For the quarter ending 2026-03-31, BFST has $8,906,808K in assets. $7,915,632K in debts. $589,804K in cash and cash equivalents.
| Balance Sheets | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 |
|---|---|---|---|---|
| Cash and due from banks | 589,804 | 411,175 | 399,079 | 495,757 |
| Federal funds sold | 88,257 | 172,393 | 101,103 | 39,296 |
| Securities purchased under agreements to resell | 30,743 | 25,587 | 25,518 | 25,433 |
| Securities available for sale, at fair values (amortized cost of 1,093,880 at march31, 2026 and 1,031,432 at december31, 2025) | 1,045,817 | 989,229 | 985,938 | 926,450 |
| Mortgage loans held for sale | 480 | 1,094 | 433 | 677 |
| Financing receivable, excluding accrued interest, before allowance for credit loss | 6,684,263 | 6,189,490 | 6,021,055 | - |
| Allowance for loan losses | 63,655 | 53,959 | 57,062 | - |
| Loans and lease receivable, net of allowance for loan losses of 63,655 at march31, 2026 and 53,959 at december31, 2025 | 6,620,608 | 6,135,531 | 5,963,993 | 5,989,154 |
| Premises and equipment, net | 88,421 | 73,982 | 77,944 | 79,007 |
| Accrued interest receivable | 38,176 | 38,494 | 37,171 | 36,738 |
| Other equity securities | 40,047 | 49,342 | 44,313 | 48,736 |
| Other real estate owned | 20,898 | 13,013 | 16,766 | 1,473 |
| Cash value of life insurance | 132,682 | 120,292 | 119,509 | 118,707 |
| Deferred taxes | 22,959 | 20,477 | 21,433 | 25,222 |
| Goodwill | 133,564 | 121,146 | 121,146 | 121,146 |
| Core deposit and customer intangible | 29,409 | 14,497 | 15,136 | 15,775 |
| Other assets | 24,943 | 28,488 | 24,380 | 24,723 |
| Total assets | 8,906,808 | 8,214,740 | 7,953,862 | 7,948,294 |
| Noninterest bearing | 1,575,086 | - | 1,366,558 | 1,410,708 |
| Interest bearing | 5,889,863 | - | 5,140,304 | 5,008,943 |
| Total deposits | 7,464,949 | 6,698,590 | 6,506,862 | 6,419,651 |
| Securities sold under agreements to repurchase | 21,594 | 22,622 | 29,896 | 22,557 |
| Federal home loan bank borrowings | 260,792 | 431,200 | 367,408 | 492,946 |
| Subordinated debt | 92,472 | 92,530 | 92,587 | 92,645 |
| Subordinated debt - trust preferred securities | 9,666 | 5,000 | 5,000 | 5,000 |
| Accrued interest payable | 3,692 | 4,166 | 4,064 | 4,829 |
| Other liabilities | 62,467 | 63,749 | 69,605 | 62,226 |
| Total liabilities | 7,915,632 | 7,317,857 | 7,075,422 | 7,099,854 |
| Preferred stock, no par value 5,000,000 shares authorized 72,010 shares (1,000 liquidation preference) issued at both march31, 2026 and december31, 2025, respectively | 71,930 | 71,930 | 71,930 | 71,930 |
| Common stock, 1 par value 50,000,000 shares authorized 32,624,887 and 29,510,668 shares issued and outstanding at march31, 2026 and december31, 2025, respectively | 32,625 | 29,511 | 29,615 | 29,603 |
| Additional paid-in capital | 580,640 | 502,155 | 503,325 | 502,046 |
| Retained earnings | 343,890 | 326,574 | 309,999 | 292,629 |
| Accumulated other comprehensive loss | -37,909 | -33,287 | -36,429 | -47,768 |
| Total shareholders' equity | 991,176 | 896,883 | 878,440 | 848,440 |
| Total liabilities and shareholders' equity | 8,906,808 | 8,214,740 | 7,953,862 | 7,948,294 |
Business First Bancshares, Inc. (BFST)
Business First Bancshares, Inc. (BFST)