Financial insights of BFIN

MyFinsight

Income Overview

Net Income
$2,359K
Unit: Thousand (K) dollars

Income Statement	2025-09-30	2025-06-30	2025-03-31	2024-12-31
Loans, including fees	10,238	NaN	11,238	12,283*
Taxable	39	NaN	43	NaN
Tax exempt	5,244	NaN	3,360	1,892*
Taxable	NaN	NaN	NaN	48*
Other	1,186	NaN	1,671	2,539*
Total interest income	16,707	NaN	16,312	16,762*
Deposits	4,732	NaN	4,423	4,245*
Borrowings and subordinated notes	335	NaN	394	432*
Total interest expense	5,067	NaN	4,817	4,676*
Net interest income	11,640	NaN	11,495	12,086*
Provision for credit losses - loans	-210	NaN	-261	4,521*
Recovery of credit losses - unfunded commitments	-55	NaN	-35	-39*
(recovery of) provision for credit losses	-265	NaN	-296	4,481*
Net interest income after (recovery of) provision for credit losses	11,905	NaN	11,791	7,605*
Deposit service charges and fees	1,000	NaN	884	810*
Loan servicing fees	82	NaN	187	291*
Trust and insurance commissions and annuities income	314	NaN	437	427*
Loss on disposal of premises and equipment	-21	NaN	-5	-80*
Loss on bank-owned life insurance	0	NaN	4	-10*
Bank-owned life insurance death benefit	0	NaN	NaN	NaN
Gain on repurchase of subordinated notes	0	NaN	42	107*
Other	328	NaN	85	109*
Total noninterest income	1,703	NaN	1,634	1,652*
Compensation and benefits	4,389	NaN	5,704	6,070*
Office occupancy and equipment	1,978	NaN	2,047	2,234*
Advertising and public relations	133	NaN	130	153*
Information technology	1,011	NaN	1,015	926*
Professional fees	1,175	NaN	405	524*
Supplies, telephone, and postage	282	NaN	289	273*
Fdic insurance premiums	160	NaN	157	170*
Other	1,650	NaN	1,165	2,008*
Total noninterest expense	10,778	NaN	10,912	12,355*
Income before income taxes	2,830	NaN	2,513	-3,098*
Income tax expense	471	NaN	432	-981*
Net income	2,359	-359	2,081	-2,117
Tax effect	NaN	53	NaN	NaN
Unrealized holding gain on securities arising during the period	NaN	205	NaN	NaN
Other comprehensive gain, net of tax	NaN	152	NaN	NaN
Comprehensive (loss) income	NaN	-207	NaN	NaN

Basic EPS	0.19	-0.03	0.17	-0.17
Basic Average Shares	12,460,678	12,460,678	12,460,678	12,466,180

Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

MyFinsight

Income Overview

Net Income
$2,359K
Unit: Thousand (K) dollars

Time Plot

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Income Statement

Income Overview

Net Income
$2,359K
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Net Income$2,359KUnit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Net Income$2,359KUnit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Net Income
$2,359K
Unit: Thousand (K) dollars

Net Income
$2,359K
Unit: Thousand (K) dollars