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The latest financial statement is for the quarter ending 2026-03-31.

Cash Flow Overview

Free Cash flow
$3,000K
Unit: Thousand (K) dollars
Positive Cash Flow Breakdown
    • Net change in deposits
    • Net change in loans
    • Proceeds from maturities, calls ...
    • Others
Negative Cash Flow Breakdown
    • Net change in short-term borrowi...
    • Purchases of available-for-sale ...
    • Originations of loans held for s...
    • Others

Cash Flow
2026-03-31
2025-12-31
2025-09-30
2025-06-30
Net income
13,537 11,761 8,855 16,303
Net change in loans held for sale
--2,716 1,594
Provision for credit losses on loans
305 416 3,749 471
Provision for credit losses on available-for-sale debt securities
-0 0 636
Net (accretion) amortization of securities
411 472 333 -406
Deferred tax (benefit) expense
--64 --
Change in unamortized net loan costs and premiums
94 114 106 -167
Premises and equipment depreciation
1,134 1,153 1,078 2,072
Stock-based compensation expense
825 943 932 1,206
Accretion of purchase accounting entries, net
780 1,735 1,526 -
Amortization of other intangibles
582 582 466 466
Income from cash surrender value of bank-owned life insurance policies
1,987 695 665 1,216
Loss (gain) on available-for-sale debt securities
-1,008 -428 41 -4,942
Decrease (increase) right-of-use lease assets
-376 -481 -674 819
(decrease) increase in lease liabilities
-348 -629 -650 858
Loss on premises and equipment, net
-134 -370 206 -93
Originations of loans held for sale
23,254 57,538 --
Proceeds from loans held for sale
16,494 53,326 --
Net change in other assets and liabilities
2,500 -4,632 -7,022 9,403
Net cash provided by operating activities
5,021 17,155 16,533 14,588
Proceeds from maturities, calls and prepayments of available-for-sale debt securities
19,316 26,588 31,560 41,656
Proceeds from sales of available-for-sale debt securities
-2,572 40,987 -
Purchases of available-for-sale debt securities
25,192 23,279 15,128 52,559
Purchase of loans held for investment
12,035 ---
Net change in loans
-19,921 20,825 15,212 6,065
Purchase of federal home loan bank stock
4,537 2,748 394 8,583
Proceeds from redemption of federal home loan bank stock
6,278 0 8,899 8,125
Purchase of premises and equipment
2,021 178 1,100 3,533
Proceeds from sale of premises held for sale
--191 597 -
Cash received from acquisitions, net
-0 77,521 -
Proceeds from death benefit of bank-owned life insurance policy
8,420 ---
Net cash provided by (used in) investing activities
10,150 -18,061 127,730 -20,959
Net change in deposits
46,433 -126,914 124,919 24,300
Net change in short-term borrowings
-54,537 307,007 -185,632 -6,465
Repayments of long-term borrowings
-489 -14,959 -5
Net issuance to employee stock plans
-285 -358 -613 144
Cash dividends paid on common stock
5,404 5,375 5,369 9,660
Net cash (used in) provided by financing activities
-13,793 -54,971 -94,584 21,244
Net change in cash and cash equivalents
1,378 -55,877 49,679 14,873
Cash and cash equivalents at beginning of year
80,837 136,714 72,162 -
Cash and cash equivalents at end of period
82,215 80,837 136,714 -
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Cash Flow

Net change in loans-$19,921K Proceeds from loans heldfor sale$16,494K Proceeds frommaturities, calls and...$19,316K Proceeds from deathbenefit of bank-owned...$8,420K Proceeds from redemptionof federal home...$6,278K Net income$13,537K Premises and equipmentdepreciation$1,134K Loss (gain) onavailable-for-sale debt securities-$1,008K Stock-based compensationexpense$825K Amortization of otherintangibles$582K Decrease (increase)right-of-use lease assets-$376K Provision for creditlosses on loans$305K Loss on premises andequipment, net-$134K Net cash provided by(used in) investing...$10,150K Net cash provided byoperating activities$5,021K Canceled cashflow$43,785K Canceled cashflow$29,374K Net change in cashand cash...$1,378K Canceled cashflow$13,793K Purchases ofavailable-for-sale debt securities$25,192K Purchase of loans held forinvestment$12,035K Purchase of federal homeloan bank stock$4,537K Purchase of premises andequipment$2,021K Net change indeposits$46,433K Originations of loans held forsale$23,254K Net change in otherassets and liabilities$2,500K Income from cashsurrender value of...$1,987K Accretion of purchaseaccounting entries, net$780K Net (accretion)amortization of securities$411K (decrease) increase inlease liabilities-$348K Change in unamortizednet loan costs and...$94K Net cash (used in)provided by financing...-$13,793K Canceled cashflow$46,433K Net change inshort-term borrowings-$54,537K Cash dividends paidon common stock$5,404K Net issuance toemployee stock plans-$285K