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SIERRA BANCORP (BSRR)

SIERRA BANCORP (BSRR)

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Cash Flow Overview

Change in Cash
-$13,677K
Free Cash flow
$5,436K
Unit: Thousand (K) dollars
Positive Cash Flow Breakdown
    • Principal paydowns on debt secur...
    • Maturities and calls of debt sec...
    • Loan (originations) and payments...
    • Others
Negative Cash Flow Breakdown
    • Purchases of debt securities ava...
    • Repayments on federal home loan ...
    • (decrease) increase in fed funds...
    • Others
Cash Flow
2026-06-30
2026-03-31
2025-12-31
2025-09-30
Net income
9,919
12,520
12,894
9,699
(gain) loss on sales of securities
-
-
-4
0
(gain) loss on disposal of fixed assets
0
360
-30
0
Stock based compensation expense
491
494
734
436
Provision for credit losses on loans
2,283
77
-785
3,709
(benefit) provision for credit losses on held-to-maturity securities
0
-1
-
-
(benefit) provision for credit losses on unfunded commitments
-90
-130
-
-20
Depreciation and amortization
485
496
517
517
Net accretion on securities premiums and discounts
430
324
343
224
Net accretion of premiums/discounts for loans acquired
12
-19
-5
-52
(increase) decrease in cash surrender value of life insurance policies
1,801
40
539
1,018
Amortization of core deposit intangible
13
39
80
162
Increase in interest receivable and other assets
877
-643
-2,408
-4,212
Decrease in other liabilities
-6,509
-2,384
-1,514
-3,532
Deferred income tax benefit (provision)
1,506
-145
-795
1,028
Increase in value of restricted bank equity securities
0
602
-
-
Excise tax on stock repurchases
-170
-
-
0
Amortization of debt issuance costs
22
-45
-
23
Net amortization of partnership investment
-
-
2,831
-
Net amortization of variable interest entities
739
-782
-
0
Net cash provided by operating activities
5,482
11,065
14,000
14,940
Maturities and calls of debt securities available-for-sale
11,264
12,000
21,325
22,965
Proceeds from sales of debt securities available-for-sale
-
-
3,016
-
Purchases of debt securities available-for-sale
32,155
13,510
89,714
41,078
Principal paydowns on debt securities available-for-sale
25,761
9,118
28,293
99,174
Maturities and calls of debt securities held-to-maturity
840
-
475
-
Principal paydowns on debt securities held-to-maturity
4,041
3,381
15,073
-
Net purchases of fhlb stock
324
-
-
-
Loan (originations) and payments, net
-10,789
-79,763
57,693
59,175
Purchases of premises and equipment
46
83
452
244
Proceeds from sale of premises and equipment
0
518
32
-
Proceeds from sales of foreclosed assets
0
1,565
-
-
Purchase of bank-owned life insurance
0
47
16
23
Liquidation of bank-owned life insurance
78
104
-
-
Purchase of split dollar life insurance
-
-
0
0
Capital contributions to partnership investments
1,558
-
-
-
Proceeds from boli death benefit
331
578
-1
0
Amortization of debt issuance costs
-
-
90
-
Net cash provided by (used in) investing activities
19,021
93,387
-79,572
21,619
Increase in deposits
5,185
49,370
-56,324
-41,709
(decrease) increase in fed funds purchased
10,000
80,000
-185,000
15,000
Decrease (increase) in short-term federal home loan bank advances
0
-42,700
-
-4,400
Increase (decrease) in short-term borrowed funds
-
-
12,700
-
Repayments on federal home loan bank advances and other debt
20,000
25,000
-
-
(decrease) increase in customer repurchase agreements
-5,447
-3,042
5,104
-760
Cash dividends paid
3,399
3,433
3,388
3,383
Repurchase of common stock, net
4,985
9,923
7,519
6,035
Stock options exercised
466
1,020
126
217
Net cash (used in) provided by financing activities
-38,180
-83,708
105,699
-71,070
Increase in cash and cash equivalents
-13,677
20,744
40,127
-34,511
Cash and cash equivalents, beginning of period
156,372
135,628
95,501
100,664
Cash and cash equivalents, end of period
142,695
156,372
135,628
95,501
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Cash Flow

Principal paydowns on debtsecurities...$25,761K (-89.01%↓ Y/Y)Net income$9,919K (-49.74%↓ Y/Y)Maturities and calls of debtsecurities...$11,264K (2.40%↑ Y/Y)Loan (originations)and payments, net-$10,789K (-109.87%↓ Y/Y)Principal paydowns on debtsecurities...$4,041K Maturities and calls of debtsecurities...$840K Proceeds from boli deathbenefit$331K (-79.88%↓ Y/Y)Liquidation of bank-ownedlife insurance$78K Provision for creditlosses on loans$2,283K (-28.00%↓ Y/Y)Deferred income taxbenefit (provision)$1,506K (545.56%↑ Y/Y)Net amortization ofvariable interest...$739K (-50.07%↓ Y/Y)Stock basedcompensation expense$491K (-52.83%↓ Y/Y)Depreciation andamortization$485K (-53.81%↓ Y/Y)Net cash provided by(used in) investing...$19,021K (115.15%↑ Y/Y)Net cash provided byoperating activities$5,482K (15.05%↑ Y/Y)Canceled cashflow$34,083K Canceled cashflow$9,877K Increase in cash and cashequivalents-$13,677K (-146.60%↓ Y/Y)Canceled cashflow$24,503K Increase in deposits$5,185K (-93.74%↓ Y/Y)Stock optionsexercised$466K (-8.81%↓ Y/Y)Purchases of debtsecurities...$32,155K (-87.00%↓ Y/Y)Capital contributionsto partnership...$1,558K Net purchases offhlb stock$324K Purchases of premises andequipment$46K (-94.50%↓ Y/Y)Decrease in otherliabilities-$6,509K (62.99%↑ Y/Y)(increase) decrease in cashsurrender value of life...$1,801K (71.36%↑ Y/Y)Increase in interestreceivable and other assets$877K (-67.39%↓ Y/Y)Net accretion onsecurities premiums and...$430K (181.05%↑ Y/Y)Excise tax on stockrepurchases-$170K (-53.15%↓ Y/Y)(benefit) provision forcredit losses on...-$90K (-190.00%↓ Y/Y)Net cash (used in)provided by financing...-$38,180K (-125.43%↓ Y/Y)Canceled cashflow$5,651K Repayments on federal homeloan bank advances...$20,000K (decrease) increase in fedfunds purchased$10,000K (125.00%↑ Y/Y)(decrease) increase incustomer repurchase...-$5,447K (-130.86%↓ Y/Y)Repurchase of common stock,net$4,985K (-72.72%↓ Y/Y)Cash dividends paid$3,399K (-51.18%↓ Y/Y)