Financial insights of BFST

MyFinsight

For the quarter ending 2026-03-31, BFST made $3,142K in revenue. $22,214K in net income. Net profit margin of 707.00%.

Income Overview

Revenue
$3,142K
Net Income
$22,214K
Net Profit Margin
707.00%
EPS
$0.68
Unit: Thousand (K) dollars

Income Statement	2026-03-31	2025-12-31	2025-09-30	2025-06-30
Service charges on deposit accounts	3,142	2,646	2,565	2,633
Gain (loss) on sales of securities	80	35	77	-47
Gain on sales of loans	1,341	777	624	781
Other income	9,487	8,772	8,405	11,048
Total other income	14,050	12,230	11,671	14,415
Interest and fees on loans	109,146	105,515	106,662	104,028
Interest and dividends on non-taxable securities	1,792	1,844	2,924	1,047
Interest and dividends on taxable securities	6,670	5,447	4,630	5,859
Interest on federal funds sold and due from banks	4,886	4,974	4,472	3,916
Total interest income	122,494	117,780	118,688	114,850
Interest on deposits	42,758	41,580	43,358	41,546
Interest on borrowings	4,541	5,338	6,054	6,262
Total interest expense	47,299	46,918	49,412	47,808
Net interest income	75,195	70,862	69,276	67,042
Provision for credit losses	2,278	3,098	3,183	2,225
Net interest income after provision for credit losses	72,917	67,764	66,093	64,817
Salaries and employee benefits	33,039	30,426	27,613	28,317
Occupancy and equipment expense	8,122	6,809	7,284	7,162
Merger and conversion-related expense	1,377	-	-	-
Other expenses	14,933	15,177	13,985	15,727
Total other expenses	57,471	52,412	48,882	51,206
Income before income taxes	29,496	27,582	28,882	28,026
Provision for income taxes	5,932	5,223	6,026	5,923
Net income	23,564	22,359	22,856	22,103
Preferred stock dividends	1,350	1,350	1,351	1,350
Net income available to common shareholders	22,214	21,009	21,505	20,753

Basic EPS	0.68	0.72	0.73	0.7
Diluted EPS	0.68	0.715	0.73	0.7
Basic Average Shares	32,579,934	29,194,260	29,544,425	29,517,495
Diluted Average Shares	32,785,554	29,393,273	29,656,639	29,586,975

Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

MyFinsight

Income Overview

Revenue
$3,142K
Net Income
$22,214K
Net Profit Margin
707.00%
EPS
$0.68
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

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Income Overview

Revenue
$3,142K
Net Income
$22,214K
Net Profit Margin
707.00%
EPS
$0.68
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image

Income Overview

Revenue$3,142KNet Income$22,214KNet Profit Margin707.00%EPS$0.68Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Revenue$3,142KNet Income$22,214KNet Profit Margin707.00%EPS$0.68Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Revenue
$3,142K
Net Income
$22,214K
Net Profit Margin
707.00%
EPS
$0.68
Unit: Thousand (K) dollars

Revenue
$3,142K
Net Income
$22,214K
Net Profit Margin
707.00%
EPS
$0.68
Unit: Thousand (K) dollars