| Cash Flow | 2025-09-30 | 2025-06-30 |
|---|---|---|
| Net income | 12,532 | 6,066 |
| Provision for credit losses | 6,552 | 7,224 |
| Depreciation and amortization | 1,341 | 894 |
| Stock-based compensation expense | 941 | 619 |
| Amortization of premiums and accretion of discounts on securities, net | -140 | -142 |
| Accretion of net deferred loan fees and costs | 4,254 | 2,600 |
| Loss on call/sale of securities available-for-sale | 0 | - |
| Increase in cash surrender value of bank-owned life insurance | 1,471 | 965 |
| Deferred income (benefit) tax | 1,302 | 743 |
| Amortization of core deposit intangible | 656 | 447 |
| Decrease in accrued interest receivable and other assets | -3,173 | -90 |
| (decrease) increase in accrued interest payable and other liabilities | -11,628 | -8,267 |
| Net cash provided by operating activities | 9,284 | 4,393 |
| Purchases ofavailable-for-salesecurities | 11,590 | 11,590 |
| Maturities, calls and principal repayments of securities available-for-sale | 52,312 | 36,504 |
| Maturities, calls and principal repayments of securitiesheld-to-maturity | 6 | 4 |
| Net decrease (increase) in loans | -20,612 | 27,571 |
| Cash received from acquisition | 0 | - |
| Purchases of premises and equipment | 685 | 451 |
| Exchange of bank owned life insurance | 2,798 | - |
| (purchases) of equity method investments | 670 | 670 |
| (purchases) redemption of restricted bank stock | 266 | 741 |
| Exchange purchase bank owned life insurance | - | 2,798 |
| Net cash used in investment activities | 62,517 | -1,717 |
| Net (decrease) increase in deposits | -104,040 | -100,253 |
| Cash dividends | 6,273 | 4,149 |
| Share redemption for tax witholding on restricted stock vesting | 227 | 227 |
| Purchase of treasury stock | 7,561 | 5,643 |
| Proceeds from overnight borrowings | - | -10,000 |
| Proceeds from exercise of stock options | 1,844 | 1,342 |
| Net cash (used) provided by financing activities | -116,257 | -98,930 |
| Net (decrease) increase in cash and cash equivalents | -44,456 | -96,254 |
| Cash and cash equivalents at beginning of period | 117,348 | - |
| Cash and cash equivalents at end of period | 72,892 | - |
Princeton Bancorp, Inc. (BPRN)
Princeton Bancorp, Inc. (BPRN)