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Balance Sheets Overview

Debt to Asset Ratio
85.01%
Unit: Million (M) dollars
Assets Breakdown
    • Total credit card and other loan...
    • Cash and cash equivalents
    • Allowance for credit losses
    • Others
Liabilities Breakdown
    • Debt issued by consolidated vari...
    • Retained earnings
    • Additional paid-in capital
    • Others
Balance Sheets
2026-06-30
2026-03-31
2025-12-31
2025-09-30
Cash and cash equivalents
3,683
3,637
3,604
3,764
Total credit card and other loans (includes loans available to settle obligations of consolidated variable interest entities june30, 2026, 10,034 december31, 2025, 10,708)
18,477
18,135
18,805
17,655
Allowance for credit losses
2,075
2,078
2,106
2,070
Credit card and other loans, net
16,402
16,057
16,699
15,585
Investments (includes investment securities carried at fair value june30, 2026, 218 december31, 2025, 221)
288
286
284
284
Property and equipment, net
104
112
117
122
Goodwill and intangible assets, net
701
708
716
723
Other assets
1,274
1,508
1,243
1,236
Total assets
22,452
22,308
22,663
21,714
Deposits
14,732
14,073
13,916
13,535
Debt issued by consolidated variable interest entities
2,447
3,041
3,422
2,682
Long-term and other debt
838
837
886
1,105
Other liabilities
1,070
1,032
1,112
1,075
Total liabilities
19,087
18,983
19,336
18,397
Common stock, 0.01 par value authorized, 200.0 million shares issued, 46.0 million shares as of september30, 2025 and 49.1 million shares as of december31, 2024
-
-
-
1
Additional paid-in capital
1,603
1,699
1,868
1,900
Retained earnings
1,779
1,643
1,475
1,432
Accumulated other comprehensive loss
-17
-17
-16
-16
Total stockholders equity
3,365
3,325
3,327
3,317
Total liabilities and stockholders equity
22,452
22,308
22,663
21,714
Unit: Million (M) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Balance Sheets

Total credit card andother loans (includes...$18,477M (4.65%↑ Y/Y)Credit card and otherloans, net$16,402M (5.42%↑ Y/Y)Cash and cashequivalents$3,683M (-3.05%↓ Y/Y)Other assets$1,274M (-4.14%↓ Y/Y)Goodwill and intangibleassets, net$701M (-4.10%↓ Y/Y)Investments (includesinvestment securities...$288M (3.97%↑ Y/Y)Property and equipment,net$104M (-18.11%↓ Y/Y)Allowance for creditlosses$2,075M (-1.10%↓ Y/Y)Total assets$22,452M (2.89%↑ Y/Y)Total liabilities andstockholders equity$22,452M (2.89%↑ Y/Y)Total liabilities$19,087M (2.32%↑ Y/Y)Total stockholdersequity$3,365M (6.29%↑ Y/Y)Accumulated othercomprehensive loss-$17M (10.53%↑ Y/Y)Deposits$14,732M (10.43%↑ Y/Y)Debt issued byconsolidated variable...$2,447M (-20.78%↓ Y/Y)Other liabilities$1,070M (-1.65%↓ Y/Y)Long-term and other debt$838M (-26.36%↓ Y/Y)Retained earnings$1,779M (41.75%↑ Y/Y)Additional paid-in capital$1,603M (-16.90%↓ Y/Y)

BREAD FINANCIAL HOLDINGS, INC. (BFH)

BREAD FINANCIAL HOLDINGS, INC. (BFH)