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Balance Sheets Overview

Debt to Asset Ratio
88.67%
Unit: Thousand (K) dollars
Assets Breakdown
    • Loans and lease receivable, net ...
    • Securities available for sale, a...
    • Cash and due from banks
    • Others
Liabilities Breakdown
    • Additional paid-in capital
    • Retained earnings
    • Subordinated debt
    • Others
Balance Sheets
2026-06-30
2026-03-31
2025-12-31
2025-09-30
Cash and due from banks
575,604
589,804
411,175
399,079
Federal funds sold
95,535
88,257
172,393
101,103
Securities purchased under agreements to resell
30,702
30,743
25,587
25,518
Securities available for sale, at fair values (amortized cost of 1,086,550 at june30, 2026 and 1,031,432 at december31, 2025)
1,041,133
1,045,817
989,229
985,938
Mortgage loans held for sale
2,838
480
1,094
433
Financing receivable, excluding accrued interest, before allowance for credit loss
6,659,447
6,684,263
6,189,490
6,021,055
Allowance for loan losses
62,458
63,655
53,959
57,062
Loans and lease receivable, net of allowance for loan losses of 62,458 at june30, 2026 and 53,959 at december31, 2025
6,596,989
6,620,608
6,135,531
5,963,993
Premises and equipment, net
88,925
88,421
73,982
77,944
Accrued interest receivable
38,969
38,176
38,494
37,171
Other equity securities
51,302
40,047
49,342
44,313
Other real estate owned
25,109
20,898
13,013
16,766
Cash value of life insurance
139,169
132,682
120,292
119,509
Deferred taxes
21,561
22,959
20,477
21,433
Goodwill
135,222
133,564
121,146
121,146
Core deposit and customer intangible
33,267
29,409
14,497
15,136
Other assets
27,181
24,943
28,488
24,380
Total assets
8,903,506
8,906,808
8,214,740
7,953,862
Total deposits
7,235,556
7,464,949
6,698,590
6,506,862
Securities sold under agreements to repurchase
24,442
21,594
22,622
29,896
Federal home loan bank borrowings
442,494
260,792
431,200
367,408
Subordinated debt
114,250
92,472
92,530
92,587
Subordinated debt - trust preferred securities
9,678
9,666
5,000
5,000
Accrued interest payable
3,774
3,692
4,166
4,064
Other liabilities
64,735
62,467
63,749
69,605
Total liabilities
7,894,929
7,915,632
7,317,857
7,075,422
Preferred stock, no par value 5,000,000 shares authorized 72,010 shares (1,000 liquidation preference) issued at both june30, 2026 and december31, 2025, respectively
71,930
71,930
71,930
71,930
Common stock, 1 par value 50,000,000 shares authorized 32,535,659 and 29,510,668 shares issued and outstanding at june30, 2026 and december31, 2025, respectively
32,536
32,625
29,511
29,615
Additional paid-in capital
578,087
580,640
502,155
503,325
Retained earnings
361,846
343,890
326,574
309,999
Accumulated other comprehensive loss
-35,822
-37,909
-33,287
-36,429
Total shareholders' equity
1,008,577
991,176
896,883
878,440
Total liabilities and shareholders' equity
8,903,506
8,906,808
8,214,740
7,953,862
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Balance Sheets

Financing receivable,excluding accrued...$6,659,447K (10.12%↑ Y/Y)Loans and leasereceivable, net of allowance...$6,596,989K (10.15%↑ Y/Y)Securities available forsale, at fair values...$1,041,133K (12.38%↑ Y/Y)Cash and due frombanks$575,604K (16.11%↑ Y/Y)Cash value of lifeinsurance$139,169K (17.24%↑ Y/Y)Goodwill$135,222K (11.62%↑ Y/Y)Federal funds sold$95,535K (143.12%↑ Y/Y)Premises and equipment,net$88,925K (12.55%↑ Y/Y)Other equitysecurities$51,302K (5.27%↑ Y/Y)Accrued interestreceivable$38,969K (6.07%↑ Y/Y)Core deposit andcustomer intangible$33,267K (110.88%↑ Y/Y)Securities purchased underagreements to resell$30,702K (20.72%↑ Y/Y)Other assets$27,181K (9.94%↑ Y/Y)Other real estateowned$25,109K (1604.62%↑ Y/Y)Deferred taxes$21,561K (-14.52%↓ Y/Y)Mortgage loans held forsale$2,838K (319.20%↑ Y/Y)Allowance for loan losses$62,458K (206.77%↑ Y/Y)Total assets$8,903,506K (12.02%↑ Y/Y)Total liabilities andshareholders' equity$8,903,506K (12.02%↑ Y/Y)Total liabilities$7,894,929K (11.20%↑ Y/Y)Total shareholders'equity$1,008,577K (18.87%↑ Y/Y)Accumulated othercomprehensive loss-$35,822K (25.01%↑ Y/Y)Total deposits$7,235,556K (12.71%↑ Y/Y)Federal home loan bankborrowings$442,494K (-10.23%↓ Y/Y)Subordinated debt$114,250K (23.32%↑ Y/Y)Other liabilities$64,735K (4.03%↑ Y/Y)Securities sold underagreements to repurchase$24,442K (8.36%↑ Y/Y)Subordinated debt - trustpreferred securities$9,678K (93.56%↑ Y/Y)Accrued interestpayable$3,774K (-21.85%↓ Y/Y)Additional paid-in capital$578,087K (15.15%↑ Y/Y)Retained earnings$361,846K (23.65%↑ Y/Y)Preferred stock, no parvalue 5,000,000...$71,930K (0.00%↑ Y/Y)Common stock, 1 parvalue 50,000,000...$32,536K (9.91%↑ Y/Y)

Business First Bancshares, Inc. (BFST)

Business First Bancshares, Inc. (BFST)