
| Preferred stock, no par value 10,000,000 shares authorized no shares issued and outstanding at both june 30, 2025 and december 31, 2024 | - | - | - | 0 |
| Total liabilities | 2,304,548 | 2,255,123 | 2,269,518 | 2,291,817 |
| Common stock, no par value 100,000,000 shares authorized 10,909,317 and 10,887,681 shares issued and outstanding at march 31, 2026 and december 31, 2025, respectively | 166,186 | 165,998 | 166,633 | 167,369 |
| Additional paid in capital | 287 | 287 | 287 | 287 |
| Accumulated other comprehensive loss, net of tax | -6,294 | -6,634 | -7,962 | -10,122 |
| Retained earnings | 183,809 | 178,903 | 175,311 | 173,028 |
| Total shareholders' equity | 343,988 | 338,554 | 334,269 | 330,562 |
| Total liabilities and shareholders' equity | 2,648,536 | 2,593,677 | 2,603,787 | 2,622,379 |
BayCom Corp (BCML)
BayCom Corp (BCML)