bfst: the income statement

MyFinsight

Business First Bancshares, Inc. (BFST)

For the quarter ending 2025-06-30, BFST made $2,633K in revenue. $20,753K in net income. Net profit margin of 788.19%.

Overview

Revenue
$2,633K
Net Income
$20,753K
Net Profit Margin
788.19%
EPS
$0.7
Unit: Thousand (K) dollars

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

	2025-06-30	2025-03-31	2024-09-30	2024-06-30
Service charges on deposit accounts	2,633	2,860	2,723	2,537
Other income	11,048	9,111	7,942	7,179
Gain on sales of loans	781	1,256	122	2,460
Loss on sales of securities	-47	-1	-13	-
Total other income	14,415	13,226	10,774	12,176
Other expenses	15,727	13,725	11,745	11,870
Occupancy and equipment expense	7,162	7,356	5,828	5,717
Salaries and employee benefits	28,317	29,497	24,877	25,523
Total other expenses	51,206	50,578	42,450	43,110
Provision for credit losses	2,225	2,812	1,665	1,310
Interest on deposits	41,546	42,439	41,303	40,900
Interest on borrowings	6,262	5,271	5,324	4,961
Total interest expense	47,808	47,710	46,627	45,861
Interest and fees on loans	104,028	102,992	93,307	90,604
Interest on federal funds sold and due from banks	3,916	3,436	3,017	3,333
Interest and dividends on taxable securities	5,859	6,190	5,367	4,857
Interest and dividends on non-taxable securities	1,047	1,075	1,050	1,076
Total interest income	114,850	113,693	102,741	99,870
Net interest income	67,042	65,983	56,114	54,009
Net interest income after provision for credit losses	64,817	63,171	54,449	52,699
Income before income taxes	28,026	25,819	22,773	21,765
Provision for income taxes	5,923	5,276	4,930	4,559
Net income	22,103	20,543	17,843	17,206
Preferred stock dividends	1,350	1,350	1,351	1,350
Net income available to common shareholders	20,753	19,193	16,492	15,856

Basic (in dollars per share)	0.7	0.65	0.65	0.63
Diluted (in dollars per share)	0.7	0.65	0.65	0.62
Weighted average common shares outstanding (in shares)	29,517,495	29,329,668	25,289,094	25,265,495
Weighted average dilutive common shares (in shares)	29,586,975	29,545,921	25,440,247	25,395,614

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

MyFinsight

Overview

Revenue
$2,633K
Net Income
$20,753K
Net Profit Margin
788.19%
EPS
$0.7
Unit: Thousand (K) dollars

Income Statement

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Overview

Revenue
$2,633K
Net Income
$20,753K
Net Profit Margin
788.19%
EPS
$0.7
Unit: Thousand (K) dollars

Income Statement

DownloadDownload image

Overview

Revenue$2,633KNet Income$20,753KNet Profit Margin788.19%EPS$0.7Unit: Thousand (K) dollars

Income Statement

Overview

Revenue$2,633KNet Income$20,753KNet Profit Margin788.19%EPS$0.7Unit: Thousand (K) dollars

Income Statement

Revenue
$2,633K
Net Income
$20,753K
Net Profit Margin
788.19%
EPS
$0.7
Unit: Thousand (K) dollars

Revenue
$2,633K
Net Income
$20,753K
Net Profit Margin
788.19%
EPS
$0.7
Unit: Thousand (K) dollars