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Income Overview

Net Income
$7,081K
EPS
$1.04
Unit: Thousand (K) dollars
Income Statement
2026-06-30
2026-03-31
2025-12-31
2025-09-30
Loans receivable, including fees
28,681
28,066
28,448*
29,927
Taxable
1,832
1,519
2,157*
2,214
Tax-exempt
264
274
282*
278
Securitiesheld-to-maturity
2
2
2*
2
Other interest and dividend income
877
1,210
1,413*
324
Total interest and dividend income
31,656
31,071
32,301*
32,745
Deposits
11,616
12,213
14,157*
13,081
Borrowings
-
-
-29*
45
Total interest expense
11,616
12,213
14,128*
13,126
Net interest income
20,040
18,858
18,173*
19,619
Provision for (reversal of) credit gaines
-353
-156
-2,772*
-672
Net interest income after provision for (reversal of) credit losses
20,393
19,014
20,945*
20,291
(loss) gain on call/sale of securities available-for-sale
-
-
0*
0
Income from bank-owned life insurance
516
507
499*
506
Fees and service charges
597
580
533*
555
Loan fees, including prepayment penalties
908
528
361*
926
Other
415
836
837*
-79
Totalnon-interestincome
2,436
2,451
2,229*
1,908
Salaries and employee benefits
7,153
7,025
6,496*
7,093
Occupancy and equipment
2,252
2,392
2,295*
2,146
Professional fees
974
760
656*
1,067
Data processing and communications
1,581
1,627
1,601*
1,708
Federal deposit insurance
300
300
416*
370
Advertising and promotion
136
175
149*
212
Office
136
131
52*
113
Other real estate owned
0
0
27*
0
Core deposit intangible
-
-
214*
209
Merger-related expenses
-
-
-
0
Acquisition-related expenses
-
-
0*
-
Core deposit intangible amortization
186
196
-
-
Other
928
809
904*
999
Totalnon-interestexpense
13,646
13,415
12,808*
13,917
Income before income tax expense (benefit)
9,183
8,050
10,365*
8,282
Income tax expense (benefit)
2,102
1,821
2,485*
1,816
Net income
7,081
6,229
7,880
6,466
Basic EPS
1.04
0.92
1.152
0.95
Diluted EPS
1.04
0.91
1,148.856
0.95
Basic Average Shares
6,812,000
6,788,000
6,838,000
6,776,000
Diluted Average Shares
6,823,000
6,808,000
6,859*
6,795,000
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Loans receivable,including fees$28,681K (-3.17%↓ Y/Y)Taxable$1,832K (-20.28%↓ Y/Y)Other interest anddividend income$877K (57.45%↑ Y/Y)Tax-exempt$264K (-5.38%↓ Y/Y)Securitiesheld-to-maturity$2K (0.00%↑ Y/Y)Total interest anddividend income$31,656K (-3.36%↓ Y/Y)Net interest income$20,040K (6.54%↑ Y/Y)Provision for (reversalof) credit gaines-$353K (-105.07%↓ Y/Y)Loan fees, includingprepayment penalties$908K (29.16%↑ Y/Y)Fees and servicecharges$597K (8.35%↑ Y/Y)Income from bank-ownedlife insurance$516K (4.45%↑ Y/Y)Other$415K (-17.50%↓ Y/Y)Total interestexpense$11,616K (-16.71%↓ Y/Y)Net interest incomeafter provision for...$20,393K (72.03%↑ Y/Y)Totalnon-interestincome$2,436K (8.22%↑ Y/Y)Deposits$11,616K (-16.63%↓ Y/Y)Income before incometax expense...$9,183K (1440.77%↑ Y/Y)Totalnon-interestexpense$13,646K (1.01%↑ Y/Y)Net income$7,081K (929.22%↑ Y/Y)Income tax expense(benefit)$2,102K (2384.78%↑ Y/Y)Salaries and employeebenefits$7,153K (0.85%↑ Y/Y)Occupancy and equipment$2,252K (4.89%↑ Y/Y)Data processing andcommunications$1,581K (2.46%↑ Y/Y)Professional fees$974K (35.09%↑ Y/Y)Other$928K (-5.40%↓ Y/Y)Federal depositinsurance$300K (-27.71%↓ Y/Y)Core depositintangible amortization$186K Office$136K (-42.86%↓ Y/Y)Advertising and promotion$136K (-10.53%↓ Y/Y)

Princeton Bancorp, Inc. (BPRN)

Princeton Bancorp, Inc. (BPRN)