For the quarter ending 2025-09-30, BPOP had -$23,743K decrease in cash & cash equivalents over the period. $141,103K in free cash flow.
| Cash Flow | 2025-09-30 | 2025-06-30 |
|---|---|---|
| Net income | 211,317 | 387,942 |
| Provision for credit losses | 75,125 | 113,022 |
| Goodwill impairment charge | 13,000 | - |
| Amortization of intangibles | 384 | 982 |
| Depreciation and amortization of premises and equipment | 13,582 | 25,319 |
| Net accretion of discounts and amortization of premiums and deferred fees | 67,663 | 136,208 |
| Interest capitalized on loans subject to the temporary payment moratorium or loss mitigation alternatives | -1,907 | -2,822 |
| Share-based compensation | 1,644 | 21,930 |
| Fair value adjustments on mortgage servicing rights | 3,836 | 5,523 |
| Adjustments to indemnity reserves on loans sold | 36 | 293 |
| Earnings from investments under the equity method, net of dividends or distributions | 13,912 | -152 |
| Deferred income tax expense | 5,834 | 20,832 |
| Disposition of premises and equipment and other productive assets | -60 | 91 |
| Sale of loans, including valuation adjustments on loans held-for-sale and mortgage banking activities | -53 | 156 |
| Sale of equity method investment | 0 | 1,226 |
| Sale of foreclosed assets, including write-downs | 3,646 | 5,076 |
| Acquisitions of loans held-for-sale | 1,803 | 2,332 |
| Proceeds from sale of loans held-for-sale | 11,340 | 15,584 |
| Net originations on loans held-for-sale | 10,047 | 12,137 |
| Trading debt securities | 3,479 | -10,040 |
| Equity securities | 3,416 | 1,411 |
| Accrued income receivable | 22,502 | 11,419 |
| Other assets | -15,363 | 19,371 |
| Interest payable | -9,626 | 2,584 |
| Pension and other postretirement benefits obligation | 1,181 | 2,191 |
| Other liabilities | -19,700 | 1,434 |
| Total adjustments | -16,335 | 27,051 |
| Net cash provided by operating activities | 194,982 | 414,993 |
| Net decrease in money market investments | 1,586,204 | 40,765 |
| Available-for-sale | 9,348,351 | 18,905,199 |
| Equity | 11,195 | 25,811 |
| Available-for-sale | 9,033,483 | 17,145,332 |
| Held-to-maturity | 153,320 | 303,212 |
| Equity | 18,009 | 14,497 |
| Net disbursements on loans | 430,288 | 912,037 |
| Proceeds from sale of loans | 20,396 | 40,983 |
| Acquisition of loan portfolios | 161,496 | 319,297 |
| Return of capital from equity method investments | 2 | 0 |
| Payments to acquire equity method investments | 687 | - |
| Net proceeds from sale of equity method investment | 0 | 1,226 |
| Acquisition of premises and equipment and other productive assets | 53,879 | 96,200 |
| Premises and equipment and other productive assets | 150 | 344 |
| Foreclosed assets | 20,321 | 47,590 |
| Net cash used in investing activities | 825,989 | -2,664,595 |
| Deposits | -708,297 | 2,334,656 |
| Assets sold under agreements to repurchase | 810 | 1,210 |
| Other short-term borrowings | -150,000 | 325,000 |
| Payment of notes payable | 25,000 | 88,522 |
| Principal payments of finance leases | 1,065 | 1,829 |
| Proceeds from issuance of notes payable | 6,112 | - |
| Proceeds from issuance of common stock | 1,764 | 3,530 |
| Dividends paid | 48,179 | 98,661 |
| Net payments for repurchase of common stock | 120,772 | 236,203 |
| Payments related to tax witholding for share-based compensation | 87 | 7,983 |
| Net cash provided by financing activities | -1,044,714 | 2,231,198 |
| Net (decrease) increase in cash and due from banks, and restricted cash | -23,743 | -18,404 |
| Cash and cash equivalents at beginning of period | 429,406 | - |
| Cash and cash equivalents at end of period | 387,259 | - |
POPULAR, INC. (BPOP)
POPULAR, INC. (BPOP)