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Balance Sheets Overview

Debt to Asset Ratio
88.41%
Unit: Thousand (K) dollars
Assets Breakdown
    • Total loans held for investment
    • Available-for-sale debt securiti...
    • Goodwill
    • Others
Liabilities Breakdown
    • Interest-bearing demand
    • Non-interest bearing demand
    • Savings
    • Others
Balance Sheets
2026-06-30
2026-03-31
2025-12-31
2025-09-30
Cash and due from banks
46,270
35,595
44,947
42,743
Interest-earning deposits with other banks
58,118
46,620
35,890
93,971
Total cash and cash equivalents
104,388
82,215
80,837
136,714
Available-for-sale debt securities
601,772
597,977
597,424
597,810
Net securities
601,772
597,977
597,424
597,810
Federal home loan bank stock
13,423
9,567
11,308
8,560
Loans held for sale
10,203
11,534
5,283
5,545
Total loans held for investment
3,614,180
3,585,248
3,605,859
3,583,716
Less allowance for credit losses
32,231
34,315
34,052
33,940
Net loans held for investment
3,581,949
3,550,933
3,571,807
3,549,776
Premises and equipment, net
61,170
58,914
58,188
58,828
Other real estate owned
8,170
-
-
-
Goodwill
141,819
141,819
141,819
141,819
Other intangible assets
15,242
15,824
16,407
16,989
Cash surrender value of bank-owned life insurance
88,728
89,817
96,250
95,554
Deferred tax assets, net
28,859
30,298
29,926
31,721
Other assets
86,779
87,330
74,642
73,936
Total assets
4,742,502
4,676,228
4,683,891
4,717,252
Non-interest bearing demand
678,081
651,282
670,786
692,780
Interest-bearing demand
1,141,043
1,152,888
1,137,730
1,137,362
Savings
635,316
649,302
635,329
647,428
Money market
481,815
493,432
464,843
488,633
Time
917,694
920,811
912,594
981,993
Total deposits
3,853,949
3,867,715
3,821,282
3,948,196
Senior
227,541
162,297
216,818
139,956
Subordinated
53,620
53,420
52,825
52,229
Total borrowings
281,161
215,717
269,643
192,185
Other liabilities
57,840
54,859
60,425
55,916
Total liabilities
4,192,950
4,138,291
4,151,350
4,196,297
Capital stock, par value 2.00 authorized 30,000,000 shares issued 17,734,817 shares outstanding 16,753,831 shares and 16,702,063 shares at june 30, 2026 and december 31, 2025, respectively
35,470
35,470
35,470
35,470
Additional paid-in capital
234,878
233,670
233,335
232,827
Retained earnings
331,997
322,505
314,372
307,986
Accumulated other comprehensive loss
-37,056
-38,686
-35,409
-40,025
Less 980,986 and 1,032,754 shares of treasury stock, at cost, at june 30, 2026 and december 31, 2025, respectively
15,737
15,022
15,227
15,303
Total shareholders' equity
549,552
537,937
532,541
520,955
Total liabilities and shareholders' equity
4,742,502
4,676,228
4,683,891
4,717,252
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

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Balance Sheets

Total loans held forinvestment$3,614,180K (14.64%↑ Y/Y)Available-for-sale debt securities$601,772K (13.82%↑ Y/Y)Interest-earning deposits withother banks$58,118K (61.05%↑ Y/Y)Cash and due frombanks$46,270K (-9.18%↓ Y/Y)Net loans held forinvestment$3,581,949K (14.67%↑ Y/Y)Net securities$601,772K (13.82%↑ Y/Y)Goodwill$141,819K (18.70%↑ Y/Y)Total cash and cashequivalents$104,388K (19.94%↑ Y/Y)Cash surrender valueof bank-owned life...$88,728K (6.81%↑ Y/Y)Other assets$86,779K (15.68%↑ Y/Y)Premises and equipment,net$61,170K (16.19%↑ Y/Y)Deferred tax assets, net$28,859K (23.91%↑ Y/Y)Other intangibleassets$15,242K (339.00%↑ Y/Y)Federal home loan bankstock$13,423K (5.73%↑ Y/Y)Loans held for sale$10,203K (260.66%↑ Y/Y)Other real estateowned$8,170K Less allowance forcredit losses$32,231K (11.58%↑ Y/Y)Total assets$4,742,502K (15.33%↑ Y/Y)Total liabilities andshareholders' equity$4,742,502K (15.33%↑ Y/Y)Total liabilities$4,192,950K (15.09%↑ Y/Y)Total shareholders'equity$549,552K (17.21%↑ Y/Y)Accumulated othercomprehensive loss-$37,056K (24.08%↑ Y/Y)Less 980,986 and1,032,754 shares of...$15,737K (2.20%↑ Y/Y)Total deposits$3,853,949K (17.07%↑ Y/Y)Total borrowings$281,161K (-5.35%↓ Y/Y)Other liabilities$57,840K (6.92%↑ Y/Y)Retained earnings$331,997K (9.03%↑ Y/Y)Additional paid-in capital$234,878K (19.96%↑ Y/Y)Capital stock, par value2.00 authorized...$35,470K (8.24%↑ Y/Y)Interest-bearing demand$1,141,043K (22.45%↑ Y/Y)Time$917,694K (2.56%↑ Y/Y)Non-interest bearing demand$678,081K (22.82%↑ Y/Y)Savings$635,316K (17.09%↑ Y/Y)Money market$481,815K (29.97%↑ Y/Y)Senior$227,541K (-11.27%↓ Y/Y)Subordinated$53,620K (32.00%↑ Y/Y)

BAR HARBOR BANKSHARES (BHB)

BAR HARBOR BANKSHARES (BHB)