BFIN: the balance sheet

MyFinsight

For the quarter ending 2025-09-30, BFIN has $1,454,538K in assets. $1,297,183K in debts. $82,742K in cash and cash equivalents.

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

Balance Sheets	2025-09-30	2025-06-30
Cash and due from other financial institutions	17,293	17,739
Interest-bearing deposits in other financial institutions	65,449	94,497
Cash and cash equivalents	82,742	112,236
Interest-bearing time deposits in other financial institutions	11,844	20,273
Securities, at fair value	537,503	436,965
Loans receivable	768,646	-
Allowance for credit losses	8,814	-
Loans receivable, net of allowance for credit losses september 30, 2025, 8,814 and december 31, 2024, 7,571	759,832	795,963
Foreclosed assets, net	45	738
Stock in federal home loan bank ('fhlb') and federal reserve bank ('frb'), at cost	7,490	7,490
Premises and equipment, net	22,129	22,385
Accrued interest receivable	4,514	4,824
Bank-owned life insurance	17,757	17,757
Deferred taxes	4,364	4,350
Other assets	6,318	6,196
Total assets	1,454,538	1,429,177

Noninterest-bearing	237,431	222,444
Interest-bearing	1,004,650	993,214
Total deposits	1,242,081	1,215,658
Borrowings	10,000	15,000
Subordinated notes, net of unamortized issuance costs	18,274	18,263
Advance payments by borrowers for taxes and insurance	14,385	10,629
Accrued interest payable and other liabilities	12,443	13,585
Total liabilities	1,297,183	1,273,135
Common stock, 0.01 par value, 100,000,000 shares authorized 12,460,678 shares issued at september 30, 2025 and december 31, 2024	125	125
Additional paid-in capital	83,301	83,301
Retained earnings	73,856	72,743
Accumulated other comprehensive income (loss)	73	-127
Total stockholders equity	157,355	156,042
Total liabilities and stockholders equity	1,454,538	1,429,177

Unit: Thousand (K) dollars