BLUE RIDGE BANKSHARES, INC. (BRBS)
BLUE RIDGE BANKSHARES, INC. (BRBS)
| Cash Flow | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 |
|---|---|---|---|---|
| Interest income | NaN | NaN | 106,299 | NaN |
| Interest expense | NaN | NaN | 45,557 | NaN |
| Net interest income | NaN | NaN | 60,742 | NaN |
| Commercial Banking | NaN | NaN | 2,500 | NaN |
| Mortgage Banking Segment | NaN | NaN | 0 | NaN |
| Parents Only | NaN | NaN | 0 | NaN |
| Eliminations | NaN | NaN | 0 | NaN |
| Recovery of credit losses | NaN | NaN | 2,500 | NaN |
| Net interest income after recovery of credit losses | NaN | NaN | 63,242 | NaN |
| Total noninterest income | NaN | NaN | 10,149 | NaN |
| Salaries and employee benefits | NaN | NaN | 36,998 | NaN |
| Occupancy and equipment | NaN | NaN | 3,700 | NaN |
| Technology and communication | NaN | NaN | 7,663 | NaN |
| Commercial Banking | NaN | NaN | 15,571 | NaN |
| Mortgage Banking Segment | NaN | NaN | 626 | NaN |
| Parents Only | NaN | NaN | 740 | NaN |
| Eliminations | NaN | NaN | -297 | NaN |
| Other | NaN | NaN | 16,640 | NaN |
| Total noninterest expense | NaN | NaN | 65,001 | NaN |
| Income (loss) before income tax expense | NaN | NaN | 8,390 | NaN |
| Commercial Banking | NaN | NaN | 2,923 | NaN |
| Mortgage Banking Segment | NaN | NaN | -483 | NaN |
| Parents Only | NaN | NaN | -515 | NaN |
| Eliminations | NaN | NaN | 0 | NaN |
| Income tax expense (benefit) | NaN | NaN | 1,925 | NaN |
| Net adjustments attributable to msrs | NaN | NaN | 48 | 137 |
| Net income (loss) | -5,629 | NaN | 5,603 | 862 |
| (income) loss on sale of msrs | NaN | NaN | -1,026 | NaN |
| Depreciation and amortization | -660 | NaN | 325 | 703 |
| Realized loss on sale of securities available for sale | NaN | NaN | 0 | NaN |
| Recovery of credit losses - unfunded commitments | NaN | NaN | 0 | 0 |
| Deferred income tax expense | -3,447 | NaN | 1,988 | 1,408 |
| Increase in cash surrender value of bank owned life insurance | NaN | NaN | 9 | 16 |
| Recovery of credit losses - loans | 1,900 | NaN | -1,800 | -700 |
| Proceeds from sale of other loans held for sale | NaN | NaN | 0 | NaN |
| Accretion of fair value adjustments on acquired loans, time deposits, and subordinated notes | -1,340 | NaN | 673 | 845 |
| Proceeds from sale of mortgage loans held for sale | -42,370 | NaN | 295 | 42,075 |
| Mortgage loans held for sale, originated | -34,168 | NaN | -148 | 34,316 |
| Gain on sale of mortgage loans | -532 | NaN | -9 | 541 |
| Proceeds from sale of guaranteed government loans held for sale | NaN | NaN | 0 | 0 |
| Guaranteed government loans held for sale, originated | NaN | NaN | 0 | 0 |
| Gain on sale of guaranteed government loans | NaN | NaN | 0 | 0 |
| Fair value adjustments of other equity investments | 58 | NaN | 163 | -155 |
| Amortization of subordinated debt issuance costs | NaN | NaN | 1 | 188 |
| Loss on disposal of premises and equipment, other assets, and other real estate owned | 255 | NaN | -6 | -250 |
| Investment amortization expense, net | 173 | NaN | -34 | -145 |
| Intangible amortization | -499 | NaN | 223 | 478 |
| Increase in accrued interest receivable | 1,872 | NaN | -699 | -826 |
| Decrease in other assets | -4,468 | NaN | -778 | -10,809 |
| Decrease in other liabilities | 13,416 | NaN | -57 | -14,550 |
| Cash provided by (used in) operating activities | 15,035 | 128 | 6,429 | 7,068 |
| Purchases of securities available for sale | -23,422 | NaN | 13,335 | 21,174 |
| Proceeds from calls, sales, paydowns, and maturities of securities available for sale | -7,397 | NaN | 8,803 | 10,643 |
| Net decrease (increase) in federal funds sold | 7,335 | NaN | -7,145 | 210 |
| Proceeds from sale of premises and equipment, other investments, other assets, msrs, and other real estate owned | NaN | NaN | 1,132 | NaN |
| Proceeds from sale of other investments, other assets, msrs, and other real estate owned | NaN | NaN | NaN | 395 |
| Capital calls on other investments | -1,686 | NaN | 342 | 1,544 |
| Nonincome distributions from limited liability companies | NaN | NaN | 450 | 53 |
| Net decrease in loans held for investment | 168,139 | NaN | -66,641 | -133,821 |
| Proceeds from surrender of bank owned life insurance policies | -212 | NaN | 0 | 212 |
| Net change in restricted equity and other investments | -341 | NaN | 86 | -346 |
| Purchase of premises and equipment | -395 | NaN | 700 | 152 |
| Other investment activities | -224 | NaN | NaN | NaN |
| Cash provided by investing activities | 33,853 | 64,024 | 55,023 | 122,810 |
| Subordinated note redemptions | NaN | 0 | 10,000 | 15,000 |
| Proceeds from private placements, net of issuance costs | NaN | 0 | 0 | 0 |
| Fhlb advances | NaN | 0 | 0 | 0 |
| Fhlb repayments | NaN | 0 | 0 | 0 |
| Frb repayments | NaN | 0 | 0 | 0 |
| Net (decrease) increase in demand, savings, and other interest-bearing deposits | -18,469 | -21,133 | -25,939 | 6,185 |
| Net increase (decrease) in non-brokered time deposits | 31,910 | -18,768 | -33,226 | -175,301 |
| Net decrease in brokered time deposits | -31,530 | NaN | NaN | NaN |
| Common stock dividends paid on vested performance-based restricted stock awards ('psas') | 140 | 22,595 | NaN | NaN |
| Repurchases of common stock | NaN | NaN | 2,767 | NaN |
| Repurchases of common stock and warrants to purchase common stock | NaN | 9,506 | NaN | NaN |
| Exercises of warrants to purchase common stock | NaN | NaN | 313 | 9,445 |
| Warrants exercised | 0 | 9,758 | NaN | NaN |
| Cash used in financing activities | -18,229 | -69,235 | -71,619 | -174,671 |
| Net increase (decrease) in cash and due from banks | 30,659 | -5,083 | -10,167 | -44,793 |
| Cash and due from banks at beginning of period | 115,949 | 121,032 | 175,992 | NaN |
| Cash and due from banks at end of period | 146,608 | 115,949 | 121,032 | NaN |