BREAD FINANCIAL HOLDINGS, INC. (BFH)
BREAD FINANCIAL HOLDINGS, INC. (BFH)
| Balance Sheets | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 |
|---|---|---|---|---|
| Cash and cash equivalents | 3,637 | 3,604 | 3,764 | 3,799 |
| Total credit card and other loans (includes loans available to settle obligations of consolidated variable interest entities march31, 2026, 10,091 december31, 2025, 10,708) | 18,135 | 18,805 | 17,655 | 17,656 |
| Allowance for credit losses | 2,078 | 2,106 | 2,070 | 2,098 |
| Credit card and other loans, net | 16,057 | 16,699 | 15,585 | 15,558 |
| Available-for-sale debt securities | 172 | NaN | 174 | NaN |
| Equity securities | 50 | NaN | 49 | NaN |
| Total investment securities | 222 | NaN | 223 | NaN |
| Equity method and other investments | 64 | NaN | 61 | NaN |
| Investments (includes investment securities carried at fair value march31, 2026, 222 december31, 2025, 221) | 286 | 284 | 284 | 277 |
| Property and equipment, net | 112 | 117 | 122 | 127 |
| Goodwill and intangible assets, net | 708 | 716 | 723 | 731 |
| Other assets | 1,508 | 1,243 | 1,236 | 1,329 |
| Total assets | 22,308 | 22,663 | 21,714 | 21,821 |
| Deposits | 14,073 | 13,916 | 13,535 | 13,340 |
| Debt issued by consolidated variable interest entities | 3,041 | 3,422 | 2,682 | 3,089 |
| Long-term and other debt | 837 | 886 | 1,105 | 1,138 |
| Other liabilities | 1,032 | 1,112 | 1,075 | 1,088 |
| Total liabilities | 18,983 | 19,336 | 18,397 | 18,655 |
| Common stock, 0.01 par value authorized, 200.0 million shares issued, 46.0 million shares as of september30, 2025 and 49.1 million shares as of december31, 2024 | NaN | NaN | 1 | 1 |
| Additional paid-in capital | 1,699 | 1,868 | 1,900 | 1,929 |
| Retained earnings | 1,643 | 1,475 | 1,432 | 1,255 |
| Accumulated other comprehensive loss | -17 | -16 | -16 | -19 |
| Total stockholders equity | 3,325 | 3,327 | 3,317 | 3,166 |
| Total liabilities and stockholders equity | 22,308 | 22,663 | 21,714 | 21,821 |