For the year ending 2025-12-31, BCML has $2,593,677K in assets. $2,255,123K in debts.
| Balance Sheets | 2025-12-31 | |||
|---|---|---|---|---|
| Cash due from banks | 26,785 | |||
| Federal funds sold and interest-bearing balances in banks | 179,729 | |||
| Cash and cash equivalents | 206,514 | |||
| Investment securities available-for-sale ('afs'), at fair value, net of allowance for credit losses of 0 at both december 31, 2025 and december 31, 2024 | 179,708 | |||
| Equity securities, at fair value | 12,554 | |||
| Federal home loan bank ('fhlb') stock, at par | 11,524 | |||
| Federal reserve bank ('frb') stock, at par | 7,722 | |||
| Loans held for sale | 1,316 | |||
| Total loans | 2,065,692 | |||
| Net deferred loan costs | -644 | |||
| Allowance for credit losses | 21,210 | |||
| Loans, net of allowance for credit losses of 21,210 at december 31, 2025 and 17,900 at december 31, 2024 | 2,045,126 | |||
| Premises and equipment, net | 13,220 | |||
| Core deposit intangible, net | 1,745 | |||
| Cash surrender value of bank owned life insurance ('boli') policies, net | 24,353 | |||
| Right-of-use assets ('rou'), net | 12,665 | |||
| Goodwill | 38,838 | |||
| Interest receivable and other assets | 38,392 | |||
| Total assets | 2,593,677 | |||
| Demand deposits | 578,068 | |||
| Now accounts | 264,967 | |||
| Savings | 71,166 | |||
| Money market | 732,256 | |||
| Time deposits | 567,183 | |||
| Noninterest and interest bearing deposits | 2,213,640 | |||
| Junior subordinated deferrable interest debentures, net | 8,726 | |||
| Salary continuation plan | 5,122 | |||
| Lease liabilities | 13,659 | |||
| Interest payable and other liabilities | 13,976 | |||
| Total liabilities | 2,255,123 | |||
| Common stock, no par value 100,000,000 shares authorized 10,887,681 and 11,121,475 shares issued and outstanding at december 31, 2025 and december 31, 2024, respectively | 165,998 | |||
| Additional paid in capital | 287 | |||
| Accumulated other comprehensive loss, net of tax | -6,634 | |||
| Retained earnings | 178,903 | |||
| Total shareholders' equity | 338,554 | |||
| Total liabilities and shareholders' equity | 2,593,677 | |||
BayCom Corp (BCML)
BayCom Corp (BCML)