For the year ending 2025-12-31, BPOPM had -$16,417K decrease in cash & cash equivalents over the period. $680,987K in free cash flow.
| Cash Flow | 2025-12-31 |
|---|---|
| Net income | 833,159 |
| Provision for credit losses | 260,163 |
| Goodwill impairment charge | 13,000 |
| Amortization of intangibles | 1,750 |
| Depreciation and amortization of premises and equipment | 53,230 |
| Net accretion of discounts and amortization of premiums and deferred fees | 256,758 |
| Interest capitalized on loans subject to the temporary payment moratorium or loss mitigation alternatives | -5,360 |
| Share-based compensation | 26,937 |
| Fair value adjustments on mortgage servicing rights | 12,881 |
| Adjustments to indemnity reserves on loans sold | -174 |
| Losses (earnings) from investments under the equity method, net of dividends or distributions | 25,886 |
| Deferred income tax expense (benefit) | 6,382 |
| Disposition of premises and equipment and other productive assets | 187 |
| Proceeds from insurance claims | 0 |
| Sale of loans, including valuation adjustments on loans held-for-sale and mortgage banking activities | 608 |
| Sale of equity method investment | 1,226 |
| Sale of stock in equity method investee / as part of the evertec transactions-Other Equity Method Investees | 0 |
| Sale of foreclosed assets, including write-downs | 11,890 |
| Acquisitions of loans held-for-sale | 8,688 |
| Proceeds from sale of loans held-for-sale | 35,968 |
| Net originations on loans held-for-sale | 34,214 |
| Trading debt securities | -10,512 |
| Equity securities | 5,186 |
| Accrued income receivable | 37,401 |
| Other assets | -54,935 |
| Interest payable | 5,517 |
| Pension and other postretirement benefits obligation | 4,461 |
| Other liabilities | -53,218 |
| Total adjustments | 45,288 |
| Net cash provided by operating activities | 878,447 |
| Net decrease (increase) in money market investments | 1,754,908 |
| Available-for-sale | 36,751,680 |
| Held-to-maturity | 0 |
| Equity | 60,163 |
| Available-for-sale | 35,211,557 |
| Held-to-maturity | 607,310 |
| Equity | 45,167 |
| Net disbursements on loans | 1,792,913 |
| Proceeds from sale of loans | 66,982 |
| Acquisition of loan portfolios | 733,410 |
| Return of capital from equity method investments | 3 |
| Payments to acquire equity method investments | 687 |
| Proceeds from sale of equity method investment | 1,226 |
| Proceeds from sale of stock in equity method investee | 0 |
| Acquisition of premises and equipment | 197,460 |
| Proceeds from insurance claims | 0 |
| Premises and equipment and other productive assets | 659 |
| Foreclosed assets | 89,056 |
| Net cash used in investing activities | -1,759,445 |
| Deposits | 1,300,698 |
| Assets sold under agreements to repurchase | -15,832 |
| Other short-term borrowings | 425,000 |
| Payment of notes payable | 144,214 |
| Principal payments of finance leases | 3,933 |
| Proceeds from issuance of notes payable | 6,112 |
| Proceeds from issuance of common stock | 7,118 |
| Dividends paid | 197,568 |
| Net payments for repurchase of common stock | 504,721 |
| Payments related to tax witholding for share-based compensation | 8,079 |
| Net cash provided by (used in) financing activities | 864,581 |
| Net (decrease) increase in cash and due from banks, and restricted cash | -16,417 |
| Cash and due from banks and restricted cash at beginning of period | 429,406 |
| Cash and due from banks and restricted cash at end of period | 412,989 |
POPULAR, INC. (BPOPM)
POPULAR, INC. (BPOPM)