For the year ending 2025-12-31, BFH made $3,845M in revenue. $518M in net income. Net profit margin of 13.47%.
| Income Statement | 2025-12-31 | |||
|---|---|---|---|---|
| Total net interest and non-interest income | 3,845 | |||
| Provision for credit losses | 1,242 | |||
| Total net interest and non-interest income, after provision for credit losses | 2,603 | |||
| Employee compensation and benefits | 880 | |||
| Card and processing expenses | 322 | |||
| Information processing and communication | 308 | |||
| Marketing expenses | 150 | |||
| Depreciation and amortization | 80 | |||
| Other | 248 | |||
| Total non-interest expenses | 1,988 | |||
| Income from continuing operations before income taxes | 615 | |||
| Provision for income taxes | 94 | |||
| Income from continuing operations | 521 | |||
| Loss from discontinued operations, net of income taxes | -3 | |||
| Net income available to common stockholders | 518 | |||
| Basic (in shares) | 46,800,000 | |||
| Diluted (in shares) | 47,600,000 | |||
| Net income per share (in dollars per share) | 10.89 | |||
| Net income per share (in dollars per share) | 11.07 | |||
BREAD FINANCIAL HOLDINGS, INC. (BFH)
BREAD FINANCIAL HOLDINGS, INC. (BFH)