BREAD FINANCIAL HOLDINGS, INC. (BFH-PB)
BREAD FINANCIAL HOLDINGS, INC. (BFH-PB)
| Cash Flow | 2026-06-30 |
|---|---|
| Net income | 328 |
| Provision for credit losses | 616 |
| Depreciation and amortization | 37 |
| Deferred income taxes | 8 |
| Non-cash stock-based compensation | 31 |
| Amortization of deferred financing costs | 8 |
| Amortization of deferred origination costs | 36 |
| Originations of loans held-for-sale | 387 |
| Proceeds from sales and paydowns of loans held-for-sale | 370 |
| Change in other assets | -15 |
| Change in other liabilities | -46 |
| Other | 4 |
| Net cash provided by operating activities | 1,020 |
| Change in credit card and other loans | 343 |
| Purchases of investments | 10 |
| Maturities of investments | 9 |
| Other, including capital expenditures | 11 |
| Net cash (used in) provided by investing activities | -355 |
| Unsecured borrowings under debt agreements | 0 |
| Repayments/maturities of unsecured borrowings under debt agreements | 51 |
| Debt issued by consolidated variable interest entities | 150 |
| Repayments/maturities of debt issued by consolidated variable interest entities | 1,126 |
| Net increase in deposits | 815 |
| Payment of deferred financing costs | 1 |
| Net proceeds from the issuance of preferred stock | 130 |
| Repurchases of common stock | 396 |
| Dividends and dividend equivalent rights paid | 25 |
| Other | -30 |
| Net cash used in financing activities | -534 |
| Change in cash, cash equivalents and restricted cash | 131 |
| Cash, cash equivalents and restricted cash at beginning of period | 3,628 |
| Cash, cash equivalents and restricted cash at end of period | 3,759 |