bfh: the income statement

MyFinsight

BREAD FINANCIAL HOLDINGS, INC. (BFH)

For the quarter ending 2025-06-30, BFH made $929M in revenue. $139M in net income. Net profit margin of 14.96%.

Unit: Million (M) dollars (except for numbers of shares and EPS)

	2025-06-30	2024-09-30	2024-06-30
Payment protection products	-	30	-
Other	-	7	-
Total net interest and non-interest income	929	983	939
Provision for credit losses	274	369	290
Total net interest and non-interest income, after provision for credit losses	655	614	649
Other	57	136	49
Marketing expenses	34	38	33
Information processing and communication	77	73	73
Depreciation and amortization	20	22	23
Employee compensation and benefits	212	228	214
Card and processing expenses	81	77	77
Total non-interest expenses	481	574	469
Income from continuing operations before income taxes	174	40	180
Provision for income taxes	35	37	47
Income from continuing operations	139	3	133
Loss from discontinued operations, net of income taxes	-	-1	-
Net income	139	2	133

Basic (in shares)	46,700,000	49,700,000	49,600,000
Diluted (in shares)	47,200,000	51,000,000	50,200,000
Net income per share (in dollars per share)	2.94	0.05	2.66
Net income per share (in dollars per share)	2.97	0.05	2.69

Unit: Million (M) dollars (except for numbers of shares and EPS)