Financial insights of BCML

MyFinsight

For the quarter ending 2026-03-31.

Income Overview

Net Income
$8,180K
EPS
$0.75
Unit: Thousand (K) dollars

Income Statement	2026-03-31	2025-12-31	2025-09-30	2025-06-30
Service charges and other fees	741	929*	825	913
Gain on sale of loans	123	106*	-	54
Gain (loss) on equity securities	58	-1,315*	771	7
Loan servicing and other loan fees	287	347*	403	516
Loss (gain) on investment in small business investment company ('sbic') fund	85	106*	-29	-227
Other income and fees	251	273*	278	250
Total noninterest income	1,545	445*	2,248	1,513
Loans, including fees	29,578	28,363*	29,220	27,962
Investment securities	2,132	2,337*	2,315	2,406
Fed funds sold and interest-bearing balances in banks	2,136	1,707*	3,017	2,693
Fhlb dividends	584	253*	253	248
Frb dividends	120	128*	145	144
Total interest and dividend income	34,550	32,786*	34,950	33,453
Deposits	8,964	8,340*	9,777	9,209
Subordinated debt	-	-340*	1,571	892
Junior subordinated deferrable interest debentures	390	185*	193	192
Total interest expense	9,354	8,184*	11,541	10,293
Net interest income	25,196	24,602*	23,409	23,160
Provision for credit gaines	-	-696*	2,973	203
(reversal of) provision for credit losses	-670	-	-	-
Net interest income after (reversal of) provision for credit losses	25,866	25,298*	20,436	22,957
Salaries and employee benefits	10,849	10,379*	10,168	9,728
Occupancy and equipment	2,127	2,102*	2,143	2,183
Data processing	2,038	1,941*	2,038	1,913
Other expense	1,492	1,884*	1,597	1,930
Total noninterest expense	16,506	16,305*	15,946	15,754
Income before provision for income taxes	10,905	9,437*	6,738	8,716
Provision for income taxes	2,725	2,562*	1,731	2,352
Net income	8,180	6,875	5,007	6,364

Basic EPS	0.75	0.623	0.46	0.58
Diluted EPS	0.75	0.623	0.46	0.58
Basic Average Shares	10,909,077	11,038,895	10,929,779	11,002,967
Diluted Average Shares	10,909,077	11,038,895	10,929,779	11,002,967

Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

MyFinsight

Income Overview

Net Income
$8,180K
EPS
$0.75
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

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Income Overview

Net Income
$8,180K
EPS
$0.75
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image

Income Overview

Net Income$8,180KEPS$0.75Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Net Income$8,180KEPS$0.75Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Net Income
$8,180K
EPS
$0.75
Unit: Thousand (K) dollars

Net Income
$8,180K
EPS
$0.75
Unit: Thousand (K) dollars