Financial insights of BPRN

MyFinsight

For the year ending 2025-12-31.

Income Statement	2025-12-31
Loans receivable, including fees	117,768
Taxable	8,925
Tax-exempt	1,117
Securitiesheld-to-maturity	8
Other interest and dividend income	2,734
Total interest and dividend income	130,552
Deposits	54,678
Borrowings	58
Total interest expense	54,736
Net interest income	75,816
Provision for credit losses	6,654
Net interest income after provision for credit losses	69,162
(loss) gain on call/sale of securities available-for-sale	0
Income from bank-owned life insurance	1,999
Fees and service charges	2,192
Loan fees, including preypayment penalties	2,804
Other	1,472
Totalnon-interestincome	8,467
Salaries and employee benefits	27,775
Occupancy and equipment	8,734
Professional fees	3,338
Data processing and communications	6,477
Federal deposit insurance	1,593
Advertising and promotion	695
Office expense	578
Other real estate expenses	27
Core deposit intangible	856
Acquisition-related expenses	0
Other	3,874
Totalnon-interestexpense	53,947
Income before income tax expense	23,682
Income tax expense	5,071
Net income	18,611

Basic EPS	2.73
Diluted EPS	2.71
Basic Average Shares	6,827,000
Diluted Average Shares	6,859