For the quarter ending 2025-09-30, BFST made $228,653,000 in revenue. $21,505,000 in net income. Net profit margin of 9.41%.
| Income Statement | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 |
|---|---|---|---|---|
| Interest and fees on loans | 106,662,000 | 104,028,000 | 102,992,000 | 95,322,000 |
| Interest and dividends on non-taxable securities | 2,924,000 | 1,047,000 | 1,075,000 | 1,069,500 |
| Interest and dividends on taxable securities | 4,630,000 | 5,859,000 | 6,190,000 | 5,385,000 |
| Interest on federal funds sold and due from banks | 4,472,000 | 3,916,000 | 3,436,000 | 4,300,000 |
| Total interest income | 118,688,000 | 114,850,000 | 113,693,000 | 106,076,500 |
| Interest on deposits | 43,358,000 | 41,546,000 | 42,439,000 | 41,445,500 |
| Interest on borrowings | 6,054,000 | 6,262,000 | 5,271,000 | 6,001,000 |
| Total interest expense | 49,412,000 | 47,808,000 | 47,710,000 | 47,446,500 |
| Net interest income | 69,276,000 | 67,042,000 | 65,983,000 | 58,630,000 |
| Provision for credit losses | 3,183,000 | 2,225,000 | 2,812,000 | 3,949,000 |
| Net interest income after provision for credit losses | 66,093,000 | 64,817,000 | 63,171,000 | 54,681,000 |
| Service charges on deposit accounts | 2,565,000 | 2,633,000 | 2,860,000 | 2,658,500 |
| Gain (loss) on sales of securities | 77,000 | -47,000 | -1,000 | 10,000 |
| Gain on sales of loans | 624,000 | 781,000 | 1,256,000 | 195,500 |
| Other income | 8,405,000 | 11,048,000 | 9,111,000 | 7,757,500 |
| Total other income | 11,671,000 | 14,415,000 | 13,226,000 | 10,621,500 |
| Salaries and employee benefits | 27,613,000 | 28,317,000 | 29,497,000 | 26,758,500 |
| Occupancy and equipment expense | 7,284,000 | 7,162,000 | 7,356,000 | 6,222,000 |
| Other expenses | 13,985,000 | 15,727,000 | 13,725,000 | 13,065,500 |
| Total other expenses | 48,882,000 | 51,206,000 | 50,578,000 | 46,046,000 |
| Income before income taxes | 28,882,000 | 28,026,000 | 25,819,000 | 19,256,500 |
| Provision for income taxes | 6,026,000 | 5,923,000 | 5,276,000 | 4,227,500 |
| Net income | 22,856,000 | 22,103,000 | 20,543,000 | 15,029,000 |
| Preferred stock dividends | 1,351,000 | 1,350,000 | 1,350,000 | 1,350,000 |
| Net income available to common shareholders | 21,505,000 | 20,753,000 | 19,193,000 | 13,679,000 |
| Basic (in dollars per share) | 0.73 | 0.7 | 0.65 | 0.495 |
| Diluted (in dollars per share) | 0.73 | 0.7 | 0.65 | 0.495 |
| Weighted average common shares outstanding (in shares) | 29,544,425 | 29,517,495 | 29,329,668 | -12,150,371.5 |
| Weighted average dilutive common shares (in shares) | 29,656,639 | 29,586,975 | 29,545,921 | -12,191,888.5 |
Business First Bancshares, Inc. (BFST)
Business First Bancshares, Inc. (BFST)