Financial insights of BRBS

MyFinsight

For the quarter ending 2026-03-31.

Income Overview

Net Income
$836K
EPS
$0.01
Unit: Thousand (K) dollars

Income Statement	2026-03-31	2025-12-31	2025-09-30	2025-06-30
Interest and fees on loans	25,709	27,319*	32,000	30,730
Interest on securities, deposit accounts, and federal funds sold	3,680	4,032*	4,213	4,006
Total interest income	29,389	31,350*	36,213	34,736
Interest on deposits	10,760	13,138*	12,501	12,802
Interest on subordinated notes	291	538*	338	646
Interest on fhlb borrowings	1,432	1,441*	1,463	1,447
Total interest expense	12,483	15,117*	14,302	14,895
Net interest income	16,906	16,233*	21,911	19,841
Recovery of credit losses - unfunded commitments	-	-100*	0	0
Recovery of credit losses - loans	-600	-150*	-1,800	-700
Mortgage servicing rights ('msrs')	-	-104*	-48	-139
Total recovery of credit losses	-600	-250*	-1,800	-700
Income (gain) on sale of msrs	-	709*	737	-
Net interest income after recovery of credit losses	17,506	16,483*	23,711	20,541
Loss on sale of securities available for sale	-	0*	0	-
Service charges on deposit accounts	632	404*	725	721
Swap transaction fees	-	-234*	258	-
Increase in cash surrender value of bank owned life insurance	-	8*	9	8
Bank and purchase card interchange income, net	545	470*	567	626
Wealth and trust management fees	464	582*	458	409
Residential mortgage banking income	0	385*	5	312
Fair value adjustments of other equity investments	66	-233*	163	-82
Other	641	237*	959	1,389
Total noninterest income	2,348	2,221*	3,833	3,244
Salaries and employee benefits	11,057	9,592*	11,388	13,000
Occupancy and equipment	1,239	1,441*	1,190	1,129
Technology and communication	1,987	2,422*	2,314	2,565
Legal and regulatory filings	582	294*	1,008	395
Advertising and marketing	765	611*	267	128
Audit fees	255	483*	161	459
Fdic insurance	420	885*	239	1,027
Intangible amortization	202	229*	223	234
Regulatory remediation	-	0*	0	0
Other contractual services	202	278*	645	433
Other taxes and assessments	828	903*	895	955
Other	1,204	1,712*	1,711	1,684
Total noninterest expense	18,741	18,847*	20,041	22,009
Income (gain) before income tax expense	1,113	-143*	7,503	1,776
Income tax expense (benefit)	277	-504*	1,900	480
Net income (loss)	836	361	5,603	1,296
Dividends on preferred stock	-	-	-	0
Net income (loss) attributable to common shareholders	-	-	-	1,296

Basic EPS	0.01	0.004	0.06	0.01
Diluted EPS	0.01	0.003	0.06	0.01
Basic Average Shares	88,343,128	86,352,158	88,547,750	88,257,659
Diluted Average Shares	99,757,936	103,807,206	99,384,079	88,582,343

Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

MyFinsight

Income Overview

Net Income
$836K
EPS
$0.01
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

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Income Overview

Net Income
$836K
EPS
$0.01
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image

Income Overview

Net Income$836KEPS$0.01Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Net Income$836KEPS$0.01Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Net Income
$836K
EPS
$0.01
Unit: Thousand (K) dollars

Net Income
$836K
EPS
$0.01
Unit: Thousand (K) dollars