| Income Statement | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-09-30 |
|---|---|---|---|---|
| Loans, including fees | 10,238 | - | 11,238 | 12,300 |
| Taxable | 39 | - | 43 | 47 |
| Tax exempt | 5,244 | - | 3,360 | 2,572 |
| Other | 1,186 | - | 1,671 | 1,967 |
| Total interest income | 16,707 | - | 16,312 | 16,886 |
| Deposits | 4,732 | - | 4,423 | 4,775 |
| Borrowings and subordinated notes | 335 | - | 394 | 450 |
| Total interest expense | 5,067 | - | 4,817 | 5,225 |
| Net interest income | 11,640 | - | 11,495 | 11,661 |
| Provision for credit losses - loans | -210 | - | -261 | 472 |
| Recovery of credit losses - unfunded commitments | -55 | - | -35 | 13 |
| (recovery of) provision for credit losses | -265 | - | -296 | 485 |
| Net interest income after (recovery of) provision for credit losses | 11,905 | - | 11,791 | 11,176 |
| Deposit service charges and fees | 1,000 | - | 884 | 915 |
| Loan servicing fees | 82 | - | 187 | 97 |
| Trust and insurance commissions and annuities income | 314 | - | 437 | 405 |
| Loss on disposal of premises and equipment | -21 | - | -5 | -20 |
| Loss on bank-owned life insurance | 0 | - | 4 | -14 |
| Bank-owned life insurance death benefit | 0 | - | - | - |
| Gain on repurchase of subordinated notes | 0 | - | 42 | - |
| Other | 328 | - | 85 | 99 |
| Total noninterest income | 1,703 | - | 1,634 | 1,482 |
| Compensation and benefits | 4,389 | - | 5,704 | 5,441 |
| Office occupancy and equipment | 1,978 | - | 2,047 | 1,532 |
| Advertising and public relations | 133 | - | 130 | 117 |
| Information technology | 1,011 | - | 1,015 | 971 |
| Professional fees | 1,175 | - | 405 | 299 |
| Supplies, telephone, and postage | 282 | - | 289 | 281 |
| Fdic insurance premiums | 160 | - | 157 | 156 |
| Other | 1,650 | - | 1,165 | 1,287 |
| Total noninterest expense | 10,778 | - | 10,912 | 10,084 |
| Income before income taxes | 2,830 | - | 2,513 | 2,574 |
| Income tax expense | 471 | - | 432 | 581 |
| Net income | 2,359 | -359 | 2,081 | 1,993 |
| Tax effect | - | 53 | - | - |
| Unrealized holding gain on securities arising during the period | - | 205 | - | - |
| Other comprehensive gain, net of tax | - | 152 | - | - |
| Comprehensive (loss) income | - | -207 | - | - |
| Basic and diluted earnings per common share (in dollars per share) | 0.19 | -0.03 | 0.17 | 0.16 |
| Basic and diluted weighted average common shares outstanding (in shares) | 12,460,678 | 12,460,678 | 12,460,678 | 12,460,678 |
BankFinancial CORP (BFIN)
BankFinancial CORP (BFIN)