Financial insights of BFIN

MyFinsight

For the quarter ending 2025-09-30.

Income Overview

Net Income
$2,359K
Unit: Thousand (K) dollars

Income Statement	2025-09-30	2025-06-30	2025-03-31	2024-12-31
Loans, including fees	10,238	-	11,238	12,283*
Taxable	39	-	43	-
Tax exempt	5,244	-	3,360	1,892*
Taxable	-	-	-	48*
Other	1,186	-	1,671	2,539*
Total interest income	16,707	-	16,312	16,762*
Deposits	4,732	-	4,423	4,245*
Borrowings and subordinated notes	335	-	394	432*
Total interest expense	5,067	-	4,817	4,676*
Net interest income	11,640	-	11,495	12,086*
Provision for credit losses - loans	-210	-	-261	4,521*
Recovery of credit losses - unfunded commitments	-55	-	-35	-39*
(recovery of) provision for credit losses	-265	-	-296	4,481*
Net interest income after (recovery of) provision for credit losses	11,905	-	11,791	7,605*
Deposit service charges and fees	1,000	-	884	810*
Loan servicing fees	82	-	187	291*
Trust and insurance commissions and annuities income	314	-	437	427*
Loss on disposal of premises and equipment	-21	-	-5	-80*
Loss on bank-owned life insurance	0	-	4	-10*
Bank-owned life insurance death benefit	0	-	-	-
Gain on repurchase of subordinated notes	0	-	42	107*
Other	328	-	85	109*
Total noninterest income	1,703	-	1,634	1,652*
Compensation and benefits	4,389	-	5,704	6,070*
Office occupancy and equipment	1,978	-	2,047	2,234*
Advertising and public relations	133	-	130	153*
Information technology	1,011	-	1,015	926*
Professional fees	1,175	-	405	524*
Supplies, telephone, and postage	282	-	289	273*
Fdic insurance premiums	160	-	157	170*
Other	1,650	-	1,165	2,008*
Total noninterest expense	10,778	-	10,912	12,355*
Income before income taxes	2,830	-	2,513	-3,098*
Income tax expense	471	-	432	-981*
Net income	2,359	-359	2,081	-2,117
Tax effect	-	53	-	-
Unrealized holding gain on securities arising during the period	-	205	-	-
Other comprehensive gain, net of tax	-	152	-	-
Comprehensive (loss) income	-	-207	-	-

Basic EPS	0.19	-0.03	0.17	-0.17
Basic Average Shares	12,460,678	12,460,678	12,460,678	12,466,180

Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

MyFinsight

Income Overview

Net Income
$2,359K
Unit: Thousand (K) dollars

Time Plot

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Income Statement

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Income Overview

Net Income
$2,359K
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image

Income Overview

Net Income$2,359KUnit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Net Income$2,359KUnit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Net Income
$2,359K
Unit: Thousand (K) dollars

Net Income
$2,359K
Unit: Thousand (K) dollars