For the quarter ending 2026-03-31, BPRN had -$15,892K decrease in cash & cash equivalents over the period. $4,933K in free cash flow.
| Cash Flow | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 |
|---|---|---|---|---|
| Net income | 6,229 | 6,079 | 6,466 | 6,066 |
| Provision for (reversal of) credit losses | -156 | 102 | -672 | 7,224 |
| Depreciation and amortization of premises and equipment | 454 | 452 | 447 | 894 |
| Stock-based compensation expense | 253 | 373 | 322 | 619 |
| Amortization of premiums and accretion of discounts on securities, net | -3 | -51 | 2 | -142 |
| Accretion of net deferred loan fees and costs | 1,345 | 1,146 | 1,654 | 2,600 |
| Loss (gain) on call/sale of securities available-for-sale | - | 0 | 0 | - |
| Increase in cash surrender value of bank-owned life insurance | 507 | 25 | 506 | 965 |
| Deferred income (benefit) tax | -335 | 661 | 559 | 743 |
| Amortization of core deposit intangible | 196 | 200 | 209 | 447 |
| Decrease in accrued interest receivable and other assets | -1,285 | -1,194 | -3,083 | -90 |
| Exchange of bank owned life insurance | - | - | 2,798 | - |
| Purchases (redemption) of bank-owned life insurance | - | -2,798 | - | - |
| Decrease in accrued interest payable and other liabilities | -870 | 4,265 | -3,361 | -8,267 |
| Purchases of equity method investments | - | 200 | 0 | 670 |
| Net cash provided by operating activities | 5,207 | 12,206 | 4,891 | 4,393 |
| Purchases ofavailable-for-salesecurities | 0 | 1 | 0 | 11,590 |
| Maturities, calls and principal repayments of securities available-for-sale | 16,828 | 28,822 | 15,808 | 36,504 |
| Maturities, calls and principal repayments of securitiesheld-to-maturity | 2 | 2 | 2 | 4 |
| Net decrease in loans | - | 22,702 | -48,183 | 27,571 |
| Decrease in loans, net of repayments | 29,091 | - | - | - |
| Cash received from acquisition | - | 0 | 0 | - |
| Purchase of loans | 27,720 | - | - | - |
| Purchases of premises and equipment | 274 | 204 | 234 | 451 |
| Purchases of restricted bank stock | 0 | 25 | -475 | 741 |
| Exchange purchase bank owned life insurance | - | - | - | 2,798 |
| Net cash provided by (used in) investment activities | 15,185 | 5,692 | 64,234 | -1,717 |
| Net (decrease) in deposits | -33,534 | 47,608 | -3,787 | -100,253 |
| Cash dividends | 2,490 | 2,392 | 2,124 | 4,149 |
| Share redemption for tax withholding on restricted stock vesting | 246 | 1 | 0 | 227 |
| Purchase of treasury stock | 55 | 304 | 1,918 | 5,643 |
| Proceeds from overnight borrowings | - | - | - | -10,000 |
| Proceeds from exercise of stock options | 41 | -15 | 502 | 1,342 |
| Net cash used in by financing activities | -36,284 | 44,896 | -17,327 | -98,930 |
| Net decrease in cash and cash equivalents | -15,892 | 62,794 | 51,798 | -96,254 |
| Cash and cash equivalents, beginning of period | 135,686 | 72,892 | 117,348 | - |
| Cash and cash equivalents, end of period | 119,794 | 135,686 | 72,892 | - |
Princeton Bancorp, Inc. (BPRN)
Princeton Bancorp, Inc. (BPRN)