Financial insights of BFC

MyFinsight

For the quarter ending 2026-03-31.

Income Overview

Net Income
$19,988K
EPS
$1.78
Unit: Thousand (K) dollars

Income Statement	2026-03-31	2025-12-31	2025-09-30	2025-06-30
Loans, including fees	64,573	50,930*	51,897	49,923
Taxable	6,139	2,997*	2,764	2,787
Tax-exempt	277	243*	234	233
Loans	-	0*	-	-
Other	2,616	2,501*	561	1,632
Unfunded commitments	-	-25*	-	-
Total interest income	73,605	56,669*	55,456	54,575
Provision for credit gaines	-	-25*	650	200
Deposits	20,049	15,694*	15,772	16,199
Borrowed funds	340	1,750*	1,431	1,674
Total interest expense	20,389	17,443*	17,203	17,873
Net interest income	53,216	39,226*	38,253	36,702
Net interest income after provision for credit losses	53,216	39,251*	37,603	36,502
Service charges	4,690	2,187*	2,106	2,053
Income from ansay	975	215*	1,314	1,153
Loan servicing income	955	745*	736	733
Valuation adjustment on msr	-81	-54*	-250	99
Net gain on sales of mortgage loans	1,076	573*	482	338
Trust and wealth management	1,575	-	-	-
Other	1,180	2,136*	1,065	743
Total noninterest income	10,532	5,909*	5,953	4,921
Salaries, commissions, and employee benefits	21,789	10,849*	10,498	10,427
Occupancy	2,556	2,616*	1,567	1,922
Data processing	3,410	2,566*	2,506	2,620
Postage, stationery, and supplies	439	298*	165	270
Net loss on sales and valuations of oreo	191	-318*	-	159
Net loss on sale of securities	-31	-	-	-
Advertising	83	-32*	78	61
Charitable contributions	240	347*	143	274
Federal deposit insurance	716	555*	540	630
Outside service fees	2,400	802*	1,818	1,135
Amortization of intangibles	2,572	1,252*	1,228	1,273
Other	5,011	2,127*	2,543	2,303
Total noninterest expense	39,056	21,695*	21,086	20,756
Income before provision for income taxes	24,692	23,465*	22,470	20,667
Provision for income taxes	4,704	4,266*	4,480	3,792
Net income	19,988	19,199	17,990	16,875

Basic EPS	1.78	1.941	1.83	1.71
Diluted EPS	1.78	1.935	1.83	1.71
Basic Average Shares	11,168,335	9,890,638	9,787,275	9,854,306
Diluted Average Shares	11,187,262	9,923,963	9,808,694	9,868,739

Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

MyFinsight

Income Overview

Net Income
$19,988K
EPS
$1.78
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

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Income Overview

Net Income
$19,988K
EPS
$1.78
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image

Income Overview

Net Income$19,988KEPS$1.78Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Net Income$19,988KEPS$1.78Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Net Income
$19,988K
EPS
$1.78
Unit: Thousand (K) dollars

Net Income
$19,988K
EPS
$1.78
Unit: Thousand (K) dollars