For the quarter ending 2026-03-31, BFH made $1,018M in revenue. $179M in net income. Net profit margin of 17.58%.
| Income Statement | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 |
|---|---|---|---|---|
| Total net interest and non-interest income | 1,018 | 997* | 971 | 929 |
| Provision for credit losses | 303 | 383* | 299 | 274 |
| Total net interest and non-interest income, after provision for credit losses | 715 | 614* | 672 | 655 |
| Employee compensation and benefits | 220 | 230* | 222 | 212 |
| Card and processing expenses | 80 | 79* | 81 | 81 |
| Information processing and communication | 76 | 85* | 72 | 77 |
| Marketing expenses | 35 | 42* | 38 | 34 |
| Depreciation and amortization | 19 | 20* | 20 | 20 |
| Other | 42 | 98* | 43 | 57 |
| Total non-interest expenses | 472 | 553* | 476 | 481 |
| Income from continuing operations before income taxes | 243 | 61* | 196 | 174 |
| Provision for income taxes | 62 | 30* | 8 | 35 |
| Income from continuing operations | 181 | 31* | 188 | 139 |
| Loss from discontinued operations, net of income taxes | 0 | -3* | 0 | 0 |
| Net income | 181 | 28 | 188 | 139 |
| Dividends declared to preferred stockholders | 2 | - | - | - |
| Net income available to common stockholders | 179 | - | - | - |
| Basic EPS | 4.19 | 0.583 | 4.04 | 2.97 |
| Diluted EPS | 4.15 | 0.572 | 3.96 | 2.94 |
| Basic Average Shares | 42,800,000 | 47,200,000 | 46,500,000 | 46,700,000 |
| Diluted Average Shares | 43,200,000 | 48,100,000 | 47,500,000 | 47,200,000 |
BREAD FINANCIAL HOLDINGS, INC. (BFH)
BREAD FINANCIAL HOLDINGS, INC. (BFH)