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Cash Flow Overview

Change in Cash
-$53,604K
Free Cash flow
$1,788K
Unit: Thousand (K) dollars
Positive Cash Flow Breakdown
    • Decrease in loans, net of repaym...
    • Maturities, calls and principal ...
    • Net income
    • Others
Negative Cash Flow Breakdown
    • Purchases ofavailable-for-salese...
    • Purchase of loans
    • Net decrease in deposits
    • Others
Cash Flow
2026-06-30
2026-03-31
2025-12-31
2025-09-30
Net income
7,081
6,229
6,079
6,466
Provision for (reversal of) credit losses
-353
-156
102
-672
Depreciation and amortization of premises and equipment
463
454
452
447
Stock-based compensation expense
348
253
373
322
Amortization of premiums and accretion of discounts on securities, net
-1
-3
-51
2
Accretion of net deferred loan fees and costs
1,418
1,345
1,146
1,654
Loss (gain) on call/sale of securities available-for-sale
-
-
0
0
Increase in cash surrender value of bank-owned life insurance
517
507
25
506
Deferred income tax expense (benefit)
299
-335
661
559
Amortization of core deposit intangible
186
196
200
209
(increase) decrease in accrued interest receivable and other assets
1,406
-1,285
-1,194
-3,083
Decrease in accrued interest payable and other liabilities
-2,071
-870
4,265
-3,361
Net cash provided by operating activities
2,613
5,207
12,206
4,891
Purchases ofavailable-for-salesecurities
109,380
0
1
0
Maturities, calls and principal repayments of securities available-for-sale
13,494
16,828
28,822
15,808
Maturities, calls and principal repayments of securitiesheld-to-maturity
2
2
2
2
Net decrease in loans
-
-
22,702
-48,183
Decrease in loans, net of repayments
79,686
29,091
-
-
Cash received from acquisition
-
-
0
0
Purchase of loans
33,135
27,720
-
-
Purchases of premises and equipment
825
274
204
234
Exchange of bank owned life insurance
-
-
-
2,798
Purchases (redemption) of bank-owned life insurance
-
-
-2,798
-
Purchases of equity method investments
-
-
200
0
Redepmtions (purchases) of restricted bank stock
-21
0
25
-475
Net cash used in investment activities
-47,395
15,185
5,692
64,234
Net decrease in deposits
-6,967
-33,534
47,608
-3,787
Cash dividends
2,103
2,490
2,392
2,124
Share redemption for tax withholding on restricted stock vesting
0
246
1
0
Purchase of treasury stock
272
55
304
1,918
Proceeds from exercise of stock options
520
41
-15
502
Net cash used in financing activities
-8,822
-36,284
44,896
-17,327
Net decrease in cash and cash equivalents
-53,604
-15,892
62,794
51,798
Cash and cash equivalents, beginning of period
119,794
135,686
72,892
117,348
Cash and cash equivalents, end of period
66,190
119,794
135,686
72,892
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Cash Flow

Net income$7,081K (16.73%↑ Y/Y)Depreciation andamortization of premises and...$463K (-48.21%↓ Y/Y)Stock-based compensationexpense$348K (-43.78%↓ Y/Y)Deferred income taxexpense (benefit)$299K (-59.76%↓ Y/Y)Amortization of core depositintangible$186K (-58.39%↓ Y/Y)Amortization of premiums andaccretion of discounts on...-$1K (99.30%↑ Y/Y)Net cash provided byoperating activities$2,613K (-40.52%↓ Y/Y)Canceled cashflow$5,765K Net decrease in cashand cash...-$53,604K (44.31%↑ Y/Y)Canceled cashflow$2,613K Decrease in loans, net ofrepayments$79,686K Maturities, calls andprincipal repayments of...$13,494K (-63.03%↓ Y/Y)something is missing$2,742K Redepmtions (purchases) ofrestricted bank stock-$21K (-102.83%↓ Y/Y)Maturities, calls andprincipal repayments of...$2K (-50.00%↓ Y/Y)Proceeds from exercise ofstock options$520K (-61.25%↓ Y/Y)Decrease in accruedinterest payable and...-$2,071K (74.95%↑ Y/Y)Accretion of net deferredloan fees and costs$1,418K (-45.46%↓ Y/Y)(increase) decrease inaccrued interest...$1,406K (1662.22%↑ Y/Y)Increase in cashsurrender value of...$517K (-46.42%↓ Y/Y)Provision for (reversalof) credit losses-$353K (-104.89%↓ Y/Y)Net cash used ininvestment activities-$47,395K (-2660.34%↓ Y/Y)Net cash used infinancing activities-$8,822K (91.08%↑ Y/Y)Canceled cashflow$95,945K Canceled cashflow$520K Purchasesofavailable-for-salesecurities$109,380K (843.74%↑ Y/Y)Net decrease indeposits-$6,967K (93.05%↑ Y/Y)Cash dividends$2,103K (-49.31%↓ Y/Y)Purchase of loans$33,135K Purchases of premises andequipment$825K (82.93%↑ Y/Y)Purchase of treasurystock$272K (-95.18%↓ Y/Y)

Princeton Bancorp, Inc. (BPRN)

Princeton Bancorp, Inc. (BPRN)