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Income Overview

Revenue
$3,197K
Net Income
$22,825K
Net Profit Margin
713.95%
EPS
$0.7
Unit: Thousand (K) dollars
Income Statement
2026-06-30
2026-03-31
2025-12-31
2025-09-30
Service charges on deposit accounts
3,197
3,142
2,646
2,565
Gain (loss) on sales of securities
-6
80
35
77
Gain on sales of loans
1,583
1,341
777
624
Other income
9,193
9,487
8,772
8,405
Total other income
13,967
14,050
12,230
11,671
Interest and fees on loans
111,780
109,146
105,515
106,662
Interest and dividends on non-taxable securities
1,806
1,792
1,844
2,924
Interest and dividends on taxable securities
7,298
6,670
5,447
4,630
Interest on federal funds sold and due from banks
4,766
4,886
4,974
4,472
Total interest income
125,650
122,494
117,780
118,688
Interest on deposits
41,251
42,758
41,580
43,358
Interest on borrowings
6,555
4,541
5,338
6,054
Total interest expense
47,806
47,299
46,918
49,412
Net interest income
77,844
75,195
70,862
69,276
Provision for credit losses
1,991
2,278
3,098
3,183
Net interest income after provision for credit losses
75,853
72,917
67,764
66,093
Salaries and employee benefits
33,120
33,039
30,426
27,613
Occupancy and equipment expense
8,279
8,122
6,809
7,284
Merger and conversion-related expense
303
1,377
-
-
Other expenses
17,823
14,933
15,177
13,985
Total other expenses
59,525
57,471
52,412
48,882
Income before income taxes
30,295
29,496
27,582
28,882
Provision for income taxes
6,120
5,932
5,223
6,026
Net income
24,175
23,564
22,359
22,856
Preferred stock dividends
1,350
1,350
1,350
1,351
Net income available to common shareholders
22,825
22,214
21,009
21,505
Basic EPS
0.7
0.68
0.72
0.73
Diluted EPS
0.7
0.68
0.715
0.73
Basic Average Shares
32,589,951
32,579,934
29,194,260
29,544,425
Diluted Average Shares
32,763,608
32,785,554
29,393,273
29,656,639
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Interest and fees on loans$111,780K (7.45%↑ Y/Y)Interest and dividends ontaxable securities$7,298K (24.56%↑ Y/Y)Interest on federal fundssold and due from...$4,766K (21.71%↑ Y/Y)Interest and dividends onnon-taxable securities$1,806K (72.49%↑ Y/Y)Total interest income$125,650K (9.40%↑ Y/Y)Net interest income$77,844K (16.11%↑ Y/Y)Other income$9,193K (-16.79%↓ Y/Y)Service charges ondeposit accounts$3,197K (21.42%↑ Y/Y)Gain on sales of loans$1,583K (102.69%↑ Y/Y)Total interestexpense$47,806K (-0.00%↓ Y/Y)Net interest incomeafter provision for...$75,853K (17.03%↑ Y/Y)Total other income$13,967K (-3.11%↓ Y/Y)Provision for creditlosses$1,991K (-10.52%↓ Y/Y)Gain (loss) on salesof securities-$6K (87.23%↑ Y/Y)Interest on deposits$41,251K (-0.71%↓ Y/Y)Interest on borrowings$6,555K (4.68%↑ Y/Y)Income before incometaxes$30,295K (8.10%↑ Y/Y)Total other expenses$59,525K (16.25%↑ Y/Y)Net income$24,175K (9.37%↑ Y/Y)Provision for income taxes$6,120K (3.33%↑ Y/Y)Salaries and employeebenefits$33,120K (16.96%↑ Y/Y)Other expenses$17,823K (13.33%↑ Y/Y)Occupancy and equipmentexpense$8,279K (15.60%↑ Y/Y)Merger andconversion-related expense$303K Net incomeavailable to common...$22,825K (9.98%↑ Y/Y)Preferred stock dividends$1,350K (0.00%↑ Y/Y)

Business First Bancshares, Inc. (BFST)

Business First Bancshares, Inc. (BFST)