For the quarter ending 2025-09-30, BPOPM made $1,956,683K in revenue. $211,317K in net income. Net profit margin of 10.80%.
| Income Statement | 2025-09-30 | 2025-06-30 | ||
|---|---|---|---|---|
| Loans | 702,039 | 684,587 | ||
| Money market investments | 66,867 | 69,532 | ||
| Investment securities | 197,743 | 189,753 | ||
| Total interest income | 966,649 | 943,872 | ||
| Deposits | 303,432 | 295,058 | ||
| Short-term borrowings | 4,616 | 5,300 | ||
| Long-term debt | 12,096 | 11,965 | ||
| Total interest expense | 320,144 | 312,323 | ||
| Net interest income | 646,505 | 631,549 | ||
| Provision for credit losses | 75,125 | 48,941 | ||
| Net interest income after provision for credit losses | 571,380 | 582,608 | ||
| Net fees-Service Charges On Deposit Accounts | 39,077 | 38,826 | ||
| Net fees-Other Services | 101,376 | 100,522 | ||
| Mortgage banking activities | 2,771 | 4,872 | ||
| Net gain (loss), including impairment on equity securities | 2,197 | 1,862 | ||
| Net gain on trading account debt securities | 398 | 538 | ||
| Adjustments to indemnity reserves on loans sold | 36 | 120 | ||
| Other operating income | 25,340 | 21,737 | ||
| Total non-interest income | 171,195 | 168,477 | ||
| Personnel costs | 232,988 | 229,355 | ||
| Net occupancy expenses | 26,083 | 29,140 | ||
| Equipment expenses | 5,313 | 5,789 | ||
| Other taxes | 17,967 | 18,632 | ||
| Professional fees | 25,808 | 28,108 | ||
| Technology and software expenses | 87,117 | 84,696 | ||
| Processing and transactional services | 38,408 | 37,861 | ||
| Communications | 4,836 | 5,010 | ||
| Business promotion | 27,304 | 26,385 | ||
| Deposit insurance | 10,873 | 9,407 | ||
| Other real estate owned (oreo) income | -3,408 | -4,124 | ||
| Other operating expenses | 8,614 | 22,117 | ||
| Amortization of intangibles | 384 | 385 | ||
| Goodwill impairment | 13,000 | - | ||
| Total operating expenses | 495,287 | 492,761 | ||
| Income before income tax | 247,288 | 258,324 | ||
| Income tax expense | 35,971 | 47,884 | ||
| Net income | 211,317 | 210,440 | ||
| Average common shares outstanding | 67,058,260 | 68,050,361 | ||
| Average common shares outstanding - assuming dilution | 67,093,814 | 68,079,649 | ||
| Basic eps | 3.15 | 3.09 | ||
| Net income per common share - diluted | 3.14 | 3.09 | ||
POPULAR, INC. (BPOPM)
POPULAR, INC. (BPOPM)