For the quarter ending 2026-03-31, BFC has $6,069,013K in assets. $5,249,160K in debts. $398,638K in cash and cash equivalents.
| Balance Sheets | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 |
|---|---|---|---|---|
| Cash and due from banks | 64,419 | 55,345 | 47,708 | 84,732 |
| Interest-bearing deposits | 334,219 | 187,862 | 78,476 | 35,596 |
| Cash and cash equivalents | 398,638 | 243,207 | 126,184 | 120,328 |
| Securities held to maturity, at amortized cost (117,590 and 105,146 fair value at march 31, 2026 and december 31, 2025, respectively) | 117,929 | 103,726 | 106,823 | 109,854 |
| Securities available for sale, at fair value (496,205 and 171,796 amortized cost at march 31, 2026 and december 31, 2025, respectively) | 483,235 | 164,422 | 167,125 | 167,209 |
| Loans held for sale | 9,751 | 6,243 | 4,175 | 5,268 |
| Loans | 4,515,626 | 3,604,651 | 3,629,663 | 3,580,357 |
| Allowance for credit losses - loans ('acl-loans') | 57,067 | 44,374 | 44,501 | 44,292 |
| Loans, net | 4,458,559 | 3,560,277 | 3,585,162 | 3,536,065 |
| Premises and equipment, gross | - | 94,196 | - | - |
| Less accumulated depreciation | - | 16,565 | - | - |
| Right-of-use lease asset | - | 1,586 | - | - |
| Premises and equipment, net | 93,140 | 79,217 | 78,027 | 75,667 |
| Goodwill | 246,370 | 175,106 | 175,106 | 175,106 |
| Other investments | 30,674 | 23,613 | 26,966 | 23,227 |
| Cash value of life insurance | 97,275 | 61,085 | 60,774 | 60,331 |
| Core deposit intangibles, net | 45,538 | 16,200 | 17,404 | 18,632 |
| Mortgage servicing rights ('msr') | 17,484 | 13,650 | 13,696 | 13,445 |
| Other real estate owned ('oreo') | 3,190 | - | - | - |
| Investment in ansay and associates, llc ('ansay') | 35,728 | 35,444 | 35,838 | 35,159 |
| Other assets | 31,502 | 23,905 | 23,131 | 24,791 |
| Total assets | 6,069,013 | 4,506,095 | 4,420,411 | 4,365,082 |
| Interest-bearing deposits | 3,589,919 | 2,692,711 | 2,554,198 | 2,605,397 |
| Noninterest-bearing deposits | 1,496,897 | 1,003,076 | 984,563 | 990,027 |
| Total deposits | 5,086,816 | 3,695,787 | 3,538,761 | 3,595,424 |
| Notes payable, before adjustments | 100,000 | 110,000 | 210,000 | - |
| Purchase accounting adjustment | -8 | -34 | -59 | - |
| Notes payable | 99,992 | 109,966 | 209,941 | 109,915 |
| Subordinated notes | 16,603 | 12,000 | 12,000 | 12,000 |
| Junior subordinated debenture | 8,250 | - | - | - |
| Other liabilities | 37,499 | 44,506 | 31,584 | 35,410 |
| Total liabilities | 5,249,160 | 3,862,259 | 3,792,286 | 3,752,749 |
| Common stock - 0.01 par value authorized - 20,000,000 shares issued - 12,898,070 and 11,515,130 shares as of march 31, 2026 and december 31, 2025, respectively outstanding - 11,222,442 and 9,834,623 shares as of march 31, 2026 and december 31, 2025, respectively | 129 | 115 | 115 | 115 |
| Additional paid-in capital | 500,627 | 333,836 | 333,285 | 332,734 |
| Retained earnings | 431,374 | 416,997 | 403,044 | 389,479 |
| Treasury stock, at cost - 1,680,507 and 1,503,042 shares as of december 31, 2025 and december 31, 2024, respectively | 102,832 | 102,088 | 102,160 | 102,234 |
| Accumulated other comprehensive loss | -9,445 | -5,024 | -6,159 | -7,761 |
| Total stockholders' equity | 819,853 | 643,836 | 628,125 | 612,333 |
| Total liabilities and stockholders' equity | 6,069,013 | 4,506,095 | 4,420,411 | 4,365,082 |