Financial insights of BFH

MyFinsight

Income Statement	2026-03-31	2025-12-31	2025-09-30	2025-06-30
Total net interest and non-interest income	1,018	997*	971	929
Provision for credit losses	303	383*	299	274
Total net interest and non-interest income, after provision for credit losses	715	614*	672	655
Employee compensation and benefits	220	230*	222	212
Card and processing expenses	80	79*	81	81
Information processing and communication	76	85*	72	77
Marketing expenses	35	42*	38	34
Depreciation and amortization	19	20*	20	20
Other	42	98*	43	57
Total non-interest expenses	472	553*	476	481
Income from continuing operations before income taxes	243	61*	196	174
Provision for income taxes	62	30*	8	35
Income from continuing operations	181	31*	188	139
Loss from discontinued operations, net of income taxes	0	-3*	0	0
Net income	181	28	188	139
Dividends declared to preferred stockholders	2	NaN	NaN	NaN
Net income available to common stockholders	179	NaN	NaN	NaN

Basic EPS	4.19	0.583	4.04	2.97
Diluted EPS	4.15	0.572	3.96	2.94
Basic Average Shares	42,800,000	47,200,000	46,500,000	46,700,000
Diluted Average Shares	43,200,000	48,100,000	47,500,000	47,200,000

Unit: Million (M) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.