SIERRA BANCORP (BSRR)
2025-06-30 | 2025-03-31 | 2024-09-30 | 2024-06-30 | |
|---|---|---|---|---|
| Service charges and fees on deposit accounts-Deposit Account | 5,855 | - | - | - |
| Other income | 1,400 | 1,206 | 971 | 923 |
| Increase in cash surrender value of life insurance | 1,316 | -265 | 540 | 523 |
| Net (loss) gain on sale of fixed assets | -19 | -2 | - | - |
| Net gain (loss) on sale of securities available-for-sale | 1 | 122 | 73 | - |
| Service charges and fees on deposit accounts | - | 5,581 | 6,205 | 6,184 |
| Total noninterest income | 8,553 | 6,642 | 7,789 | 7,630 |
| Other | 8,081 | 6,436 | 7,452 | 7,511 |
| Occupancy and equipment costs | 3,142 | 2,978 | 2,995 | 3,152 |
| Salaries and employee benefits | 12,544 | 13,003 | 12,363 | 12,029 |
| Total noninterest expense | 23,767 | 22,417 | 22,810 | 22,692 |
| Debt securities, held-to-maturity, credit loss expense (reversal) | - | - | -1 | - |
| Credit loss expense - loans | 1,210 | 1,961 | 1,240 | 921 |
| Total interest expense | - | 11,341 | 14,008 | 13,325 |
| Subordinated debentures | 655 | 652 | 751 | 755 |
| Long-term debt | 430 | 430 | 429 | 430 |
| Federal home loan bank advances | 1,057 | 816 | 786 | 1,040 |
| Federal funds purchased and repurchase agreements | 596 | 71 | 62 | 68 |
| Deposits | 9,326 | 9,372 | 11,980 | 11,032 |
| Total interest expense | 12,064 | - | - | - |
| Tax-exempt securities | 1,577 | 1,576 | 1,584 | 1,592 |
| Taxable securities | 9,295 | 9,138 | 11,991 | 12,787 |
| Federal funds sold and other | 211 | 590 | 1,225 | 598 |
| Loans, including fees | 31,634 | 30,149 | 29,998 | 28,518 |
| Total interest income | 42,717 | 41,453 | 44,798 | 43,495 |
| Net interest income | 30,653 | 30,112 | 30,790 | 30,170 |
| Credit loss (benefit) expense - unfunded commitments | -10 | 110 | -120 | 20 |
| Net interest income after credit loss expense | 29,453 | 28,041 | 29,431 | 29,269 |
| Income before taxes | 14,239 | 12,266 | 14,410 | 14,207 |
| Provision for income taxes | 3,606 | 3,165 | 3,807 | 3,944 |
| Net income | 10,633 | 9,101 | 10,603 | 10,263 |
| Earnings per share basic | 0.78 | 0.66 | 0.75 | 0.72 |
| Earnings per share diluted | 0.78 | 0.65 | 0.74 | 0.71 |
| Weighted average number of diluted shares outstanding | 13,637,252 | 13,916,341 | 14,335,706 | 14,381,426 |
| Weighted average number of shares outstanding basic | 13,563,910 | 13,820,008 | 14,188,051 | 14,300,267 |