Financial insights of BSRR

MyFinsight

For the quarter ending 2026-03-31.

Income Overview

Net Income
$12,520K
EPS
$0.96
Unit: Thousand (K) dollars

Income Statement	2026-03-31	2025-12-31	2025-09-30	2025-06-30
Service charges and fees on deposit accounts	5,673	5,430*	6,065	5,855
Net (gain) loss on sale of securities available-for-sale	-	-64*	-	1
Net gain (loss) on sale of fixed assets	360	-20*	-	-19
Increase in cash surrender value of life insurance	419	1,147	410	1,316
Earnings on separate account life insurance	-379	-	608	-
Other income	1,896	844	975	1,400
Total noninterest income	7,969	7,336	8,058	8,553
Loans, including fees	31,368	33,250	32,924	31,634
Taxable securities	7,993	8,234	9,104	9,295
Tax-exempt securities	1,624	1,626	1,580	1,577
Federal funds sold and other	211	171	329	211
Total interest income	41,196	43,281	43,937	42,717
Deposits	8,322	8,193	9,606	9,326
Federal funds purchased and repurchase agreements	458	1,188	420	596
Federal home loan bank advances	787	881	857	1,057
Long-term debt	431	429	429	430
Subordinated debentures	590	637	657	655
Total interest expense	10,588	11,328	11,969	12,064
Net interest income	30,608	31,953	31,968	30,653
Credit gain expense - loans	77	-785	3,709	1,210
Credit loss (benefit) expense - unfunded commitments	-50	-	-20	-10
Credit loss (benefit) - debt securities held-to-maturity	-1	-	-	-
Net interest income after credit loss expense	30,582	32,818	28,279	29,453
Salaries and benefits	12,700	12,682	12,827	12,544
Occupancy and equipment	3,085	3,182	3,234	3,142
Other	6,039	7,154	7,574	8,081
Total noninterest expense	21,824	23,018	23,635	23,767
Income before taxes	16,727	17,136	12,702	14,239
Provision for income taxes	4,207	4,242	3,003	3,606
Net income	12,520	12,894	9,699	10,633

Basic EPS	0.96	0.974	0.73	0.78
Diluted EPS	0.96	0.966	0.72	0.78
Basic Average Shares	12,988,932	13,240,728	13,361,594	13,563,910
Diluted Average Shares	13,097,176	13,348,225	13,470,658	13,637,252

Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

MyFinsight

Income Overview

Net Income
$12,520K
EPS
$0.96
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image

Income Overview

Net Income
$12,520K
EPS
$0.96
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image

Income Overview

Net Income$12,520KEPS$0.96Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Net Income$12,520KEPS$0.96Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Net Income
$12,520K
EPS
$0.96
Unit: Thousand (K) dollars

Net Income
$12,520K
EPS
$0.96
Unit: Thousand (K) dollars