Financial insights of BPOP

MyFinsight

For the quarter ending 2025-09-30.

Income Overview

Net Income
$211,317K
EPS
$3.14
Unit: Thousand (K) dollars

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

Income Statement	2025-09-30	2025-06-30	2025-03-31	2024-09-30
Investment securities	-	-	180,159	176,656
Loans	702,039	684,587	666,673	664,731
Money market investments	66,867	69,532	70,166	96,061
Investment securities	197,743	189,753	-	-
Total interest income	966,649	943,872	916,998	937,448
Deposits	303,432	295,058	297,863	350,985
Short-term borrowings	4,616	5,300	1,426	1,430
Long-term debt	12,096	11,965	12,112	12,560
Total interest expense	320,144	312,323	311,401	364,975
Net interest income	646,505	631,549	605,597	572,473
Provision for credit losses	75,125	48,941	64,081	71,448
Net interest income after provision for credit losses	571,380	582,608	541,516	501,025
Net fees-Service Charges On Deposit Accounts	39,077	38,826	-	-
Other service fees	-	-	94,508	-
Net fees-Other Services	101,376	100,522	-	-
Mortgage banking activities	2,771	4,872	3,689	2,670
Net gain (loss), including impairment on equity securities	2,197	1,862	-414	-546
Net gain on trading account debt securities	398	538	520	817
Service charges on deposit accounts	-	-	39,054	137,063
Adjustments to indemnity reserves on loans sold	36	120	173	808
Other operating income	25,340	21,737	14,531	23,270
Total non-interest income	171,195	168,477	152,061	164,082
Personnel costs	232,988	229,355	212,713	201,856
Net occupancy expenses	26,083	29,140	27,218	28,031
Equipment expenses	5,313	5,789	5,302	9,349
Other taxes	17,967	18,632	18,725	17,757
Professional fees	25,808	28,108	26,825	26,708
Technology and software expenses	87,117	84,696	83,668	88,452
Processing and transactional services	38,408	37,861	37,781	34,320
Communications	4,836	5,010	4,904	5,229
Business promotion	27,304	26,385	23,675	25,637
Deposit insurance	10,873	9,407	10,035	10,433
Other real estate owned (oreo) income	-3,408	-4,124	-3,330	-2,674
Other operating expenses	8,614	22,117	22,899	21,519
Amortization of intangibles	384	385	597	704
Goodwill impairment	13,000	-	-	-
Total operating expenses	495,287	492,761	471,012	467,321
Income before income tax	247,288	258,324	222,565	197,786
Income tax expense	35,971	47,884	45,063	42,463
Net income	211,317	210,440	177,502	155,323

Average common shares outstanding	67,058,260	68,050,361	69,280,137	71,807,136
Average common shares outstanding - assuming dilution	67,093,814	68,079,649	69,307,681	71,828,402
Basic eps	3.15	3.09	2.56	2.16
Net income per common share - diluted	3.14	3.09	2.56	2.16

MyFinsight

Income Overview

Net Income
$211,317K
EPS
$3.14
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

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Income Overview

Net Income
$211,317K
EPS
$3.14
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image

Income Overview

Net Income$211,317KEPS$3.14Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Net Income$211,317KEPS$3.14Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Net Income
$211,317K
EPS
$3.14
Unit: Thousand (K) dollars

Net Income
$211,317K
EPS
$3.14
Unit: Thousand (K) dollars