Financial insights of BPOPM

MyFinsight

For the quarter ending 2026-03-31.

Income Overview

Net Income
$245,674K
EPS
$3.78
Unit: Thousand (K) dollars

Income Statement	2026-03-31	2025-12-31	2025-09-30	2025-06-30
Net fees-Service Charges On Deposit Accounts	-	39,014*	39,077	38,826
Net fees-Other Services	-	100,064*	101,376	100,522
Service charges on deposit accounts	38,766	-	-	-
Other service fees	102,921	-	-	-
Mortgage banking activities	4,213	3,492*	2,771	4,872
Net loss (gain), including impairment on equity securities	1,029	-4,492*	2,197	1,862
Net gain on trading account debt securities	261	504*	398	538
Net gain (loss) on sale of loans, including valuation on loans held for sale	-	0*	-	-
Adjustments to indemnity reserves on loans sold	35	-408*	36	120
Other operating income	18,401	10,339*	25,340	21,737
Total non-interest income	165,626	148,511*	171,195	168,477
Loans	702,149	683,181*	702,039	684,587
Money market investments	44,240	50,188*	66,867	69,532
Investment securities	200,827	183,861*	197,743	189,753
Total interest income	947,216	917,229*	966,649	943,872
Deposits	259,418	280,162*	303,432	295,058
Short-term borrowings	5,703	944*	4,616	5,300
Long-term debt	11,915	12,001*	12,096	11,965
Total interest expense	277,036	293,106*	320,144	312,323
Net interest income	670,180	624,123*	646,505	631,549
Provision for credit losses	75,886	74,064*	75,125	48,941
Net interest income after provision for credit losses	594,294	550,059*	571,380	582,608
Personnel costs	216,069	231,200*	232,988	229,355
Net occupancy expenses	27,299	27,379*	26,083	29,140
Equipment expenses	5,229	5,457*	5,313	5,789
Other taxes	17,677	18,041*	17,967	18,632
Professional fees	25,553	29,224*	25,808	28,108
Technology and software expenses	89,139	83,886*	87,117	84,696
Processing and transactional services	39,087	37,983*	38,408	37,861
Communications	4,509	4,501*	4,836	5,010
Business promotion	22,860	26,750*	27,304	26,385
Deposit insurance	9,917	-6,051*	10,873	9,407
Other real estate owned (oreo) expense (income)	-4,618	-2,095*	-3,408	-4,124
Other operating expenses	14,205	19,326*	8,614	22,117
Amortization of intangibles	384	597*	384	385
Goodwill impairment	-	-26,000*	13,000	-
Total operating expenses	467,310	450,194*	495,287	492,761
Income before income tax	292,610	248,376*	247,288	258,324
Income tax expense	46,936	47,852*	35,971	47,884
Net income	245,674	200,524	211,317	210,440

Basic EPS	3.78	2.964	3.15	3.09
Diluted EPS	3.78	2.963	3.14	3.09
Basic Average Shares	64,818,440	67,649,769	67,058,260	68,050,361
Diluted Average Shares	64,857,608	67,665,078	67,093,814	68,079,649

Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

MyFinsight

Income Overview

Net Income
$245,674K
EPS
$3.78
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

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Income Overview

Net Income
$245,674K
EPS
$3.78
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image

Income Overview

Net Income$245,674KEPS$3.78Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Net Income$245,674KEPS$3.78Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Net Income
$245,674K
EPS
$3.78
Unit: Thousand (K) dollars

Net Income
$245,674K
EPS
$3.78
Unit: Thousand (K) dollars