For the quarter ending 2025-09-30, BFST has $7,953,862K in assets. $7,075,422K in debts. $399,079K in cash and cash equivalents.
| Balance Sheets | 2025-09-30 | 2025-06-30 | ||
|---|---|---|---|---|
| Cash and due from banks | 399,079 | 495,757 | ||
| Federal funds sold | 101,103 | 39,296 | ||
| Securities purchased under agreements to resell | 25,518 | 25,433 | ||
| Securities available for sale, at fair values (amortized cost of 1,032,124 at september30, 2025 and 973,423 at december31, 2024) | 985,938 | 926,450 | ||
| Mortgage loans held for sale | 433 | 677 | ||
| Financing receivable, excluding accrued interest, before allowance for credit loss | 6,021,055 | - | ||
| Allowance for loan losses | 57,062 | - | ||
| Loans and lease receivable, net of allowance for loan losses of 57,062 at september30, 2025 and 54,840 at december31, 2024 | 5,963,993 | 5,989,154 | ||
| Premises and equipment, net | 77,944 | 79,007 | ||
| Accrued interest receivable | 37,171 | 36,738 | ||
| Other equity securities | 44,313 | 48,736 | ||
| Other real estate owned | 16,766 | 1,473 | ||
| Cash value of life insurance | 119,509 | 118,707 | ||
| Deferred taxes | 21,433 | 25,222 | ||
| Goodwill | 121,146 | 121,146 | ||
| Core deposit and customer intangible | 15,136 | 15,775 | ||
| Other assets | 24,380 | 24,723 | ||
| Total assets | 7,953,862 | 7,948,294 | ||
| Noninterest bearing | 1,366,558 | 1,410,708 | ||
| Interest bearing | 5,140,304 | 5,008,943 | ||
| Total deposits | 6,506,862 | 6,419,651 | ||
| Securities sold under agreements to repurchase | 29,896 | 22,557 | ||
| Federal home loan bank borrowings | 367,408 | 492,946 | ||
| Subordinated debt | 92,587 | 92,645 | ||
| Subordinated debt - trust preferred securities | 5,000 | 5,000 | ||
| Accrued interest payable | 4,064 | 4,829 | ||
| Other liabilities | 69,605 | 62,226 | ||
| Total liabilities | 7,075,422 | 7,099,854 | ||
| Preferred stock, no par value 5,000,000 shares authorized 72,010 shares (1,000 liquidation preference) issued at both september30, 2025 and december31, 2024, respectively | 71,930 | 71,930 | ||
| Common stock, 1 par value 50,000,000 shares authorized 29,615,370 and 29,552,358 shares issued and outstanding at september30, 2025 and december31, 2024, respectively | 29,615 | 29,603 | ||
| Additional paid-in capital | 503,325 | 502,046 | ||
| Retained earnings | 309,999 | 292,629 | ||
| Accumulated other comprehensive loss | -36,429 | -47,768 | ||
| Total shareholders' equity | 878,440 | 848,440 | ||
| Total liabilities and shareholders' equity | 7,953,862 | 7,948,294 | ||
Business First Bancshares, Inc. (BFST)
Business First Bancshares, Inc. (BFST)