Financial insights of BPOP

MyFinsight

For the quarter ending 2026-03-31.

Income Overview

Net Income
$245,674K
EPS
$3.78
Unit: Thousand (K) dollars

Income Statement	2026-03-31	2025-12-31	2025-09-30	2025-06-30
Net fees-Service Charges On Deposit Accounts	-	39,014*	39,077	38,826
Net fees-Other Services	-	106,403*	101,376	100,522
Service charges on deposit accounts	38,766	-	-	-
Other service fees	102,921	-	-	-
Mortgage banking activities	4,213	3,624	2,771	4,872
Net loss (gain), including impairment on equity securities	1,029	-2,049	2,197	1,862
Net gain on trading account debt securities	261	452	398	538
Net gain (loss) on sale of loans, including valuation on loans held for sale	-	0*	-	-
Adjustments to indemnity reserves on loans sold	35	-503	36	120
Other operating income	18,401	19,346	25,340	21,737
Total non-interest income	165,626	166,286	171,195	168,477
Loans	702,149	709,819	702,039	684,587
Money market investments	44,240	48,221	66,867	69,532
Investment securities	200,827	197,450	197,743	189,753
Total interest income	947,216	955,490	966,649	943,872
Deposits	259,418	281,543	303,432	295,058
Short-term borrowings	5,703	4,476	4,616	5,300
Long-term debt	11,915	11,919	12,096	11,965
Total interest expense	277,036	297,938	320,144	312,323
Net interest income	670,180	657,552	646,505	631,549
Provision for credit losses	75,886	72,016	75,125	48,941
Net interest income after provision for credit losses	594,294	585,536	571,380	582,608
Personnel costs	216,069	230,158	232,988	229,355
Net occupancy expenses	27,299	27,772	26,083	29,140
Equipment expenses	5,229	5,706	5,313	5,789
Other taxes	17,677	17,615	17,967	18,632
Professional fees	25,553	29,357	25,808	28,108
Technology and software expenses	89,139	86,124	87,117	84,696
Processing and transactional services	39,087	38,336	38,408	37,861
Communications	4,509	4,520	4,836	5,010
Business promotion	22,860	29,919	27,304	26,385
Deposit insurance	9,917	-5,946	10,873	9,407
Other real estate owned (oreo) expense (income)	-4,618	-2,531	-3,408	-4,124
Other operating expenses	14,205	11,792	8,614	22,117
Amortization of intangibles	384	384	384	385
Goodwill impairment	-	0	13,000	-
Total operating expenses	467,310	473,206	495,287	492,761
Income before income tax	292,610	278,616	247,288	258,324
Income tax expense	46,936	44,716	35,971	47,884
Net income	245,674	233,900	211,317	210,440

Basic EPS	3.78	3.546	3.15	3.09
Diluted EPS	3.78	3.546	3.14	3.09
Basic Average Shares	64,818,440	65,955,762	67,058,260	68,050,361
Diluted Average Shares	64,857,608	65,970,244	67,093,814	68,079,649

Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

MyFinsight

Income Overview

Net Income
$245,674K
EPS
$3.78
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

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Income Overview

Net Income
$245,674K
EPS
$3.78
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image

Income Overview

Net Income$245,674KEPS$3.78Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Net Income$245,674KEPS$3.78Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Net Income
$245,674K
EPS
$3.78
Unit: Thousand (K) dollars

Net Income
$245,674K
EPS
$3.78
Unit: Thousand (K) dollars