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For the year ending 2025-12-31, BFH made $3,845M in revenue. $518M in net income. Net profit margin of 13.47%.

Income Overview

Revenue
$3,845M
Net Income
$518M
Net Profit Margin
13.47%
EPS
$10.89
Unit: Million (M) dollars
Revenue Breakdown
    • Interest and fees on loans
    • Interest on deposits
    • Interest on borrowings
    • Others

Unit: Million (M) dollars (except for numbers of shares and EPS)
Income Statement
2025-12-31
Total net interest and non-interest income
3,845
Provision for credit losses
1,242
Total net interest and non-interest income, after provision for credit losses
2,603
Employee compensation and benefits
880
Card and processing expenses
322
Information processing and communication
308
Marketing expenses
150
Depreciation and amortization
80
Other
248
Total non-interest expenses
1,988
Income from continuing operations before income taxes
615
Provision for income taxes
94
Income from continuing operations
521
Loss from discontinued operations, net of income taxes
-3
Net income available to common stockholders
518
Basic (in shares)
46,800,000
Diluted (in shares)
47,600,000
Net income per share (in dollars per share)
10.89
Net income per share (in dollars per share)
11.07
Unit: Million (M) dollars (except for numbers of shares and EPS)

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image
Interest on cash andinvestment securities$173M Interest and fees on loans$4,739M Total interest income$4,912M Interest income(expense)$4,058M Total interestexpense$854M Other SundryNoninterest Income$2M Paper statement fees$82M Payment protectionproducts$116M Total net interest andnon-interest income$3,845M Total non-interestincome-$213M Other$200M Gain on portfoliosale$3M Interest on borrowings$300M Interest on deposits$554M Total net interest andnon-interest income, after...$2,603M Provision for creditlosses$1,242M Interchange revenue, net ofretailer share...-$416M Income from continuingoperations before income...$615M Total non-interestexpenses$1,988M Income from continuingoperations$521M Provision for income taxes$94M Other$248M Depreciation andamortization$80M Marketing expenses$150M Information processing andcommunication$308M Card and processingexpenses$322M Employee compensationand benefits$880M Net incomeavailable to common...$518M Loss fromdiscontinued operations, net...-$3M

BREAD FINANCIAL HOLDINGS, INC. (BFH)

BREAD FINANCIAL HOLDINGS, INC. (BFH)