The latest financial statement is for the quarter ending 2025-09-30.
| Cash Flow | 2025-09-30 | 2025-06-30 |
|---|---|---|
| Net income | 8,855 | 16,303 |
| Net change in loans held for sale | 2,716 | 1,594 |
| Provision for credit losses on loans | 3,749 | 471 |
| Provision for credit losses on available-for-sale debt securities | 0 | 636 |
| Net amortization of securities | 333 | -406 |
| Change in unamortized net loan costs and premiums | 106 | -167 |
| Premises and equipment depreciation | 1,078 | 2,072 |
| Stock-based compensation expense | 932 | 1,206 |
| Accretion of purchase accounting entries, net | 1,526 | - |
| Amortization of other intangibles | 466 | 466 |
| Income from cash surrender value of bank-owned life insurance policies | 665 | 1,216 |
| Loss (gain) on available-for-sale debt securities | 41 | -4,942 |
| Increase right-of-use lease assets | -674 | 819 |
| Increase in lease liabilities | -650 | 858 |
| Loss (gain) on premises and equipment, net | 206 | -93 |
| Net change in other assets and liabilities | -7,022 | 9,403 |
| Net cash provided by operating activities | 16,533 | 14,588 |
| Proceeds from maturities, calls and prepayments of available-for-sale debt securities | 31,560 | 41,656 |
| Proceeds from sales | 40,987 | - |
| Purchases of available-for-sale debt securities | 15,128 | 52,559 |
| Net change in loans | 15,212 | 6,065 |
| Purchase of federal home loan bank stock | 394 | 8,583 |
| Proceeds from redemption of federal home loan bank stock | 8,899 | 8,125 |
| Purchase of premises and equipment, net | 1,100 | 3,533 |
| Proceeds from sale of premises held for sale | 597 | - |
| Cash acquired, net of cash consideration paid | 77,521 | - |
| Net cash provided by (used in) investing activities | 127,730 | -20,959 |
| Net change in deposits | 124,919 | 24,300 |
| Net change in short-term borrowings | -192,097 | -6,465 |
| Repayments of long-term borrowings | -14,959 | -5 |
| Net issuance to employee stock plans | -613 | 144 |
| Cash dividends paid on common stock | 5,369 | 9,660 |
| Net cash (used in) provided by financing activities | -94,584 | 21,244 |
| Net change in cash and cash equivalents | 49,679 | 14,873 |
| Cash and cash equivalents at beginning of period | 72,162 | - |
| Cash and cash equivalents at end of period | 136,714 | - |
BAR HARBOR BANKSHARES (BHB)
BAR HARBOR BANKSHARES (BHB)