| Income Statement | 2025-09-30 | 2025-06-30 | ||
|---|---|---|---|---|
| Loans receivable, including fees | 29,927 | 29,620 | ||
| Taxable | 2,214 | 2,298 | ||
| Tax-exempt | 278 | 279 | ||
| Securitiesheld-to-maturity | 2 | 2 | ||
| Other interest and dividend income | 324 | 557 | ||
| Total interest and dividend income | 32,745 | 32,756 | ||
| Deposits | 13,081 | 13,933 | ||
| Borrowings | 45 | 13 | ||
| Total interest expense | 13,126 | 13,946 | ||
| Net interest income | 19,619 | 18,810 | ||
| Provision for (reversal of) credit losses | -672 | 6,956 | ||
| Net interest income after provision for (reversal of) credit losses | 20,291 | 11,854 | ||
| (loss) gain on sale of securities available-for-sale, net | 0 | - | ||
| Income from bank-owned life insurance | 506 | 494 | ||
| Fees and service charges | 555 | 551 | ||
| Loan fees, including prepayment penalties | 926 | 703 | ||
| Other | -79 | 503 | ||
| Totalnon-interestincome | 1,908 | 2,251 | ||
| Salaries and employee benefits | 7,093 | 7,093 | ||
| Occupancy and equipment | 2,146 | 2,147 | ||
| Professional fees | 1,067 | 721 | ||
| Data processing and communications | 1,708 | 1,543 | ||
| Federal deposit insurance | 370 | 415 | ||
| Advertising and promotion | 212 | 152 | ||
| Office expense | 113 | 238 | ||
| Other real estate owned expense | 0 | 0 | ||
| Core deposit intangible | 209 | 219 | ||
| Merger-related expenses | 0 | - | ||
| Other | 999 | 981 | ||
| Totalnon-interestexpense | 13,917 | 13,509 | ||
| Income (loss) before income tax expense | 8,282 | 596 | ||
| Income tax expense (benefit) | 1,816 | -92 | ||
| Net income | 6,466 | 688 | ||
| Basic earnings per share | 0.95 | 0.1 | ||
| Diluted earnings per share | 0.95 | 0.1 | ||
| Weighted average number of shares outstanding, basic | 6,776,000 | 6,867,000 | ||
| Weighted average number of shares outstanding, diluted | 6,795,000 | 6,896 | ||
Princeton Bancorp, Inc. (BPRN)
Princeton Bancorp, Inc. (BPRN)