Financial insights of BPOP

MyFinsight

For the quarter ending 2025-09-30.

Income Overview

Net Income
$211,317K
EPS
$3.14
Unit: Thousand (K) dollars

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

Income Statement	2025-09-30	2025-06-30	2025-03-31	2024-12-31
Investment securities	-	-	180,159	166,751
Loans	702,039	684,587	666,673	656,294
Money market investments	66,867	69,532	70,166	83,909
Investment securities	197,743	189,753	-	-
Total interest income	966,649	943,872	916,998	906,954
Deposits	303,432	295,058	297,863	322,599
Short-term borrowings	4,616	5,300	1,426	1,060
Long-term debt	12,096	11,965	12,112	12,544
Total interest expense	320,144	312,323	311,401	336,203
Net interest income	646,505	631,549	605,597	570,752
Provision for credit losses	75,125	48,941	64,081	69,350
Net interest income after provision for credit losses	571,380	582,608	541,516	501,402
Net fees-Service Charges On Deposit Accounts	39,077	38,826	-	-
Net gain (loss) on sale of loans, including valuation on loans held for sale	-	-	-	110
Other service fees	-	-	94,508	-
Net fees-Other Services	101,376	100,522	-	-
Mortgage banking activities	2,771	4,872	3,689	5,333
Net gain (loss), including impairment on equity securities	2,197	1,862	-414	-678
Net gain on trading account debt securities	398	538	520	176
Service charges on deposit accounts	-	-	39,054	134,562
Adjustments to indemnity reserves on loans sold	36	120	173	123
Other operating income	25,340	21,737	14,531	24,525
Total non-interest income	171,195	168,477	152,061	164,261
Personnel costs	232,988	229,355	212,713	210,586
Net occupancy expenses	26,083	29,140	27,218	27,854
Equipment expenses	5,313	5,789	5,302	7,207
Other taxes	17,967	18,632	18,725	16,478
Professional fees	25,808	28,108	26,825	30,685
Technology and software expenses	87,117	84,696	83,668	80,429
Processing and transactional services	38,408	37,861	37,781	34,631
Communications	4,836	5,010	4,904	4,657
Business promotion	27,304	26,385	23,675	25,422
Deposit insurance	10,873	9,407	10,035	16,806
Other real estate owned (oreo) income	-3,408	-4,124	-3,330	-4,850
Other operating expenses	8,614	22,117	22,899	24,718
Amortization of intangibles	384	385	597	750
Goodwill impairment	13,000	-	-	-
Total operating expenses	495,287	492,761	471,012	475,370
Income before income tax	247,288	258,324	222,565	190,292
Income tax expense	35,971	47,884	45,063	49,742
Net income	211,317	210,440	177,502	140,550

Average common shares outstanding	67,058,260	68,050,361	69,280,137	-36,093,576
Average common shares outstanding - assuming dilution	67,093,814	68,079,649	69,307,681	-36,098,305.5
Basic eps	3.15	3.09	2.56	1.965
Net income per common share - diluted	3.14	3.09	2.56	1.97

MyFinsight

Income Overview

Net Income
$211,317K
EPS
$3.14
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

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Income Overview

Net Income
$211,317K
EPS
$3.14
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image

Income Overview

Net Income$211,317KEPS$3.14Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Net Income$211,317KEPS$3.14Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Net Income
$211,317K
EPS
$3.14
Unit: Thousand (K) dollars

Net Income
$211,317K
EPS
$3.14
Unit: Thousand (K) dollars