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For the quarter ending 2026-03-31, BFH made $1,018M in revenue. $179M in net income. Net profit margin of 17.58%.

Income Overview

Revenue
$1,018M
Net Income
$179M
Net Profit Margin
17.58%
EPS
$4.15
Unit: Million (M) dollars
Revenue Breakdown
    • Interest and fees on loans
    • Interest on deposits
    • Interest on borrowings
    • Others

Income Statement
2026-03-31
2025-12-31
2025-09-30
2025-06-30
Total net interest and non-interest income
1,018 997* 971 929
Provision for credit losses
303 383* 299 274
Total net interest and non-interest income, after provision for credit losses
715 614* 672 655
Employee compensation and benefits
220 230* 222 212
Card and processing expenses
80 79* 81 81
Information processing and communication
76 85* 72 77
Marketing expenses
35 42* 38 34
Depreciation and amortization
19 20* 20 20
Other
42 98* 43 57
Total non-interest expenses
472 553* 476 481
Income from continuing operations before income taxes
243 61* 196 174
Provision for income taxes
62 30* 8 35
Income from continuing operations
181 31* 188 139
Loss from discontinued operations, net of income taxes
0 -3* 0 0
Net income
181 28 188 139
Dividends declared to preferred stockholders
2 ---
Net income available to common stockholders
179 ---
Basic EPS
4.19 0.583 4.04 2.97
Diluted EPS
4.15 0.572 3.96 2.94
Basic Average Shares
42,800,000 47,200,000 46,500,000 46,700,000
Diluted Average Shares
43,200,000 48,100,000 47,500,000 47,200,000
Unit: Million (M) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image
Interest and fees on loans$1,224M Interest on cash andinvestment securities$36M Total interest income$1,260M Net interest income$1,067M Total interestexpense$193M Payment protectionproducts$36M Paper statement fees$21M Other$1M Total net interest andnon-interest income$1,018M Total non-interestincome-$49M Other$58M Interest on deposits$133M Interest on borrowings$60M Total net interest andnon-interest income, after...$715M Provision for creditlosses$303M Interchange revenue, net ofretailer share...-$107M Income from continuingoperations before income...$243M Total non-interestexpenses$472M Income from continuingoperations$181M Provision for income taxes$62M Employee compensationand benefits$220M Card and processingexpenses$80M Information processing andcommunication$76M Other$42M Marketing expenses$35M Depreciation andamortization$19M Net income$181M Net incomeavailable to common...$179M Dividends declared topreferred stockholders$2M

BREAD FINANCIAL HOLDINGS, INC. (BFH)

BREAD FINANCIAL HOLDINGS, INC. (BFH)