For the quarter ending 2025-09-30, BFC has $4,420,411K in assets. $3,792,286K in debts. $126,184K in cash and cash equivalents.
| Balance Sheets | 2025-09-30 | 2025-06-30 | ||
|---|---|---|---|---|
| Cash and due from banks | 47,708 | 84,732 | ||
| Interest-bearing deposits | 78,476 | 35,596 | ||
| Cash and cash equivalents | 126,184 | 120,328 | ||
| Securities held to maturity, at amortized cost (107,930 and 109,424 fair value at september 30, 2025 and december 31, 2024, respectively) | 106,823 | 109,854 | ||
| Securities available for sale, at fair value (175,936 and 235,909 amortized cost at september 30, 2025 and december 31, 2024, respectively) | 167,125 | 167,209 | ||
| Loans held for sale | 4,175 | 5,268 | ||
| Loans | 3,629,663 | 3,580,357 | ||
| Allowance for credit losses - loans ('acl-loans') | 44,501 | 44,292 | ||
| Loans, net | 3,585,162 | 3,536,065 | ||
| Premises and equipment, net | 78,027 | 75,667 | ||
| Goodwill | 175,106 | 175,106 | ||
| Other investments | 26,966 | 23,227 | ||
| Cash value of life insurance | 60,774 | 60,331 | ||
| Core deposit intangibles, net | 17,404 | 18,632 | ||
| Mortgage servicing rights ('msr') | 13,696 | 13,445 | ||
| Investment in ansay and associates, llc ('ansay') | 35,838 | 35,159 | ||
| Other assets | 23,131 | 24,791 | ||
| Total assets | 4,420,411 | 4,365,082 | ||
| Interest-bearing deposits | 2,554,198 | 2,605,397 | ||
| Noninterest-bearing deposits | 984,563 | 990,027 | ||
| Total deposits | 3,538,761 | 3,595,424 | ||
| Notes payable, before adjustments | 210,000 | - | ||
| Purchase accounting adjustment | -59 | - | ||
| Notes payable | 209,941 | 109,915 | ||
| Subordinated notes | 12,000 | 12,000 | ||
| Other liabilities | 31,584 | 35,410 | ||
| Total liabilities | 3,792,286 | 3,752,749 | ||
| Common stock - 0.01 par value authorized - 20,000,000 shares issued - 11,515,130 shares as of september 30, 2025 and december 31, 2024 outstanding - 9,834,083 and 10,012,088 shares as of september 30, 2025 and december 31, 2024, respectively | 115 | 115 | ||
| Additional paid-in capital | 333,285 | 332,734 | ||
| Retained earnings | 403,044 | 389,479 | ||
| Treasury stock, at cost - 1,681,047 and 1,503,042 shares as of september 30, 2025 and december 31, 2024, respectively | 102,160 | 102,234 | ||
| Accumulated other comprehensive loss | -6,159 | -7,761 | ||
| Total stockholders' equity | 628,125 | 612,333 | ||
| Total liabilities and stockholders' equity | 4,420,411 | 4,365,082 | ||
Bank First Corp (BFC)
Bank First Corp (BFC)