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For the year ending 2025-12-31, BFH has $22,663M in assets. $19,336M in debts. $3,604M in cash and cash equivalents.

Balance Sheets Overview

Debt to Asset Ratio
85.32%
Assets Breakdown
    • Total credit card and other loan...
    • Cash and cash equivalents
    • Allowance for credit losses
    • Others
Liabilities Breakdown
    • Deposits
    • Debt issued by consolidated vari...
    • Additional paid-in capital
    • Others

Unit: Million (M) dollars (except for numbers of shares and EPS)
Balance Sheets
2025-12-31
Cash and cash equivalents
3,604
Total credit card and other loans (includes loans available to settle obligations of consolidated variable interest entities 2025, 10,708 2024, 12,408)
18,805
Allowance for credit losses
2,106
Credit card and other loans, net
16,699
Investments (includes investment securities carried at fair value 2025, 221 2024, 217)
284
Property and equipment, net
117
Goodwill and intangible assets, net
716
Other assets
1,243
Total assets
22,663
Deposits
13,916
Debt issued by consolidated variable interest entities
3,422
Long-term and other debt
886
Other liabilities
1,112
Total liabilities
19,336
Additional paid-in capital
1,868
Retained earnings
1,475
Accumulated other comprehensive loss
-16
Total stockholders equity
3,327
Total liabilities and stockholders equity
22,663
Unit: Million (M) dollars

Time Plot

Show the time plot by selecting a row from the table.

Balance Sheets

Total credit card andother loans (includes...$18,805M Other assets$1,243M Goodwill and intangibleassets, net$716M Property and equipment,net$117M Investments (includesinvestment securities...$284M Credit card and otherloans, net$16,699M Cash and cashequivalents$3,604M Allowance for creditlosses$2,106M Total assets$22,663M Total liabilities andstockholders equity$22,663M Total stockholdersequity$3,327M Total liabilities$19,336M Accumulated othercomprehensive loss-$16M Retained earnings$1,475M Additional paid-in capital$1,868M Other liabilities$1,112M Long-term and other debt$886M Debt issued byconsolidated variable...$3,422M Deposits$13,916M

BREAD FINANCIAL HOLDINGS, INC. (BFH)

BREAD FINANCIAL HOLDINGS, INC. (BFH)