MyFinsight

HomeBlogAbout

MyFinsight

Making company financials insightful for everyone

  • About
  • Blog
  • Privacy Policy
  • Contact

Follow Us

  • X.com
  • Thread
  • Instagram

© 2026 MyFinsight. All rights reserved.

|||

Income Overview

Revenue
$993M
Net Income
$144M
Net Profit Margin
14.50%
EPS
$3.55
Unit: Million (M) dollars
Revenue Breakdown
    • Interest and fees on loans
    • Interest on deposits
    • Interest on borrowings
    • Others

Income Statement
2026-06-30
Total net interest and non-interest income
993
Provision for credit losses
313
Total net interest and non-interest income, after provision for credit losses
680
Employee compensation and benefits
225
Card and processing expenses
81
Information processing and communication
80
Marketing expenses
36
Depreciation and amortization
19
Other
42
Total non-interest expenses
483
Income from continuing operations before income taxes
197
Provision for income taxes
51
Income from continuing operations
146
Loss from discontinued operations, net of income taxes
0
Net income
146
Dividends declared to preferred stockholders
2
Net income available to common stockholders
144
Basic EPS
3.62
Diluted EPS
3.55
Basic Average Shares
39,900,000
Diluted Average Shares
40,700,000
Unit: Million (M) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Interest and fees on loans$1,195M Interest on cash andinvestment securities$39M Total interest income$1,234M Net interest income$1,039M Total interestexpense$195M Payment protectionproducts$42M Paper statement fees$21M Other$1M Total net interest andnon-interest income$993M Total non-interestincome-$46M Other$64M Interest on deposits$139M Interest on borrowings$56M Total net interest andnon-interest income, after...$680M Provision for creditlosses$313M Interchange revenue, net ofretailer share...-$110M Income from continuingoperations before income...$197M Total non-interestexpenses$483M Income from continuingoperations$146M Provision for income taxes$51M Employee compensationand benefits$225M Card and processingexpenses$81M Information processing andcommunication$80M Other$42M Marketing expenses$36M Depreciation andamortization$19M Net income$146M Net incomeavailable to common...$144M Dividends declared topreferred stockholders$2M

BREAD FINANCIAL HOLDINGS, INC. (BFH-PB)

BREAD FINANCIAL HOLDINGS, INC. (BFH-PB)