| Balance Sheets | 2025-09-30 | 2025-06-30 | ||
|---|---|---|---|---|
| Cash and cash equivalents | 3,764 | 3,799 | ||
| Total credit card and other loans (includes loans available to settle obligations of consolidated variable interest entities september30, 2025, 10,000 december31, 2024, 12,408) | 17,655 | 17,656 | ||
| Allowance for credit losses | 2,070 | 2,098 | ||
| Credit card and other loans, net | 15,585 | 15,558 | ||
| Available-for-sale debt securities | 174 | - | ||
| Equity securities | 49 | - | ||
| Total investment securities | 223 | - | ||
| Equity method and other investments | 61 | - | ||
| Investments (includes investment securities carried at fair value september30, 2025, 223 december31, 2024, 217) | 284 | 277 | ||
| Property and equipment, net | 122 | 127 | ||
| Goodwill and intangible assets, net | 723 | 731 | ||
| Other assets | 1,236 | 1,329 | ||
| Total assets | 21,714 | 21,821 | ||
| Deposits | 13,535 | 13,340 | ||
| Debt issued by consolidated variable interest entities | 2,682 | 3,089 | ||
| Long-term and other debt | 1,105 | 1,138 | ||
| Other liabilities | 1,075 | 1,088 | ||
| Total liabilities | 18,397 | 18,655 | ||
| Common stock, 0.01 par value authorized, 200.0 million shares issued, 46.0 million shares as of september30, 2025 and 49.1 million shares as of december31, 2024 | 1 | 1 | ||
| Additional paid-in capital | 1,900 | 1,929 | ||
| Retained earnings | 1,432 | 1,255 | ||
| Accumulated other comprehensive loss | -16 | -19 | ||
| Total stockholders equity | 3,317 | 3,166 | ||
| Total liabilities and stockholders equity | 21,714 | 21,821 | ||
BREAD FINANCIAL HOLDINGS, INC. (BFH)
BREAD FINANCIAL HOLDINGS, INC. (BFH)