bpop: the income statement

MyFinsight

POPULAR, INC. (BPOP)

For the quarter ending 2025-06-30.

Overview

Net Income
$210,440K
EPS
$3.09
Unit: Thousand (K) dollars

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

	2025-06-30	2025-03-31	2024-09-30	2024-06-30
Investment securities	-	180,159	176,656	184,852
Money market investments	69,532	70,166	96,061	88,316
Loans	684,587	666,673	664,731	648,739
Investment securities	189,753	-	-	-
Total interest income	943,872	916,998	937,448	921,907
Short-term borrowings	5,300	1,426	1,430	1,126
Long-term debt	11,965	12,112	12,560	12,530
Deposits	295,058	297,863	350,985	339,939
Total interest expense	312,323	311,401	364,975	353,595
Net interest income	631,549	605,597	572,473	568,312
Provision for credit losses	48,941	64,081	71,448	46,794
Net interest income after provision for credit losses	582,608	541,516	501,025	521,518
Other taxes	18,632	18,725	17,757	15,333
Professional fees	28,108	26,825	26,708	37,744
Processing and transactional services	37,861	37,781	34,320	39,096
Other operating expenses	22,117	22,899	21,519	27,502
Net occupancy expenses	29,140	27,218	28,031	27,692
Business promotion	26,385	23,675	25,637	25,449
Personnel costs	229,355	212,713	201,856	197,424
Technology and software expenses	84,696	83,668	88,452	79,752
Deposit insurance	9,407	10,035	10,433	10,581
Equipment expenses	5,789	5,302	9,349	9,662
Communications	5,010	4,904	5,229	4,357
Amortization of intangibles	385	597	704	734
Other real estate owned (oreo) income	-4,124	-3,330	-2,674	-5,750
Total operating expenses	492,761	471,012	467,321	469,576
Service charges on deposit accounts-Other Services	100,522	-	-	-
Service charges on deposit accounts-Service Charges On Deposit Accounts	38,826	-	-	-
Other operating income	21,737	14,531	23,270	25,386
Mortgage banking activities	4,872	3,689	2,670	5,723
Net gain, including impairment on equity securities	1,862	-414	-546	319
Adjustments to indemnity reserves on loans sold	120	173	808	212
Net gain on trading account debt securities	538	520	817	277
Other service fees	-	94,508	-	-
Service charges on deposit accounts	-	39,054	137,063	134,389
Total non-interest income	168,477	152,061	164,082	166,306
Income before income tax	258,324	222,565	197,786	218,248
Income tax expense	47,884	45,063	42,463	40,459
Net income	210,440	177,502	155,323	177,789

Average common shares outstanding	68,050,361	69,280,137	71,807,136	71,970,773
Average common shares outstanding - assuming dilution	68,079,649	69,307,681	71,828,402	71,991,911
Basic eps	3.09	2.56	2.16	2.47
Net income per common share - diluted	3.09	2.56	2.16	2.46

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

MyFinsight

Overview

Net Income
$210,440K
EPS
$3.09
Unit: Thousand (K) dollars

Income Statement

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Overview

Net Income
$210,440K
EPS
$3.09
Unit: Thousand (K) dollars

Income Statement

DownloadDownload image

Overview

Net Income$210,440KEPS$3.09Unit: Thousand (K) dollars

Income Statement

Overview

Net Income$210,440KEPS$3.09Unit: Thousand (K) dollars

Income Statement

Net Income
$210,440K
EPS
$3.09
Unit: Thousand (K) dollars

Net Income
$210,440K
EPS
$3.09
Unit: Thousand (K) dollars