For the year ending 2025-12-31, BFC has $4,506,095K in assets. $3,862,259K in debts. $243,207K in cash and cash equivalents.
| Balance Sheets | 2025-12-31 | |||
|---|---|---|---|---|
| Cash and due from banks | 55,345 | |||
| Interest-bearing deposits | 187,862 | |||
| Cash and cash equivalents | 243,207 | |||
| Securities held to maturity, at amortized cost (105,146 and 109,424 fair value at december 31, 2025 and december 31, 2024, respectively) | 103,726 | |||
| Securities available for sale, at fair value (171,796 and 235,909 amortized cost at december 31, 2025 and december 31, 2024, respectively) | 164,422 | |||
| Loans held for sale | 6,243 | |||
| Loans | 3,604,651 | |||
| Allowance for credit losses - loans ('acl-loans') | 44,374 | |||
| Loans, net | 3,560,277 | |||
| Premises and equipment, gross | 94,196 | |||
| Less accumulated depreciation | 16,565 | |||
| Right-of-use lease asset | 1,586 | |||
| Premises and equipment, net | 79,217 | |||
| Goodwill | 175,106 | |||
| Other investments | 23,613 | |||
| Cash value of life insurance | 61,085 | |||
| Core deposit intangibles, net | 16,200 | |||
| Mortgage servicing rights ('msr') | 13,650 | |||
| Investment in ansay and associates, llc ('ansay') | 35,444 | |||
| Other assets | 23,905 | |||
| Total assets | 4,506,095 | |||
| Interest-bearing deposits | 2,692,711 | |||
| Noninterest-bearing deposits | 1,003,076 | |||
| Total deposits | 3,695,787 | |||
| Notes payable, before adjustments | 110,000 | |||
| Purchase accounting adjustment | -34 | |||
| Notes payable | 109,966 | |||
| Subordinated notes | 12,000 | |||
| Other liabilities | 44,506 | |||
| Total liabilities | 3,862,259 | |||
| Common stock - 0.01 par value authorized - 20,000,000 shares issued - 11,515,130 shares as of december 31, 2025 and december 31, 2024 outstanding - 9,834,623 and 10,012,088 shares as of december 31, 2025 and december 31, 2024, respectively | 115 | |||
| Additional paid-in capital | 333,836 | |||
| Retained earnings | 416,997 | |||
| Treasury stock, at cost - 1,680,507 and 1,503,042 shares as of december 31, 2025 and december 31, 2024, respectively | 102,088 | |||
| Accumulated other comprehensive loss | -5,024 | |||
| Total stockholders' equity | 643,836 | |||
| Total liabilities and stockholders' equity | 4,506,095 | |||
Bank First Corp (BFC)
Bank First Corp (BFC)