For the year ending 2025-12-31, BFST has $8,214,740K in assets. $7,317,857K in debts. $411,175K in cash and cash equivalents.
| Balance Sheets | 2025-12-31 | |||
|---|---|---|---|---|
| Cash and due from banks | 411,175 | |||
| Federal funds sold | 172,393 | |||
| Securities purchased under agreements to resell | 25,587 | |||
| Securities available for sale, at fair values (amortized cost of 1,031,432 at december31, 2025 and 973,423 at december31, 2024) | 989,229 | |||
| Mortgage loans held for sale | 1,094 | |||
| Financing receivable, excluding accrued interest, before allowance for credit loss | 6,189,490 | |||
| Allowance for loan losses | 53,959 | |||
| Loans and lease receivable, net of allowance for loan losses of 53,959 and 54,840 at december31, 2025 and 2024, respectively | 6,135,531 | |||
| Premises and equipment, net | 73,982 | |||
| Accrued interest receivable | 38,494 | |||
| Other equity securities | 49,342 | |||
| Other real estate owned | 13,013 | |||
| Cash value of life insurance | 120,292 | |||
| Deferred taxes | 20,477 | |||
| Goodwill | 121,146 | |||
| Core deposit and customer intangible | 14,497 | |||
| Other assets | 28,488 | |||
| Total assets | 8,214,740 | |||
| Total deposits | 6,698,590 | |||
| Securities sold under agreements to repurchase | 22,622 | |||
| Federal home loan bank borrowings | 431,200 | |||
| Subordinated debt | 92,530 | |||
| Subordinated debt - trust preferred securities | 5,000 | |||
| Accrued interest payable | 4,166 | |||
| Other liabilities | 63,749 | |||
| Total liabilities | 7,317,857 | |||
| Preferred stock, no par value 5,000,000 shares authorized 72,010 shares (1,000 liquidation preference) issued and outstanding at both december31, 2025 and 2024 | 71,930 | |||
| Common stock, 1 par value 50,000,000 shares authorized 29,510,668 and 29,552,358 shares issued and outstanding at december31, 2025 and 2024, respectively | 29,511 | |||
| Additional paid-in capital | 502,155 | |||
| Retained earnings | 326,574 | |||
| Accumulated other comprehensive loss | -33,287 | |||
| Total shareholders' equity | 896,883 | |||
| Total liabilities and shareholders' equity | 8,214,740 | |||
Business First Bancshares, Inc. (BFST)
Business First Bancshares, Inc. (BFST)