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For the year ending 2025-12-31, BFST has $8,214,740K in assets. $7,317,857K in debts. $411,175K in cash and cash equivalents.

Balance Sheets Overview

Debt to Asset Ratio
89.08%
Unit: Thousand (K) dollars
Assets Breakdown
    • Loans and lease receivable, net ...
    • Securities available for sale, a...
    • Cash and due from banks
    • Others
Liabilities Breakdown
    • Additional paid-in capital
    • Retained earnings
    • Subordinated debt
    • Others

Balance Sheets
2025-12-31
Cash and due from banks
411,175
Federal funds sold
172,393
Securities purchased under agreements to resell
25,587
Securities available for sale, at fair values (amortized cost of 1,031,432 at december31, 2025 and 973,423 at december31, 2024)
989,229
Mortgage loans held for sale
1,094
Financing receivable, excluding accrued interest, before allowance for credit loss
6,189,490
Allowance for loan losses
53,959
Loans and lease receivable, net of allowance for loan losses of 53,959 and 54,840 at december31, 2025 and 2024, respectively
6,135,531
Premises and equipment, net
73,982
Accrued interest receivable
38,494
Other equity securities
49,342
Other real estate owned
13,013
Cash value of life insurance
120,292
Deferred taxes
20,477
Goodwill
121,146
Core deposit and customer intangible
14,497
Other assets
28,488
Total assets
8,214,740
Total deposits
6,698,590
Securities sold under agreements to repurchase
22,622
Federal home loan bank borrowings
431,200
Subordinated debt
92,530
Subordinated debt - trust preferred securities
5,000
Accrued interest payable
4,166
Other liabilities
63,749
Total liabilities
7,317,857
Preferred stock, no par value 5,000,000 shares authorized 72,010 shares (1,000 liquidation preference) issued and outstanding at both december31, 2025 and 2024
71,930
Common stock, 1 par value 50,000,000 shares authorized 29,510,668 and 29,552,358 shares issued and outstanding at december31, 2025 and 2024, respectively
29,511
Additional paid-in capital
502,155
Retained earnings
326,574
Accumulated other comprehensive loss
-33,287
Total shareholders' equity
896,883
Total liabilities and shareholders' equity
8,214,740
Unit: Thousand (K) dollars (except for numbers of shares and EPS).

Time Plot

Show the time plot by selecting a row from the table.

Balance Sheets

Financing receivable,excluding accrued...$6,189,490K Loans and leasereceivable, net of allowance...$6,135,531K Securities available forsale, at fair values...$989,229K Cash and due frombanks$411,175K Federal funds sold$172,393K Goodwill$121,146K Cash value of lifeinsurance$120,292K Premises and equipment,net$73,982K Other equitysecurities$49,342K Accrued interestreceivable$38,494K Other assets$28,488K Securities purchased underagreements to resell$25,587K Deferred taxes$20,477K Core deposit andcustomer intangible$14,497K Other real estateowned$13,013K Mortgage loans held forsale$1,094K Allowance for loan losses$53,959K Total assets$8,214,740K Total liabilities andshareholders' equity$8,214,740K Total liabilities$7,317,857K Total shareholders'equity$896,883K Accumulated othercomprehensive loss-$33,287K Total deposits$6,698,590K Federal home loan bankborrowings$431,200K Subordinated debt$92,530K Other liabilities$63,749K Securities sold underagreements to repurchase$22,622K Subordinated debt - trustpreferred securities$5,000K Accrued interestpayable$4,166K Additional paid-in capital$502,155K Retained earnings$326,574K Preferred stock, no parvalue 5,000,000...$71,930K Common stock, 1 parvalue 50,000,000...$29,511K

Business First Bancshares, Inc. (BFST)

Business First Bancshares, Inc. (BFST)