For the quarter ending 2026-03-31, BPOP had -$18,264K decrease in cash & cash equivalents over the period. $154,934K in free cash flow.
| Cash Flow | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 |
|---|---|---|---|---|
| Net income | 245,674 | 233,900 | 211,317 | 387,942 |
| Provision for credit losses | 75,886 | 72,016 | 75,125 | 113,022 |
| Goodwill impairment charge | - | 0 | 13,000 | - |
| Amortization of intangibles | 384 | 384 | 384 | 982 |
| Depreciation and amortization of premises and equipment | 13,538 | 14,329 | 13,582 | 25,319 |
| Net accretion of discounts and amortization of premiums and deferred fees | 57,477 | 52,887 | 67,663 | 136,208 |
| Sale of equity method investment | - | 0 | 0 | 1,226 |
| Interest capitalized on loans subject to the temporary payment moratorium or loss mitigation alternatives | -1,238 | -631 | -1,907 | -2,822 |
| Share-based compensation | 16,228 | 3,363 | 1,644 | 21,930 |
| Fair value adjustments on mortgage servicing rights | 2,640 | 3,522 | 3,836 | 5,523 |
| Adjustments to indemnity reserves on loans sold | 35 | -503 | 36 | 293 |
| Earnings from investments under the equity method, net of dividends or distributions | 12,968 | 12,126 | 13,912 | -152 |
| Deferred income tax (benefit) expense | -564 | -20,284 | 5,834 | 20,832 |
| Disposition of premises and equipment and other productive assets | -59 | 156 | -60 | 91 |
| Proceeds from insurance claims | - | 0 | - | - |
| Sale of stock in equity method investee / as part of the evertec transactions-Other Equity Method Investees | - | 0 | - | - |
| Sale of loans, including valuation adjustments on loans held-for-sale and mortgage banking activities | 317 | 505 | -53 | 156 |
| Sale of foreclosed assets, including write-downs | 2,309 | 3,168 | 3,646 | 5,076 |
| Acquisitions of loans held-for-sale | 3,583 | 4,553 | 1,803 | 2,332 |
| Proceeds from sale of loans held-for-sale | 11,057 | 9,044 | 11,340 | 15,584 |
| Net originations on loans held-for-sale | 10,194 | 12,030 | 10,047 | 12,137 |
| Trading debt securities | -17,573 | -3,951 | 3,479 | -10,040 |
| Equity securities | 849 | 359 | 3,416 | 1,411 |
| Accrued income receivable | 7,770 | 3,480 | 22,502 | 11,419 |
| Other assets | 2,087 | -58,943 | -15,363 | 19,371 |
| Interest payable | -7,280 | 12,559 | -9,626 | 2,584 |
| Pension and other postretirement benefits obligation | 1,306 | 1,089 | 1,181 | 2,191 |
| Other liabilities | -86,060 | -34,952 | -19,700 | 1,434 |
| Total adjustments | -54,060 | 34,572 | -16,335 | 27,051 |
| Net cash provided by operating activities | 191,614 | 268,472 | 194,982 | 414,993 |
| Net (increase) decrease in money market investments | -29,624 | 127,939 | 1,586,204 | 40,765 |
| Payments To Acquire Available For Sale Securities Debt | 10,385,670 | 8,498,130 | 9,348,351 | 18,905,199 |
| Held-to-maturity | - | 0 | - | - |
| Payments To Acquire Equity Securities Fv Ni | 10,139 | 23,157 | 11,195 | 25,811 |
| Proceeds from sale of equity method investment | - | 0 | 0 | 1,226 |
| Proceeds From Maturities Prepayments And Calls Of Available For Sale Securities | 8,954,537 | 9,032,742 | 9,033,483 | 17,145,332 |
| Held-to-maturity | 409,096 | 150,778 | 153,320 | 303,212 |
| Proceeds From Sale Of Other Investments | 23,670 | 12,661 | 18,009 | 14,497 |
| Net repayments (disbursements) on loans | -107,425 | 450,588 | 430,288 | 912,037 |
| Proceeds from sale of loans | 14,706 | 5,603 | 20,396 | 40,983 |
| Acquisition of loan portfolios | 160,670 | 252,617 | 161,496 | 319,297 |
| Return of capital from equity method investments | - | 1 | 2 | 0 |
| Proceeds from sale of stock in equity method investee | - | 0 | - | - |
| Payments to acquire equity method investments | 1,000 | 0 | 687 | - |
| Acquisition of premises and equipment and other productive assets | 36,680 | 47,381 | 53,879 | 96,200 |
| Proceeds from insurance claims | - | 0 | - | - |
| Premises and equipment and other productive assets | 277 | 165 | 150 | 344 |
| Foreclosed assets | 17,602 | 21,145 | 20,321 | 47,590 |
| Net cash used in investing activities | -1,096,470 | 79,161 | 825,989 | -2,664,595 |
| Deposits | 1,425,562 | -325,661 | -708,297 | 2,334,656 |
| Assets sold under agreements to repurchase | -4,424 | -17,852 | 810 | 1,210 |
| Other short-term borrowings | -300,000 | 250,000 | -150,000 | 325,000 |
| Payment of notes payable | 25,000 | 30,692 | 25,000 | 88,522 |
| Principal payments of finance leases | 2,030 | 1,039 | 1,065 | 1,829 |
| Proceeds from issuance of notes payable | - | 0 | 6,112 | - |
| Proceeds from issuance of common stock | 1,823 | 1,824 | 1,764 | 3,530 |
| Dividends paid | 49,949 | 50,728 | 48,179 | 98,661 |
| Net payments for repurchase of common stock | 154,742 | 147,746 | 120,772 | 236,203 |
| Payments related to tax witholding for share-based compensation | 4,648 | 9 | 87 | 7,983 |
| Net cash provided by financing activities | 886,592 | -321,903 | -1,044,714 | 2,231,198 |
| Net decrease in cash and due from banks, and restricted cash | -18,264 | 25,730 | -23,743 | -18,404 |
| Cash and due from banks and restricted cash at beginning of period | 412,989 | 387,259 | 429,406 | - |
| Cash and due from banks and restricted cash at end of period | 394,725 | 412,989 | 387,259 | - |
POPULAR, INC. (BPOP)
POPULAR, INC. (BPOP)