Financial insights of BFH

MyFinsight

For the quarter ending 2025-09-30, BFH made $971M in revenue. $188M in net income. Net profit margin of 19.36%.

Unit: Million (M) dollars (except for numbers of shares and EPS)

Income Statement	2025-09-30	2025-06-30	2024-09-30	2024-06-30
Total net interest and non-interest income	971	929	983	939
Provision for credit losses	299	274	369	290
Total net interest and non-interest income, after provision for credit losses	672	655	614	649
Employee compensation and benefits	222	212	228	214
Card and processing expenses	81	81	77	77
Information processing and communication	72	77	73	73
Marketing expenses	38	34	38	33
Depreciation and amortization	20	20	22	23
Occupancy expense	-	-	-	6
Professional services and regulatory fees	-	-	-	31
Other	-	-	-	12
Other	43	57	136	49
Total non-interest expenses	476	481	574	469
Income from continuing operations before income taxes	196	174	40	180
Provision for income taxes	8	35	37	47
Income from continuing operations	188	139	3	133
Loss from discontinued operations, net of income taxes	0	0	-1	0
Net income	188	139	2	133

Basic (in shares)	46,500,000	46,700,000	49,700,000	49,600,000
Diluted (in shares)	47,500,000	47,200,000	51,000,000	50,200,000
Net income per share (in dollars per share)	3.96	2.94	0.05	2.66
Net income per share (in dollars per share)	4.04	2.97	0.05	2.69