bpopm: the income statement

MyFinsight

POPULAR, INC. (BPOPM)

For the quarter ending 2025-06-30, BPOPM made $1,108,225K in revenue. $210,440K in net income. Net profit margin of 18.99%.

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

	2025-06-30
Service charges on deposit accounts-Other Services	100,522
Service charges on deposit accounts-Service Charges On Deposit Accounts	38,826
Other operating income	21,737
Mortgage banking activities	4,872
Net gain, including impairment on equity securities	1,862
Adjustments to indemnity reserves on loans sold	120
Net gain on trading account debt securities	538
Total non-interest income	168,477
Other taxes	18,632
Professional fees	28,108
Processing and transactional services	37,861
Other operating expenses	22,117
Net occupancy expenses	29,140
Business promotion	26,385
Personnel costs	229,355
Technology and software expenses	84,696
Deposit insurance	9,407
Equipment expenses	5,789
Communications	5,010
Amortization of intangibles	385
Other real estate owned (oreo) income	-4,124
Total operating expenses	492,761
Provision for credit losses	48,941
Short-term borrowings	5,300
Long-term debt	11,965
Deposits	295,058
Total interest expense	312,323
Money market investments	69,532
Loans	684,587
Investment securities	189,753
Total interest income	943,872
Net interest income	631,549
Net interest income after provision for credit losses	582,608
Income before income tax	258,324
Income tax expense	47,884
Net income	210,440

Average common shares outstanding	68,050,361
Average common shares outstanding - assuming dilution	68,079,649
Basic eps	3.09
Net income per common share - diluted	3.09

Unit: Thousand (K) dollars (except for numbers of shares and EPS)